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YNAB – You Need A Budget If you want to skip the reading palaver and jump straight to one extra month of YNAB free, just click GIVE ME YNAB. My favourite budgeting tool for the modern age. Years ago I used paper budgeting, before I graduated to spreadsheets. After a break that was far too long (and that paved the way for our lifestyle inflation), in 2016 I realised I needed more. I needed a system that could: handle multiple accounts, of different types. be easily accessed, no matter where I was. allow multiple people to contribute. YNAB hit all of those needs for me. Related: Your Budget Isn’t Out To
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