Solving The Low Interest Rate Dilemma - The Beacon
On March 14th, I posted The Low Interest Rate Dilemma, which detailed how the current low interest rate environment is impacting the insurance industry. At the upcoming Life Insurance Conference, this is going to be a significant topic. Low interest rates are affecting pricing, the price-value proposition of product offerings and a variety of corporate finance aspects of these companies. With regard to life insurance, some of the product offerings are rather complex financial instruments, but one commonality is that no matter how they are structured, they are negatively impacted by low interest rates. Generally, these policies invest policyholder premiums Read More
David Mitchel