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The Low Interest Rate Dilemma - The Beacon
One of the biggest issues in the insurance industry at the moment is the low interest rate environment. It is manifesting itself in a wide variety of ways. The low interest rate environment could be around for a bit, as all indications are that the Federal Reserve intends to keep interest rates at 0% until around 2015. Life insurance has been particularly hard hit by the low interest rate environment. Life insurance companies are cautious in their investments of premiums paid, investing in bonds and other types of investment vehicles that pay minimal returns. For example, US Treasury Bonds are Read More
David Mitchel