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The-world-is-awsome

@the-world-is-awsome

|19f| this is the year of the glow up😜
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Gameboy peripheral PediSedate was designed for dentists and dosed kids with nitrous oxide as they played games.

Time to enter the GAMER ZONE

Camera, printer, sewing machine, now a fucking anaesthetic adminstrator…was there anything the Game Boy didn’t have an accessory for?

Do you know about the fish finding sonar?

gameboy sprinted so smart phones could lag and be ugly

Different Strokes?

I think I left the teller at the bank genuinely disturbed when I told him that “If I can’t afford it, I just don’t buy it.”  “What about a car? Do you drive a car?” he inquired, his voice toning on the edge of fear.   I told him, “Yeah, I have a vehicle. I bought it used for under $3,000.”  He looked physically pained. “What about if you want to buy some kind of new appliance? Or furniture?” he persisted. I stared at him blankly. “My couch was $5.00 at Goodwill. Like…I just buy shit cheap or I don’t buy it at all. The only thing in my life that I make payments on is my house, my bills, and my insurance, and that’s split five ways because I have housemates.”  The young man looked horrified? Appalled? And somehow also awed?  This guy couldn’t have been much older than me. But it seemed that he’d never even considered the option before of saving up for something to purchase it outright instead of using a credit card. Am I the only person in my general age group (just turned 26) who’s never owned a credit card, and who has forgone basic comforts in order to save up for items so you don’t owe money to anyone, like, ever? 

If you’re living in the US without a credit card at 26, you’re playing with danger.

No credit is viewed as the same as bad credit. Which means you could be denied if you ever do need to rent an apartment or a car. Hospitals and clinics are also less likely to allow payment plan programs for people without good credit.

The best thing you could do at this point is apply for a credit card you’re eligible for and pay a few things (I do gas and groceries myself) with it each month. As long as you keep it to zero balance each month there is no interest and there will be proof of you not having debt (instead of just the absence of debt).

what.

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This is legit how it works.  The system requires records on you, or else.  So you need a credit card and worse, you need to have a record of using it, even if you pay it off every single month.  Unfortunately, the formulas used to determine credit score are secret, so we also have people suggesting that your credit rating is helped if every so often you do pay a bit of interest.  The whole thing is a complete mess.  If you don’t have a credit rating/history, then any loans you manage to get will be at extremely high interest and will require much more effort than they really should.

what

yeaah let me just go get a card that i can’t pay off because capitalism is shit, even if i literally only buy a pack of gum that’d go well

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If you pay it off in full every month there is no interest.  Do what OP is doing but put some of that on your credit card and pay it off every month, and soon you will have a very good credit rating.

you skipped right the fuck over the “can’t pay it off” part huh like credit cards are just not a viable thing if you’re poor and have shit income

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And I’m saying to literally not put anything on it if you can’t buy it in cash. And I’m aware that they fuck over poor people, but yeah, that’s the system that’s in place. This is advice for navigating it, which is how to obtain good credit which helps a lot.

Right like don’t make minimum payments, put your gas on your credit card then that same day pay the credit card company online then don’t worry about it for another month. It’s an absolutely shit system, but in the event of an emergency it’s good to have.

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I have had to explain this to a lot of people in my life, but it’s true- no credit is the same as bad credit. What having (and using) the card actually shows is that you are capable of (and actually follow through on) making regular payments: ie, it is proof of having a steady income (even if you do not actually have a steady income). It is showing you reliably can pay for things you purchase, which is what your credit score is all about.

Think of it this way. You have a credit card, which is your credit tracking device. You use the card to tell someone “I will pay for this thing with borrowed money.” They agree to allow you to pay with borrowed money. You then turn around to your credit card company and say “Thank you for allowing me to borrow your money, I will now pay you back with my own money.” (which, if you repay them promptly enough, you can repay them the exact same amount you borrowed, rather than paying them more than you borrowed [which is what interest is])

The credit card company then recognizes that you successfully borrowed their money AND returned it safely, and they pass that information along to credit tracking companies. Each time you do this, you gain credibility. If you do this enough times, you are considered a credible borrower of money, so that if you ever are in a situation where you need to borrow a large sum of money (for example, a mortgage or a car or a hospital bill or whatever), companies with money will look at how well you have returned money in the past, and say Ah yes, this person repays their debts well, so we can lend them our money this time.

So like, do what the above folks are recommending. Get a credit card and use to to reasonably purchase things you already have to buy- put a batch of groceries on the card. Go home (or wherever you can use the interne), pay it off as if you had paid cash in the store for it. There is no extra fee or interest for doing this, and you are leveling up your credibility in case of emergency later on in life.

Ok, here’s a guide for the easiest way to do this.

1. get your first baby credit card with the bank that you already bank with. If it has cashback rewards, even better (that’ll be free money later).

2. set that shit up so it pays the full amount, automatically, every month. you don’t have to remember to go home and pay it off, or worry about it at all. You won’t pay interest.

Your first card, especially if you have no credit, is going to have a small limit. Like $500. This is important: credit companies want you to use a certain percentage of the card every month. This is 1-9%. I usually just go straight 5%. If you use too much, you look like a wild card (even if you pay it off every month) and if you use nothing than you’re not proving to them you can be trusted.

So your first card has a $500 limit. 5% of 500 is $25.

Your goal is to use $25/month.

This is about a tank of gas for me. So once a month, I would fill up with this card, and then put it in the back of my wallet until next month. The payment was made automatically by my bank from one account (debit) to the other (credit). Rinse and repeat. I did this for a year.

Then after a year, my credit had skyrocketed (because I had nothing before, and added this good habit for a year). So I called up my bank and asked for them to increase my limit based on my new credit. I had shown them I was good at borrowing a good amount of money and paying it back on time every time.

The bank increased my limit to $5,500. Like holy shit, at the time I was definitely not expecting that.

So new math. 5% of 5500 is $225. So now instead of gas, I put my cell phone bill ($50), my car insurance ($130), and my dog food automatic order ($40) on it.

The best part is everything is automatic. I keep this card in the back of my wallet permanently; all these bills and the automatic payments are, well, automatic. My credit goes up, I rack up cash back rewards, there’s nothing to it.

And, if I ever get in an emergency, like a vet bill for one of my dogs, I can use that card to pay the $3,000 emergency bill without worrying about whether the place will take my dog if I have no money. I can then go home, change the settings from “pay in full every month” to “pay $X every month” (more than the minimum!) until it’s paid off, and then go back to just my bills. My credit might take a little dip during that time, but will bounce back pretty quickly.

There’s several other factors to credit (hit me up if you want more info) but this was literally the only measure I took for my first year, and my credit went from 525 to 700 in a year. Another year later, I’m now at 753, have a mortgage with a great rate, and can get a monster ass loan if I really need it in case an emergency or hard times fall.

It’s a shitty system of hoops to jump through, but knowing you can use these measures if it comes to it is a good feeling.

Okay but literally read this entire post please!

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Take it from someone who was taught that credit cards are evil, you NEED to build up some credit. 

I’m 32 and only JUST NOW able to get a card because my fiance helped me do so. I could not get approved before because I didn’t have any credit.

If you have a checking account and use it as credit rather than a debt it you will still get good credit.

Hey i just lost my job to too many mental breakdowns b4 work and bein without therapy for three weeks while recovering from an unfortunate death of one of my pets... i do art commissions at my blog @grimeboo

My paypal is paypal.me/cl1995

Id like to scrape up enough money to pay wifi before may 9th so please spread this if you can!

This is what my art looks like:

Hey i have another phone bill to pay on top of being in the negatives so these commissions r my only source of income rn!!! Please consider reblogging :0)

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does anyone else remember being terrorized every single commercial break by the madagascar 3 trailer on every single cartoon channel in 2011-2012

i was forced to watch this movie at the dentist while they pulled out four of my teeth. most painful experience of my life. it turns out the roots of my teeth were stuck to my jawbone and that’s why the anesthetic didn’t really work. i fucking hate this movie

I remember in my biotech ethics course we were watching this documentary on surrogacy and it followed this gay Israeli couple during the whole process. basically they did intense screening for the woman who would give them the egg and their criteria was that she had to be attractive (white), educated and physically fit. So they found an american women and (invasively) extracted the egg which was injected with the father’s sperm. The kicker was that the fertilized egg was shipped to india where oppressed destitute women had their wombs rented out for cheap. and it was especially insidious in this particular scenario because it was a husband who forced his wife to do the surrogacy so they could pay off his debt. it was just so upsetting to see this brown women go through the incredible pains of child bearing/birth out of economic coercion so that this colonizer couple could have their white baby. the whole documentary really cemented to me how the surrogacy business is a form of imperialism of woman’s wombs in the global south and how colonial patriarchy and capitalism literally birthed this completely unnecessary industry. 

I found the full documentary on youtube - its called Google baby. I remembered some of the details wrong, the white woman was poor herself and did egg extractions as a way to make income but the brown women stories are way more heartbreaking than I recalled. Please note that there’s a lot of sensitive scenes that could be triggering to watch.    

That’s actually a brilliant idea, even from a strict effectiveness standpoint.

Pity they got shut down.

Some examples:

Just goes to show how much data facebook/insta collect about you that gets sent to advertisers. Also facebook responded by effectively saying ‘yes we collect the data but we dont allow advertisers to say that they’re using this data’ after trying to accuse Signal of pulling a ‘PR stunt’. Facebook is so scummy.

ohhhh baby the covid vax is hitting and im shaking and sweating like a sick hog

i can reclaim slurs for sick little victorian boys now

Now that college students no longer have access to their libraries in the same way we used to and have to do most of our learning at home it would be just terrible if we all knew about https://1lib.eu/ a website which has books on basically every topic ever available for free including college textbooks. Imagine if people were researching their thesis without paying for it. 

DO NOT USE THIS SITE AND DEFINITELY DO NOT NOT TELL YOUR FRIENDS ABOUT THIS SITE, THEY MIGHT START DOING THESIS RESEARCH FOR FREE OR JUST START READING BOOKS THEY FOUND ON THERE FOR FUN BECAUSE THEY THOUGHT THEY WERE INTERESTING. This would be terrible :( :(

Reblog to spread the word so that everyone knows to avoid this site!

Hey everyone they have NOT moved to:

Do NOT enter this url to find free books :)

Some more websites to definitely not look up:

pdfdrive.com for 79,081,664 eBooks for free

core.ac.uk for the world’s largest collection of open access research papers

citationsy.com which is a free referencing tool for making citations

archive.org a non-profit library of millions of free books, movies, software, music, websites, and more

elephind.com for free newspaper articles from around the world

don’t tell your friends :)

in retrospect, video rental stores *would* probably still exist today in some capacity had it not been for blockbuster. the nostalgia for the blockbuster browsing experience undermines the reality of how aggressively the chain snuffed out smaller video rental stores and would eventually become notorious for its abusive late fee collection policy once there were no significant competitors standing. the rise of streaming is often attributed to blockbusters demise, but what’s not often recognized is how netflix’ earliest (and most successful) marketing tactics were in fact advertising the absence of the aforementioned terrible late fees as opposed to the convenience of not having to go to the store. I was actually surprised to find out how much of blockbuster’s demise can be attributed to spiraling out of control as it attempted to manage viacom’s ever increasing debts than to the fact that people just naturally gravitated towards streaming (which is not to say that it wouldn’t have happened eventually, but).

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see also: borders / barnes & noble with bookstores. amazon’s original pitch was probably more “look how convenient!” than it was “look, you can avoid the awful sterility of the inside of a barnes & noble!” but it’s interesting that with its aggressive tracking and tailoring of recommendations amazon is having machines do (in an impersonal and invasive way) what the staff at a local, non-chain bookstore would do, which is match their selection to your preferences

Barnes & nobles and Borders raced against each other, across the country, to oversaturate the bookstore market. This isn’t paranoia or conspiracy — it’s the same fucking model Starbucks used. Oh, your community supports three bookstores? We’re going to open five, until the little indies go under. Then we’ll close four of our own (sorry not sorry staff, enjoy competing with each other for a handful of positions!) and now you have no other choice. Movie rental chains did the same thing.

And then all these huge chain retailers have the fucking gall to weep and whine as amazon proceeds to wipe them out, and now I live in a small city where you just… can’t get stuff. If you don’t want to use amazon, if you don’t have a car to drive out to the big box on the highway, you literally can’t buy a pair of socks or an ice pack. No more pharmacies, no more bookstores, no more video or music stores… if this was plants and not retailers you’d call it monoculture, and you’d raise an alarm about how prone to catastrophic collapse monocultures are.

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Ohhh that last line.

we should all start sexulizing community colleges and adult education instead of letting tv shows get away with being horny about high schoolers

When are you people going to learn what a dogwhistle is

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⚡⚡- Nazi SS insignia

((())) - With a name in the middle, it’s used to identify/accuse people of Jewish ancestry

3%ers/lll%ers - Three percent'ers. A militia group that bases themselves symbolically on the incorrect statistic that only 3% of men in the original 13 colonies fought against the British. A flashy signifier to let other far right groups know that they will absolutely take up arms for America

9% - The supposed percentage of the worlds population that is fully/pure white

13% - Anti black dog whistle for the false claim that black men make up 13% of the population but commit 50% of homicides

100% - Pure race white

1-11/111 - Used almost exclusively for the Aryan Knights with 1=A and 11=K in accordance to their numerical alignment in the English alphabet

12 - With no law enforcement context, 12 could read as Aryan Brotherhood with 1=A and 2=B in accordance to their numerical alignment in the English alphabet

13 - Used almost exclusively for the Aryan Circle with 1=A and 3=C in accordance to their numerical alignment in the English alphabet

18 - Adolf (A=1) Hitler (H=8)

21-2-12(21/2/12) - Used only for The Unforgiven as a shorthand for their motto. Unity (U=21) Brotherhood (B=2) and Loyalty (L=12)

23-16 - White (W=23) Power (P=16)

109/110 - Representative of the number of counties Jewish people have been expelled from which (depending on which type of fascist you’re dealing with) some would consider America to be/will be included, hence the 110

311 - Representation for the KKK meaning 11 (K) three times

737 - Used only for Public Enemy Number 1 (PEN1) in accordance to their numerical alignment on a telephone keypad

1423 (14/23) - Used almost exclusively for the Southern Brotherhood. Unlike other white supremacist organization who follow numeric symbolism, they instead choice to represent themselves under The 14 Words AND The 23 Precepts

1488 (14/88) - 14 being David Lane’s Fourteen Words and 88 being the eight letter of the alphabet twice (HH) as a placeholder for Heil Hitler

6,000,000,000,000/6 trillion - Not only limited to trillion. Some variants feature billion, zillion, gorillion etc. A mocking reference for the 6 million lost to the Holocaust

AKIA = KKK shorthand for “A Klansman I Am”

American Identity Movement (AIM) - The chosen reformation name for Identity Evropa. Definitely a source of confusion though since the change was made last year but members (ex members?) still choose to identify as Identify Evropa members

Blood and soil - “Blut und boden”. Lebensraum ideology claiming that the original (blood) descendants belong to their original (soil) land

Blueish - Placeholder for Jewish. Can sometimes be found in manipulated/edited photos that gives the subject a more blue tint

Coal burner - “Race traitor” white person who dates black people

Clown world (🤡🌍) - The normalization/continuous birth of Jewish, Muslim, poc, LGBT+, autistic, disabled people will make the world (west) a circus

Day of the rope - A fictitious day where mass murders of Jewish/Muslim/Poc/Race traitors will occur

Discussion club - Alt right meeting

EST - Purposefully meant to be confused with Eastern Standard Time but when used in a context that doesn’t have anything to do with time, it’s actually shorthand for Every Single Time. Meant to place blame on Jewish people whenever anything “bad” happens. (Can also be used against Muslims and pocs)

FGRN - KKK slogan. “For God, Race, and Nation”

Fren - “Far Right Ethno Nationalist”. Plays into internet subculture baby talk (think uwu or cummies or woofer) with common phrases being “frens don’t fite frens” or “no fren wars!!”

Globalism - Obvious anti immigration nonsense

Great Replacement - Claim (falsely stated as scientific fact) that immigration and increased birth rates of foreign born people is leading to white genocide. (May sometimes include interracial relationships)

Happy Merchant - The written version of that ONE anti semitic drawing that’s a standard for all anti semites to post that we’ve all seen a dozen times before. No I’m not gonna post it -_-

Identitarianism/Identitarianist - Nice way of calling themselves Nazi

JQ - “Jewish Question”. Debate on the status of the civil, political, and all around humanity of Jewish people

Jwoke - Someone who is supposedly “woke” to the “ruling status” and “crimes” that Jewish people commit

Listen and Believe - The far right belief that liberals (and some moderates and centerists) are more willing to allow/accept the talking points of fascist if presented by someone they view as a leader, role model, trustable, or at the very least, level headed

Loxist/Loxism - Combination of lox (brined salmon commonly enjoyed by Jewish people) and racism

Milk before meat - Mormon origin. Used when recruiting/softening up “normies” to far right ideology. Offering up soft and digestible fascist talking points to gauge openness before giving them more hearty fascist ideology

NazBol - THERE’S A LOT TO UNPACK HERE! NazBol is, simply put, Nazism and Bolshevism smashed together. With Bolshevism originating as a faction of the Russian Social Democratic Labor Party, and Nazis just being your standard Nazi. Bolsheviks were a working class alliance who greatly opposed Russian involvement in WW1, heavily favored unity amongst the poorer class, and coined the slogan Peace, Land, and Bread. Absolutely baffling how one can force these two polar opposite political magnets to collide, but APPARENTLY the mental gymnastics behind it is that it’s a Third Position political ideology. Basically NazBols espouse the standard ideas of Nazism (eugenics, ethnic cleansing etc etc) but heavily favor certain leftist ideologies because they will give a better quality of life to the chosen few left behind. Ain’t it funny!?

Nibba - The n word

Noticer - ~see jwoke~

ORION - Our Race Is Our Nation

Our guy - A far righter/believed to be far righter

Power level - Dragon Ball Z origin. Indicative of someone’s involvement in far right beliefs. The more of a fascist you are, the higher your level is

ROA - Race Over All

RWDS - Right Wing Death Squad

Skype - Anti semitic k word

WAU - Women for Aryan Unity

Windmill - Swastika

YKW - “You know who”. A question where the answer is Jewish people. ~see EST~

Zioworld - A replacement for Zionist Occupied Government meant to be less obvious

I’m also including fascist symbols. Although not technically dog whistles themselves, they still rely on obscurity to thrive

And here are some more detailed/extra dog whistles

BONUS: Here’s a video dispelling the stupid Great Replacement myth sinces it’s extremely informative and relevant

(Disclaimer: This list is by no means perfect or binding. ANY type of person can have a skull on their body, but have it be used soley for their grimdark aesthetic. You can also have someone with a hammer in their profile, but have it be representative of their work as a carpenter. Or you can have someone be referred to as “our guy” just because he’s the life of the party! Certain pieces of dog whistle symbols and lingo can be totally innocent on their own (Pepe), BUT many literally CANNOT exist in any capacity that doesn’t tie into fascism ((())). This is why they need to be learned and context needs to be added to every situation and sentence they are found in. Because the kid in the tiktok begging their fren to come dance with them doesn’t need to be burned at the stake. And the Kekistan citizen putting blue filters over celebrity pics with a milk icon in the Twitter header DOES NOT need to be given the benefit of the doubt.)

This is one of the best replies I’ve ever gotten this is so comprehensive thank you!

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I was just reading about why this is!

Train stations in Moscow - and by extension subway stations - have a Leninist aesthetic.

Now, you may not like Lenin - and there's a lot to criticize - but he was a true believer in Communism. He wanted to bring wealth to the people. While it wasn't possible to give everyone an actual palace, he wanted to give them a palatial experience. And so the train stations in Moscow were consciously made to imitate the grandeur and beauty of a palace.