works on loan

Int the “company towns” of old days, workers bought the tools and goods they needed on credit, then were trapped indefinitely working to pay off their debts. Today this story outrages people-but what if the same scam were perpetrated by a class rather than a single corporation? Student loans ensnare young workers more effectively than any general store could have. Likewise, the only difference between debt and old fashioned indentured servitude is that now the servitude is owed to the economy in general rather than a particular individual or institution.

If we look at debt as a form of obligation, it  starts to sound suspiciously familiar. Some are born with little, and can only get what they need on the condition that they pledge themselves to service; others start out with plenty and are so generous as to loan some of it out to the needy in return for this pledge. This is simply a new incarnation of the duty the poor have owed the rich since feudal times, updated to appear voluntary.

—  Crimethinc, Work
Room For Dessert 01

Originally posted by jeonify

Description: A boring company dinner gets a little bit spicy when you notice the tension between you and your table’s waiter.

Pairing: Jungkook x Reader

Genre: Smut (M)

Word Count: 8.1k

Index: 01, 02, 02.5

A/N: Filth. Straight filth. That’s what this is. Jungkook’s graduation photos pretty much ruined me, especially when I saw the one of him taking their order and just looking so good and UGH. This is the result. Sin. Filth. Porn put to words. Enjoy. Please try not to die. 

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Dirt

Originally posted by shawnlaveau

When hoodoo was created, most of the people using it did not have ready access to the best ingredients and often had to hide their practice. Consequently, a lot of what was used had to be things people could obtain. This is why hoodoo uses various roots, sticks, herbs, honey, sugar, and other household supplies readily available. There is no exception for dirt. Different kind of dirt is used for different kind of things but some examples include:

Dirt from the crossroads: used for many things including hexing/cursing, summoning certain spirits, opening roads, etc.

Dirt from a bank: Most commonly used in money work. I swear by bank dirt. It adds so much potency to money workings and every time I have used it I have gotten great results. Could also be used in works to get a loan, get approved for a house, relieve debt, etc.

Dirt from a church: This is usually used for works that have to do with cleansing, healing, or otherwise “holy” matters.

Graveyard dirt: A staple in hoodoo, used for many different things including curses, healing, ancestor work, goofer dust, hot foot powder, etc.

Some of these are examples of things that have been used traditionally and throughout hoodoo’s history. However, all types of folk magick utilize whatever you have.

I have in the past used dirt from a car dealership(to obtain a car), dirt from a red ant farm(defensive/hexing), dirt from a destroyed/abandoned building(defensive/hexing), and dirt from a specific apartment complex I wanted to live in. *not all of these are my ideas, but some of them are* 

Folk Magick is and was about using whatever you have around you, and often whatever cost less. Do not ever feel like you can’t do effective, life changing magick with twigs and leaves. You can. Our ancestors did, you can too.

8

#kdramawomensweek day 2: rent’s due

kang hye soo & the things she does for her daughter

In the past couple months, you’ve requested books on Southern California music culture, parasitology, the neurology of PTSD, modern practices in Reform Judaism, locked-in syndrome, children’s literature… and your request for a book on alien conspiracies just arrived. I gotta ask: what the hell is your research area?
—  The guy who works the Interlibrary Loan desk at my university
Scorbus Poems

I was really sad not to have time to write a birthday fic for the amazing @ohscorbus, but while I was talking to my dad about my predicament, he joked that I should write some Scorbus haikus. I don’t think he expected me to think it was a brilliant idea. So without further ado, here are some Scorbus haikus, and a bonus limerick because why not. (Trying to find rhymes for Scorpius is really hard, in case anyone’s interested). 

Just a note: If any of the haikus are incorrect I apologise. I counted all the syllables multiple times but I have been known to miscount. 

*

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What the Hell is “Financial Abuse”?

Okay. So most people know what physical abuse is - that’s pretty straightforward. And most people have a vague idea of what emotional abuse is. But what about financial abuse? Financial abuse is a common type of abuse - much more common than you’d think - and it can make it almost impossible to get away from a toxic relationship. So what the hell is it?

Simply put, financial abuse is when an abuser controls or limits your money in order to keep you in the relationship or make you do what they want. Financial abuse can come in many forms, some more subtle than others, but all forms can be extremely difficult to escape from. 

Most of my followers are in their late teens or early twenties, which means at this stage in your lives, financial abuse is most likely to come from your parents. This often comes in the form of threatening to take away financial support if you don’t do exactly what they want. “We’ll stop paying for your tuition if you start dating/change your major/join that club/leave our religion/etc.” is a common threat made by financially abusive parents. Note that this is NOT the same as parents who want to teach their children financial independence - financially abusive parents do not want their children to work, take out loans or provide for themselves. They do everything in their power to keep their adult children financially dependent on them, so they can keep making these threats. 

In a relationship, financial abuse often means that your partner will try to prevent you from having any money of your own. Unfortunately, there are a whole lot of ways to achieve this. That could mean that they try to discourage you from going to school or having a job, or that they actively sabotage your career. They could try to limit your career choices, or insist that you only work low-paying, part-time jobs. They might intentionally move you to new city to force you to quit your job. They might also force you to turn over all your paycheques, or insist that you don’t need your own bank account and credit cards. All of these tactics force you to rely 100% on your partner for basic necessities, and they can threaten to take away finances or humiliate you by forcing you to beg for money. 

Financial abuse can also mean carefully tracking any money you do spend. Your partner might carefully look over every credit card statement or debit transaction, demanding that you justify every penny spent. Not only is this incredibly degrading, it’s a method of control - if you displease your partner, they can get revenge on you by yelling at you or making fun of you for “wasting” money on things you enjoy. This is also a tool to keep you from leaving the relationship - your partner will know right away if you’re buying things like suitcases, bus tickets, hotel bookings or down payments on a new apartment, and they can shut down your escape plan right away.

And finally, financial abuse can also come in the form of a “deadbeat” partner. This is a partner who refuses to work or contribute financially to the household, although they are fully capable of it. They’ll control all aspects of household finances, even if you are the only one working, and will freely spend your money on luxuries for themselves, like alcohol or video games, leaving you with nothing for yourself. They will insist that all household bills be put in your name, to make sure that you continually have to work harder to avoid ruining your credit. Both men and women are equally capable of being “deadbeat” partners, and usually a healthy amount of guilt and emotional abuse are used to convince you to keep this parasite in your life. 

The best way to escape from a financially abusive relationship is to get outside help. Tell your family and friends what’s going on. Reach out to organizations that help victims of domestic abuse. If you live in a small town without many resources, ask your local church, temple, synagogue or mosque for help - they will almost always help you, even if you are not a member of the congregation. There are a lot of resources and organizations out there who are more than willing to help you find housing, acquire furniture or household items, find a job, or go back to school.

Financial abuse IS abuse, and you deserve better.

Always // Jung Jaehyun

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the prompt: can you do jaehyun song based scenario with Disenchanted-MCR??

words: 3330

category: song rec + angst

warnings: attempted suicide + mentions of depression

author note: i couldn’t figure out this song so i looked up a bunch of theories and one was about depression, so i took that and ran with it. I’m a bit hesitant about this, since it’s a very serious topic and i don’t known if i did it justice. feel free to give me any constructive criticism if i didn’t portray depression correctly. please enjoy this anyway.

- destinee

Originally posted by nctuhohahyes

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distoretion  asked:

Speaking of Germans, I imagine there must be an Alp at the school. Always wearing a cap with the school's letters and mascot on it, always waiting in the quiet places of study for some poor student to fall asleep working late on a paper or revising for a test. He always gives the worst of nightmares: Failing all your classes despite how hard you worked. The bank that loaned you money for tuition tripling your interest rate. Losing all your credits right before you're about to graduate. (Pt. 1)

(Cont.) He is especially fond of preying upon those who fall asleep in class, seeming to take a sort of juvenile glee in making such victims wake screaming in terror and fall from their chairs. Gods help any student that forgets to safeguard their room at night, and sweet Gods weep for any that put lemon in their offerings of honeyed tea. For if you affront the Alp, his mischief shall turn to malice, and he will feed you nightmares until you cannot close your eyes for fear of sleep. (Pt. 2/Fin)             


You’ll have to forgive me but what is an Alp? All I can think of is the moutains

3

Was asking friends what I should change my avatar to if at all.
Friend threw out a suggestion that was so hilarious I gave myself a time limit to draw it, so not perfect but haaaaaaaaaaaaaaaaaaa
This probably only makes sense if you’re a Brit BUT WHO CARES

PS: the song
PPS: probably won’t change to Veggie (sorry friend) but you can vote here or pick something else I’ve done because ¯\_(ツ)_/¯ 

2

“Most people are defined by their titles, their cars, their house, where they came from, their color, their race, their religion. And so it’s up to you to take control of your own life and define you. As long as you understand who you are and you have a solid foundation of understanding what your talents are, what your skills are.”

–Stedman Graham

vaticancameos-andtea  asked:

Hiii, i read you're an art curator, i'm trying to pick a career and that sounds really intresting. If you have the time could you tell me a little bit about it??? Thanksss<3 btw i loove your blog

hey there - and thank you! of course i can.

um, working as a curator or any position within a public museum or galleries is usually a labour of love. it’s an incredibly rewarding and varied sector and profession, but also unfortunately incredibly poorly paid. (that’s often what happens when you love something :-)

if you wish to be an art curator specifically; it’s very much becoming a competitive area of specialty so i’d recommend you push through to post-graduate at least (tbh a BA won’t really cut it these days unless you have loads of experience) and also volunteer as much as you can. get some exhibition and collections work under your belt, as well as guiding and/or being a docent… i work with interns and volunteers all the time and they’re the ones i usually either employ or see going on to paid work elsewhere.

depending on the size of the museum or gallery you work in, the curator usually develops, manages and interprets both the collection and loan works, and critically works toward audience engagement and getting people visiting your museum/institution. it’s all about visitor numbers, developing good public programs, working with the education and commercial development teams, sponsorship and getting grants these days so it’s very rare a curator can be like those guys in the movies who wander around in the storerooms in tweed jackets poring over their cosseted collections…

also a good knowledge of the power of digital forums and social media and how to use those tools to engage with new audiences is critical as well.

hope that helps; DM me if you like.

x

I was thinking about this the other day and realized that there is a better way to think about it than “I will literally be in debt for the rest of my life,” and that is “I live in a society in which I must pay a lifelong tax so that I can do the work that I love.”

Because that’s what it is. Every month I will pay this affordable but not insignificant cost because the alternative would’ve been to do something I hate or merely tolerate. I could’ve been a mediocre programmer or a mediocre scientist who dreads going to work every day and constantly fears getting fired for their mediocrity, but instead I will become a fantastic therapist. People will seek ME out for my expertise. I will be not only in demand, but also fulfilled and engaged and actually helpful to others in some way.

And yeah, it’s still totally bullshit that we’ve set things up that way–that we’ve decided it’s reasonable to saddle a person with a debt nearly five times their starting salary–but at least this isn’t *my* shame or failure. That’s why I don’t mind posting this at all. Anyone who thinks my debt reflects my worth or even my financial savvy can pretty much fuck off. Anyone who thinks I ought to be miserable or extremely stressed or at least a little ashamed because of this now knows better.

The American working and middle class has been left behind by globalization. We live in a world now where the wealthiest 62 people have as much wealth as the poorest 3.6 billion - half the planet! In the United States, workers don’t have jobs, people can’t afford to pay back their college loans. The one thing that left right and center are clear about is that the system is not working, and the system can’t fix itself.
—  Tom Morello, famed musician, social activist​ and member of Prophets of Rage
Only Read Kama Sutra In 140 Characters Or Less

Slow sensuality is a thing of the past. The days of soft touches and building tensions are over; we live in a world moving on a conveyor belt.

Speaking of belts, take yours off. We haven’t got time to waste, the clock is ticking, minute hand moving faster than yours are and that is unacceptable.

Everything ends with rewards; we are a conditioned system. What are you working for? Pay check, loan, orgasm.

Your innermost desires are now reflected in uncomfortable tags on a lonely blog. Nothing is sacred, what a funny thought. Nowadays, nothing is private. 

Remember the days of soft touches and building tension?

I can’t.