Do you have any advice for budgeting/saving $ if there's a lot of unpredictability in spending? I'm an art student, so sometimes I'll spend hundreds of dollars on supplies a semester and sometimes I'll rarely buy anything. Sometimes it's hard to predict how much I'll have to spend on materials for a class beforehand, so it's hard for me to set aside an amount. I had to buy a bunch of paper for next week and now I have $3 in my bank account. It's not an emergency but, help
Oh no, that sounds stressful! Sorry for the delay in getting back to you!
I don’t personally have any experience with this kind of budgeting, but it sounds tough. Do you have an idea of what the maximum spending you’ll have to do will be? Like, for example, what are the most expensive materials you might have to buy? Can you ask former students to get an idea of what they had to buy for that class? Can you buy some pricey items ahead of time when you have extra money to stock up, or is that not really feasible?
It might be helpful to put aside some money each month or at the beginning of the semester for art supplies. It can’t hurt to over-budget this, especially since you said the costs vary! If you end up not spending, you can carry that money over into the next semester or use it for necessary items!
But yikes, the $3 sounds rough and I hope things got a little more stable since you sent this ask! I know you probably need high quality art supplies, but please make sure you’re eating and taking care of yourself, too!– Mimi