urbanearrings

20/07/2017

3 / 100 days of productivity

back again from long weekend. preparing for probation at an advertising agency as an smm-specialist which is starting next week so wish me some luck :)

instagram.com/ebertvictoria

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26.04.17 I had to go back to London for the afternoon yesterday to go to a hospital appointment (I’m okay don’t worry) but I still have two reports to finish for tomorrow! So after my appointment I sat in the Wellcome collection cafe and worked on it. I hadn’t been here before - its so nice! xxx emily

How to survive on minimal money

I’m so sick of reading all these “how to save money” articles that only tell you to stop buying a morning coffee that you don’t buy anyway because you can’t afford it in the fucking first place. 

ANYWAY, as a person who never seems to have any money, and nothing to show for my lack of money, here are my tips for people in similar situations so that you don’t die. 

1) Start a budget book. I bought mine about 3 years ago for £3 from WHSmith. When you get paid, write down how much money came into your account, then immediately deduct every single bill you have to pay from that amount. Now you know exactly how much money you have to spend for the rest of the month until the next pay day. Write down every single thing you buy and exactly how much it cost, including cash withdrawals. Yes it’s boring, but holy shit it will save your ass so many times knowing that you’ve already accounted for all your bills.

2) Stop shopping in Tesco/Sainsburys/Asda/Waitrose/etc etc. Just stop. Holy shit just stop it. Tesco sucks the life out of me just walking in there I swear to god. Switch to Aldi and/or Lidl. They’re cheap because they give you ONE option of each thing. One type of tinned chopped tomatoes. One type of washing up liquid. One type of ketchup etc etc you get the idea. Their toothpaste, shower gel and baby wipes are pretty damn good and cost about 50p. Like, for fuck sake stop paying £1 for one damn cabbage. YOU DONT NEED TO SPEND A WHOLE QUID ON A FUCKING CABBAGE. 

3) Aldi and Lidl post what their offers are going to be for that week on their websites. Read them before you go shopping then decide what you’re going to be eating for that week based around what’s on offer. Deals on diced chicken and microwave rice? BOOM you’ve got yourself a cheap ass curry to last you at least 2 meals. 

4) Pinterest is your friend. You can look up anything in the world. From budget meals to how to make your own washing powder (if you really wana risk that…I wouldn’t personally but you do you). 

5) Join a Facebook selling site. Find one that’s based where you live and turn on the notifications. You’d be shocked to know how many people give away free sofas and washing machines. Fucking LOADS. You never know what people might be chucking. 

6) If you drive, stop driving like an asshole. A happy car means less petrol usage and less repairs (I HAVE LEARNED THIS THE HARD WAY, TRUST ME THIS IS VALUABLE INFORMATION).

7) Turn your lights off when you’re not in a room. Turn your heating down and put on a jumper. Candles are effective ways of combating both of these things. Candles are your friends. Go to the poundshop and buy candles. You’d be surprised how quickly a small room heats up with a couple of lit candles. 

8) Stop going out. You can’t afford to go out. If you keep going out and then complaining that you’re skint, get off this list. This list is not for you. You’re a jerk. If you must drink some alcohol, buy a cheapo bottle of wine (Aldi does a banging white for £3.89 a bottle wayoooo) and roll around on the floor of your own house.

9) Sell all your stuff. I’m almost 100% sure that if you have a job, and you at one point lived with your parents, you will have stuff in your home now that you don’t need. I have a pair of Urbanears headphones 2 feet away from me right now that I got as a gift and I know I won’t use. No one watches DVDs anymore, so Music Magpie those dinosaurs. Don’t forget about that stuff. Sell it. Sell the shit out of it. 

10) I know I’m going back to the whole food shopping thing, but I think most of the time this is the only thing in our lives that we can really control how much we spend. Gonna get it all out of my system now, ready? Make a list of what you’re going to buy a stick to it. Try to buy ingredients that can be used across multiple meals. Take tinned soup to work for lunch instead of spending £8 a day on disappointing sandwiches in Pret. Cut out meat as much as you can. SLOW COOKERS ARE YOUR FRIENDS! I know we’re trying to save money here, not spend it, but buy ‘A Girl Called Jack’ by Jack Monroe and it will show you how to eat on fuck all money without eating supernoodles for 3 meals a day. I recommend the mixed bean goulash, it will give you the farts but it tastes awesome. If you do find yourself in Tesco in an emergency, take a stroll past the reduced isle. Best reduced stuff to get is always meat (put it in the freezer) and cheese. I have at least 2 loaves of bread from the reduced section in my freezer right now that cost me 6p each. FROZEN FOOD IS GOOD, ESPECIALLY VEGETABLES.

11) Change all your suppliers. Electricity. Gas. Internet. Whatever. Go to uswitch and do it. It’s really not that hard. Okay, internet is a fucking faff but gas and electric are not. You might already have the best deal but you wont know until you look so go look. 

12) Loyalty points are the bomb. Get a card for every god damn shop you’ve ever been in. It doesn’t cost you anything, so start saving up those bad boy points now. When I first moved into my flat, I bought all my home essentials (milk, clingfilm, washing up liquid etc etc) all on my Nectar points and what would have been a £70 shop was fucking FREEEE.

13) Lastly, before you buy anything, stop and ask yourself, “do I actually need this thing?” You already know the answer. You know it. You already know it. No. You fucking don’t. You don’t need that thing. I was in Wilkinsons like 2 weeks ago and I almost bought a new roasting dish because the one I already had was “too big”. How the fuck can a roasting dish be too big? So your food is a bit more spread out, big fucking deal. There, you see? I just saved myself £6 for a piece of shit I didn’t need. You don’t need those shoes. You don’t need a limited edition bluray copy of Blade Runner with director’s cut . You don’t need a new ironing board cover with Batman on it. You. Don’t. Fucking. Need. It.

11.3.16 Back studying now my new sketchbook finally arrived! Looking at old projects just seeing how much I have developed in skill right now. Also, I bought this vintage filofax and I think I’m going to use it next year! Currently reading Glass Sword, and listening to some Black Sabbath which is surprisingly good to work to! xxx emily

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2/3/17 Its March already! I like this month - its not so cold, it rains a lot and ts the calm before the storm of revision and exam stress! I’m getting in some revision and essay writing today, as well as planning a presentation for my tutorial I’ve got next week with one of my tutorial partners. I lowkey wish I had taken this picture one minute later so it would be exactly noon! My panner this week is really organised and I’m trying to implement some bullet journal techniques for my to do lists. Did everyone have a good pancake day? I made so many and dulce de leche! That’s what is underneath my banana on my toast and I stirred it into my morning coffee it was so yummy. Hope everyone’s having a great day! I am! xxxxx emily

8.1.16 hi! Here’s a photo I didn’t use on Monday! Buuuut I had a crit, and the tutor said said that I should develop it more, draw it up, and (get ready) enter it into the RSA competition! That’s for third years! I want to but don’t know if I will yet. Exciting stuff!! 🙆

24/5/17 Exam week has stopped me from uploading! This is a photo from the beginning of the week just before my physical geography online exam - I passed! Hope everyone’s revision is going well, I just noted up six lectures in one day which I would say isn’t bad going, but I know I haven’t done enough revision to get an excellent mark. I know that’s not very studyblr of me. I feel the pressure from all sides to do really really well because of this blog and the fact that I’m at Bristol which is a really good university. I hope I can do it. Everyone says I can. I’m extremely nervous. I’ve made a huge list of all the things I’m going to do once exams are done! xxxx Emily