student-aid

cbc.ca
Student debt collection to ramp up, according to government documents
Documents suggest Harper government more interested in image than dealing with student debt, says Bilan Arte

Hundreds of thousands of university and college students walking onto campuses this week with help from federal loans could find themselves under more pressure than ever to repay billions of dollars in loans and grants.

Employment and Social Development Canada, which oversees the Canada Student Loans program, has set more aggressive collection targets after feeling pressure from its political masters to stem the rising amount of student debt the government must write off each year, an amount that topped $300 million just two years ago.

The push to increase collection results — and the detailed work plan to do so — are outlined in internal government documents from last fall.

[…]

The head of one of the country’s largest post-secondary student associations said the documents suggest the federal government appears more interested in image control than dealing with the issue of student debt.

“We’re seeing a government that is more concerned about the public image that comes with these numbers rather than the reality that perhaps these numbers are indicative of a pretty big crisis that needs immediate address,” said Bilan Arte, national chairperson for the Canadian Federation of Students.

Continue Reading.

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‘  You sucked in your breath. Was he alive? His name slipped through your lips as a whisper, but like a spell, his hands grabbed the bridge and he rose himself.

  Neville: That went well.

  A couple of students rushed to his aid and he was up and standing in front of you in an instant.

  Y/N: You scared me to death.

  You grabbed his neck and pulled him down and kissed him, his hand founding their way to your waist.

  Neville: That went great.        ‘

“If you believe in a Student Aid Bill of Rights that will help more Americans pay for a quality education, I’m asking you to visit WhiteHouse.gov/CollegeOpportunity. Sign your name to this declaration. Tell your families, and your friends, and fellow students. I’m going to ask Members of Congress, and lenders, and as many business leaders as I can find. Because making sure that students aren’t saddled with debt before they even get started in life is in all our interests.  

In America, a higher education cannot be a privilege reserved for only the few. It has to be available to everybody who’s willing to work for it.” —President Obama

Congress Apparently Wants You To Pay Even More For College

Last week, seven student activists from United States Students Association were arrested during a U.S. Senate Budget Committee hearing. The students were protesting a freeze on higher education funding that had been put forward by Republican lawmakers in a budget proposal released last week. “No cuts, no fees, education should be free,” the protestors chanted before being escorted from the hearing room by Capitol Police.

Filling out the FAFSA

The FAFSA, though incredibly important and essential, is difficult to fill out and understand sometimes. Hopefully I can clear up a few things and make the whole process easier. Right now your FAFSA should already be filled out, but if you are a senior in high school (or even if you’re already in college) it’s important to understand why you need to fill out the FAFSA as well as what it is.

What exactly is the FAFSA?

The FAFSA, or Free Application for Federal Student Aid, is an application that is filled out to determine a students level of financial need. It must be filled out annually and contains numerous questions involving the college(s) you want to attend or are attending, the income of the students parents, if the student has drug violations, etc etc. Eligibility for aid is determined by the previous years tax return. 

Documents Needed

When the time comes to complete the FAFSA, make sure you sit down with your parents because you’ll need a lot of information from them. The things that you will need are: your social security number, your drivers license number (if you have one), alien registration number (if you are not a US citizen), records of investments (stocks and business assets), Federal student aid pin (you’ll create one), bank statements, records of untaxed income (child support, etc), and federal tax including your W2′s. 

Filling out the FAFSA as an independent 

To be an independent student on the FAFSA, you must fulfill certain criteria: either be 24 years old, be an orphan, be a ward of the court, be in foster care or ward of the court when 13 years or older, be an emancipated minor, be a veteran of the Armed Forces or serving on active duty, be a grad student, be married, or be a homeless youth. As an independent you are given more aid than a dependent. If you need to switch your status from dependent to independent, it is difficult but not impossible. 

Why should I fill this out?

Some people look at the FAFSA and decide not to fill it out because it’s too much work. Don’t be that person. More people are guaranteed aid than you think and filling out the FAFSA is free! (If you go to a site that wants you to pay for the FAFSA, it is a scam. The real website is https://fafsa.ed.gov/. The FAFSA application really only takes about 30 minutes to fill out if you have everything you need on hand. Don’t be discouraged. If you are afraid you won’t be eligible because your family has a good income, still fill it out. The FAFSA takes into account the number of people in your household as well as if you have other siblings in college. It only benefits you!

Still Confused?

If you are filling out the FAFSA and become confused, don’t worry! Often if you google it, other people have the same issue and there are answers. Websites such as fastweb help explain portions of the FAFSA and help you get through it. I hope this breakdown helped! Have any questions? Ask us!

action.studentaidalliance.org
I support protecting federal student aid. Keep college within reach for our nation’s students and families.

Please take a few seconds of your time to sign a statement calling for the preservation of federal student aid programs, particularly the Pell Grant and student loan programs.  This action will demonstrate to our elected officials that we care about access to higher education, and that this access becomes more important, not less, in tough economic times.

Bernie Sanders: A Man On Fire

EXETER, N.H. — There was a man with a “Stop Puppy Mills” T-shirt and another whose shirt read “National Sarcasm Society.” There was a woman, dressed entirely in white, holding a banner reading “Lead Us to Clean Energy.” There was a man with an Apache haircut. There was even a little old lady in tennis shoes.

This could only be a Bernie Sanders rally.

And the lady in tennis shoes? She was here mainly out of curiosity. She voted for Mitt Romney in the last two New Hampshire primaries.

Then there was the candidate himself. He wore a dress shirt, open at the neck, and his speech started early and ended late. He used the word “billionaire” more than half a dozen times, and he sprinkled his talk with references to “Corporate America.” He spoke about big campaign contributions (he has none, wouldn’t take any) and the “grotesque level of income and wealth inequality in America” (he deplored it) and won his biggest applause when he said, “This is a rigged economy, an economy that is not sustainable, and that is not an American economy.”

But he wasn’t done yet. In the sweltering confines of the Exeter Town Hall — every seat filled, the back of the hall five deep with standees, the balcony jammed and every one of the seven granite steps outside occupied with the devout, the devoted and the determined, all drenched in heavy perspiration — he launched into his speech: full employment, the Citizens United decision, gay marriage, voter suppression, the Trans Pacific Partnership, student debt, climate change, acidification of the oceans, access to abortion, energy efficiency, the criminal justice system, prison reform, mental health and crumbling infrastructure. In one sentence he crammed in the words “racism,” “sexism” and “homophobia.”

But wait. We’re not nearly done yet. Elimination of tuition at all public colleges. Guaranteed single-payer health care. Assuring that police are no longer an “oppressor force.” Paid family leave. Paid vacations.

“This,” he said at one point, not remotely finished, “is some of what we have to do.”

atlantic.ctvnews.ca
New Brunswick premier considers abolishing provincial student loans
The Newfoundland and Labrador model is being praised by student organizations across the country, with many saying that student debt needs to become an election issue.

The province of Newfoundland and Labrador recently abolished its student loans program in favour of a grant program - an idea that has piqued the interest of New Brunswick Premier Brian Gallant.

Students currently studying at university can accrue tens of thousands of dollars in student debt.

“It’s something I should think more about, because right now I’m in a space of denial about the massive amount of debt I have,” says university student Zoe Luba.

Gallant says his government will consider all educational models to help ease the burden of student loans, including studying the newly implemented, non-repayable grant system adopted in Newfoundland and Labrador.

“We’ll look at any program that will help us ensure that post-secondary education is accessible, affordable, and high quality,” says Gallant. “In the first year of our budget, Minister Melanson has made sure that we are the government who has invested the most in education in the history of our province.”

The Newfoundland and Labrador model is being praised by student organizations across the country, with many saying that student debt needs to become an election issue.

Currently, provincial student loans in Canada cover 40 per cent of tuition. The other 60 per cent comes from the federal government.

“We’re going to be doing a lot of chatting with students, getting students to vote so that students of Canada can have the biggest impact possible in this election,” says Annie Sherry, chair of the New Brunswick Student Alliance.

With an election set for October 19, political parties have two months to convince students their education plan is best.

America NEEDS Schools, Schools NEED Bernie

Given ridiculous tuition costs that increase every year, universal higher education may seem like a pipe dream. Fortunately it is far more affordable than it seems. It would only cost an estimated $80 Billion dollars a year to make state universities affordable again. That’s not cheap, but with an annual defense budget over three times that there is definitely something wrong here. We need to make college education affordable again. We need students who are able to spend money, move around the country for work, and buy cars and houses once they graduate. Not students crippled with $30,000 in student loan debt. Something needs to change, and Bernie will help change it. Free higher education is far more realistic than we have been led to believe. Bernie Sanders 2016!

collegeview.com
Weird College Scholarships | Admit This!

It’s time once again to take a look at whacky college scholarships as high school students and families start the search for money to cover college expenses.

Sprinkler Scholarship: Go to the website of the American Fire Sprinkler Association and read a six-page PDF on the history of hire sprinklers, how they work and careers in the industry. Then take a 10 question on line test. Each correct answer means one entry into a drawing for 10 scholarships worth $2,000 each. The scholarships may be applied to tuition or the cost of books at any accredited two or four year institution, including technical and online schools.

Lazy Scholarship: Bucknell University in Lewisburg, Pennsylvania offers two scholarships—the Gertrude J. Deppend Scholarship and the Voris Auten Scholarship—to Bucknell students who are residents of Mount Carmel; graduates of Mount Carmel Public High School; do not drink smoke or use drugs on a regular basis; and do not participate in strenuous athletic contests. Sound like a match for your kid? Let’s hope they’re not much older than eight: Only Mount Carmel residents of ten years or more are eligible to apply. Moving time!

JD Salinger Scholarship Each year, Ursinus College in Collegeville, PA offers one creative writing student a $30,000 annual scholarship (renewable yearly), and the chance to spend his or her freshman year residing in the dorm room once occupied by the author of Catcher in the Rye. “We are looking for an unusual perspective,” says the college, “for quirky brilliance, for a voice, not necessarily the kind that can be measured by conventional standards.”

Golf Caddie Scholarship: This one is full tuition, plus room and board. The catch? Only golf caddies need apply. The Chick Evans Caddie Scholarship pays to way for selected golf caddies to attend one of 20 (mostly Midwestern) universities for up to four years. Caddies must be nominated by their sponsoring country club and are judged on four criterion: caddie record (minimum of two years experience), financial need, academics, and character and leadership …

Duck Calling Scholarship: … There may be money in that. Each year, high school seniors from across the Midwest descend on the little town of Stuttgart, Ark., to compete in a highly specialized field. The Chick and Sophie Major Memorial Duck Call Contest Scholarship awards a $2,000 first prize scholarship to the best duck caller among a field of in- and out-of-state callers. The scholarship, which has given out more than $60,000 since its inception in 1974, honors the memories of the Majors, legendary duck callers and duck call makers.

Tall Person’s Scholarship:Your height may earn you money for college. Tall Clubs International awards scholarships of up to $1,000 each to tall students who are under 21 years old and starting their first year of college. Here’s how they define “tall”: minimum heights of 5’10″ for women and 6’2″ for men. Start the process by finding your local Tall Club and getting a member to sponsor you.

Vegetarian Scholarships: The Vegetarian Resource Group is looking for high school seniors who do not eat meat, fish or fowl and who actively promote the vegetarian lifestyle … “Applicants,” the group says on its site, “will be judged on having shown compassion, courage and a strong commitment to promoting a peaceful world through a vegetarian lifestyle/diet.” To win one of the two $5,000 scholarships, applicants must write an essay that addresses 16 points, including “your perfect life in five years,” and “what restaurants you would recommend to a non-vegetarian.”

ATTENTION SOON TO BE COLLEGE STUDENTS:

Let me hand you an important piece of advice.
When the Financial Aid office wants you to sign something, even if they explain it…READ IT. READ EVERY SINGLE WORD. READ IT SLOWLY. MAKE SURE YOU UNDERSTAND WHAT THE FUCK YOU’RE SIGNING AND DON’T LET THEM BULLY OR RUSH YOU!!

I did not do this. I let the Financial Aid woman rush me and tell me I didn’t need to understand the small print and I signed the gods knows how many papers. As a result I’m now burdened with 50k worth of student loans. ‘

DO NOT BE ME.

Read this shit and ask questions and know what you’re signing. Do not graduate college burdened by debt like this. Remember….high school was a right but college is a privilege and they are running a business. They do not care about your best interest, that’s your job. They want to get as many people signed up as possible because the numbers get them more money. So read that shit and cover your ass.

Thank you.

I'll find you your textbooks!

I’m a book dealer by trade so know all the good tricks for finding cheapest textbooks out there.  I have to order scads of them every year.

If you need help finding cheap texts and live in the US, send me an ask with the following info:

  • ISBN of the book
  • IF the book has extra material with it (software, workbook, CD) do you need it? Yes, no, don’t know. DO indicate whether it has extra material or not.
  • Can you use the previous edition? Yes, no, I don’t know  For most introductory courses you can. Things with dated material (law, current events) you generally can’t. ask the prof for a clear answer! 

Make sure you are logged in and your ask box is open so I can send you links to where to get your books! (Having Submit is honestly better since I can properly format links for you, but I know most people don’t have that open at all) 

I suspect more people will reblog it for friends than will actually send me an ask, so don’t be scared by the reblog count! If you’re concerned I may not get back to you quickly enough, check the store tumblr and the about will tell you if I’m backlogged or not. I will get to them all eventually.

If you’re outside US or want to try hunting on your own first, see this post on getting cheaper textbooks. Less a list of sites and more how do you USE those sites.

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Ron Paul, Student Aid, College Tuition

Help a student?

Okay you guys, I really need your help on this one. 

I’ve written an essay for a $10,000 scholarship, I worked extremely hard on it and had to proofread it about a hundred times. Now, I need you guys to vote for my essay. I would really appreciate it, I need this money as I transition into college. I would be so grateful to all of you who take a minute to read it, or not, and vote me up in the ranks. I love you, my dearest followers! (and maybe even those of you who don’t follow me). 

In order to vote, click here and the button is up at the top right.

Thank you all so much!

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😡😡😡 college student walks into financial aid mad af because they always screwing something up, but he forgot they already resolved his FASFA issue 😯😑

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Ron Paul, Student Aid, College Tuition