school taxes

The Moral Travesty of Trumpcare

Shame on every one of the 217 Republicans who voted to repeal the Affordable Care Act on Thursday, and substitute basically nothing. 

Trumpcare isn’t a replacement of the Affordable Care Act. It’s a transfer from the sick and poor to the rich and healthy. 

The losers are up to 24 million Americans who under the Affordable Care Act get subsidies to afford health insurance coverage, including millions of people with pre-existing conditions and poor people who had access to Medicaid who may not be able to afford insurance in the future. 

The winners are wealthy Americans who will now get a tax cut because they won’t have to pay to fund the Affordable Care Act, and healthy people who won’t have to buy health insurance to subsidize the sick. 

House Republicans say they have protected people with pre-existing health problems. Baloney. Sick people could be charged premiums so high as to make insurance unaffordable. Trumpcare would even let states waive the Obamacare ban on charging higher premiums for women who have been raped — which actually occurred before the Affordable Care Act. 

America has the only healthcare system in the world designed to avoid sick people. Private for-profit health insurers do whatever they can to insure groups of healthy people, because that’s where the profits are. They also make every effort to avoid sick people, because that’s where the costs are. 

The Affordable Care Act puts healthy and sick people into the same insurance pool. But under the Republican bill that passed the House, healthy people will no longer be subsidizing sick people.  Healthy people will be in their own insurance pool. Sick people will be grouped with other sick people in their own high-risk pool – which will result in such high premiums, co-payments, and deductibles that many if not most won’t be able to afford. 

Republicans say their bill creates a pool of money that will pay insurance companies to cover the higher costs of insuring sick people. Wrong. Insurers will take the money and still charge sick people much higher premiums. Or avoid sick people altogether. 

The only better alternative to the Affordable Care Act is a single-payer system, such as Medicare for all, which would put all Americans into the same giant insurance pool. Not only would this be fairer, but it would also be far more efficient, because money wouldn’t be spent marketing and advertising to attract healthy people and avoid sick people.

Paul Ryan says the House vote was about fulfilling a promise the GOP made to American voters. But those voters have been lied to from the start about the Affordable Care Act. For years Republicans told them that the Act couldn’t work, would bankrupt America, and result in millions losing the healthcare they had before. All of these lies have been proven wrong. 

Now Republicans say the Act is unsustainable because premiums are rising and insurers are pulling out. Wrong again. Whatever is wrong with the Affordable Care Act could be easily fixed, but Republicans have refused to do the fixing. Insurers have been pulling out because of the uncertainty Republicans have created.

The reason Republicans are so intent on repealing the Affordable Care Act is they want to give a giant tax cut to the rich who’d no longer have to pay the tab.

Here we come to the heart of the matter. 

If patriotism means anything, it means sacrificing for the common good, participating in the public good. Childless Americans pay taxes for schools so children are educated. Americans who live close to their work pay taxes for roads and bridges so those who live farther away can get to work. Americans with secure jobs pay into unemployment insurance so those who lose their jobs have some income until they find another. 

And under the Affordable Care Act, healthier and wealthier Americans pay a bit more so sicker and poorer Americans don’t die. 

Trump and House Republicans aren’t patriots. They don’t believe in sacrificing for the common good. They don’t think we’re citizens with obligations to one another. To them, we’re just individual consumers who deserve the best deal we can get for ourselves. It’s all about the art of the deal.

So what do we do now? We fight.

To become law, Trumpcare has to go through 4 additional steps: First, a version must be enacted in the Senate. It must then go a “conference“ to hammer out differences between the House and Senate. The conference agreement must then pass in the House again, and again in the Senate. 

I hope you’ll be there every step of the way, until Trumpcare collapses under the weight of its own cruelty. House Republicans who voted for this travesty will rue the day they did. Any Senate Republican who joins them will regret it as well. 

Things that should be taught in public schools
  • Basic cooking
  • Personal finance (taxes, balancing a budget, retirement, etc.)
  • Better sex ed
  • Human sexuality
  • CPR and basic first aid
  • Mental health management
  • Resume writing
  • Interviewing skills

And so many more practical skills that you can’t just acquire by googling for a few minutes or going to a gym.

If patriotism means anything, it means sacrificing for the common good, participating in the public good. Childless Americans pay taxes for schools so children are educated. Americans who live close to their work pay taxes for roads and bridges so those who live farther away can get to work. Americans with secure jobs pay into unemployment insurance so those who lose their jobs have some income until they find another.
— 

Robert Reich

If patriotism means anything, it means sacrificing for the common good, participating in the public good.

Please don’t cave to fearmongering at the polls tomorrow. A vote for May is a vote for elitism, for throwing the poor under the bus so the rich can live just a little more comfortably. It’s a vote for dismantling a medical institution envied the world over, for cuts to already strung out schools, for tax breaks to the ultra rich and further chumming up with budding and established dictatorships worldwide. The media, the Right, the status quo are scared of Corbyn for what he stands for and they’ll say and do anything to project that fear on to You, to weaponise it for their benefit. Vote for unity Tomorrow, please. We don’t need more hate.

7

I’m opening up Emergency Commissions to help with things like bills and taxes and school expenses.  I’m offering 1500x2100 commissions, bust and half-length of characters in Greyscale and Monochrome.

Please email me with your “commission pitch”, if I accept the commission I’ll email you and send an invoice.  Due to the emergency nature of the commissions I’m asking for payment upfront, I won’t begin work on a commission until the invoice is paid and commissions will be worked on in the order that they are paid for.  If you send me money before I send you an invoice, I will refund it back to you.  I use email because I will be sending you the full rez artwork for your personal use via email while I upload smaller, watermarked versions online for public sharing.  Having all commissions go through email also helps me organize everyone’s commissions since these are being offered on multiple platforms/websites.

VISUAL REFERENCES ARE REQUIRED.

Pricing:

Bust Inks: $20
Bust Greyscale/Monochrome: $30
Bust Shaded: $40

Half-Length Inks: $30
Half-Length Greyscale/Monochrome: $40
Half-Length Shaded: $50

+Character: +50% base price (see images above for specific prices)
Spot Color: +$3/color
+Light Source: +$10

Commission Pitches:

A commission pitch is simply a succinct way to give me the information I need to finish your commission. Please use this format as it makes it easier for me to find the information.

Your name: [Your online handle, if you do not wish your name to be associated with your commission, please let me know here]
Your email: [the paypal email for me to send the invoice to]

Commission Type: [Bust/Half-Length]
Commission Tier: [Inks, Greyscale/Monochrome, Shaded]
((if you are getting a monochrome/shaded commission are you want specific colors to be used, let me know here))
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If you can’t/aren’t going to be buying a commission, please help me out by reblogging and sharing with others who might be interested, thank you!

What school forgot to teach me:
  • How to balance a check book
  • How to pay a mortgage
  • How to cook meals from scratch 
  • How to aquire a TV license
  • How to survive on a students budget 
  • How to have dreams

But hey- at least Mitochondria is the power house of the cell…

The Moral Travesty of Trumpcare

Shame on every one of the 217 Republicans who last Thursday voted to repeal the Affordable Care Act, and substitute basically nothing.

Trumpcare isn’t a replacement of the Affordable Care Act. It’s a transfer from the sick and poor to the rich and healthy.

The losers are some 24 million Americans who under the Affordable Care Act get subsidies to afford health insurance coverage, including millions of people with pre-existing conditions and poor people who had access to Medicaid, who may not be able to afford insurance in the future.

The winners are wealthy Americans who will now get a tax cut because they won’t have to pay to fund the Affordable Care Act, and healthy people who won’t have to buy health insurance to subsidize the sick.

House Republicans say they have protected people with pre-existing health problems. Baloney. Sick people could be charged premiums so high as to make insurance unaffordable. 

America has the only healthcare system in the world designed to avoid sick people. Private for-profit health insurers do whatever they can to insure groups of healthy people because that’s where the profits are. They also make every effort to avoid sick people, because that’s where the costs are.

The Affordable Care Act puts healthy and sick people into the same insurance pool. But under the Republican bill that passed the House, healthy people will no longer be subsidizing sick people.  Healthy people will be in their own insurance pool. Sick people will be grouped with other sick people in their own high-risk pool – which will result in such high premiums, co-payments, and deductibles that many if not most won’t be able to afford.

Republicans say their bill creates a pool of money that will pay insurance companies to cover the higher costs of insuring sick people. Wrong. Insurers will take the money and still charge sick people much higher premiums. Or avoid sick people altogether.

The only better alternative to the Affordable Care Act is a single-payer system, such as Medicare for all, which would put all Americans into the same giant insurance pool. Not only would this be fairer, but it would also be far more efficient, because money wouldn’t be spent marketing and advertising to attract healthy people and avoid sick people.

Paul Ryan says the House vote was about fulfilling a promise the GOP made to American voters. But those voters have been lied to from the start about the Affordable Care Act. For years Republicans told them that the Act couldn’t work, would bankrupt America, and result in millions losing the healthcare they had before. All of these lies have been proven wrong.

Now Republicans say the Act is unsustainable because premiums are rising and insurers are pulling out. More rubbish. Whatever is wrong with the Affordable Care Act could be easily fixed, but Republicans have refused to do the fixing. Insurers have been pulling out because of the uncertainty Republicans have created.

The reason Republicans are so intent on repealing the Affordable Care Act is they want to give a giant tax cut to the rich who’d no longer have to pay the tab.

Here we come to the heart of the matter.

If patriotism means anything, it means sacrificing for the common good, participating in the public good. Childless Americans pay taxes for schools so children are educated. Americans who live close to their work pay taxes for roads and bridges so those who live farther away can get to work. Americans with secure jobs pay into unemployment insurance so those who lose their jobs have some income until they find another.

And under the Affordable Care Act, healthier and wealthier Americans pay a bit more so sicker and poorer Americans don’t die.

Trump and House Republicans aren’t patriots. They don’t believe in sacrificing for the common good. They don’t think we’re citizens with obligations to one another. To them, we’re just individual consumers who deserve the best deal we can get for ourselves. It’s all about the art of the deal.

So what do we do now? We fight.

To become law, Trumpcare has to go through 4 additional steps: First, a version must be enacted in the Senate. It must then go a “conference“ to hammer out differences between the House and Senate. The conference agreement must then pass in the House again, and again in the Senate.

I hope you’ll be there every step of the way, until Trumpcare collapses under the weight of its own cruelty. House Republicans who voted for this travesty will rue the day they did. Any Senate Republican who joins them will regret it as well.

Tips To Make Your College Experience Cheaper

Textbook websites

  • List of websites where you can find free ebooks, specified by subject.
  • Slugbooks.com (to compare textbook prices)
  • Thriftbooks.com  
  • Bigwords.com (price comparison)
  • Chegg.com
  • Abebooks.com (offers textbook editions, like unbound ones, that are cheaper than retailers)
  • directtextbooks.com
  • studentbooktrades.com
  • Bookrenter.com (shipping is free, as well as the shipping back to the warehouse)
  • gutenberg.org (free e-books)
  • campusbooks.com
  • textbooks.com
  • Allbookstores.com (searching shows the lowest price for a book)
  • textbookrecycling.com
  • bookscouter.com (find the highest buy back site for a book)
  • ecampus.com
  • bookbyte.com
  • bookdepository.com (Good for English majors, discounted books shipped around the world)
  • gen.lib.rus.ec (free digital copies of books)
  • HERE is a huge list of textbook PDFs.

Textbook tips

  • ALWAYS check to see if textbook websites have online coupons. Check outside websites like RetailMeNot.com but also sign up for their email listing. They often send you a coupon for just signing up and will continually send you other coupon deals.
  • Amazon has good deals on books sometimes and they offer college students temporary free membership. Here’s a link explaining some of the details.
  • Amazon and other retailers, like Barnes and Noble also offer textbook rental. You get the book for a certain amount of time (30 days, 60 days, 90 days, etc., then mail it back to them.) Much cheaper than buying.
  • Some professors put textbooks on reserve in the library so you can check them out for an hour or two instead of actually buying them.
  • If your class textbooks are at the library and you need them for longer than allowed, you can always photocopy them.
  • Look for Facebook pages/groups with your school name and year, people are always posting online to get rid of their textbooks.
  • If your books are older/literature type books they are often available as e-books for free or easy to find at used bookstore or thrift stores.
  • Ask your professor after hours if you can borrow and make copies of the class textbook.
  • Many colleges use the Link+ library sharing program or something similar. If the textbook you need isn’t offered in the library, another school within the program can deliver the book for free. Ask you school’s librarians about it.
  • If you have a class that requires a “reader,” which is just a bunch of articles, you can usually find them at the school library or online.
  • Keep your textbooks in the best condition possible, so they sell for higher when you no longer need them.
  • If you can access your class list and the emails of your classmates early, ask if anyone would like to share a textbook. Split the price and share it or just ask to copy the chapters needed.

General tips

  • If you get financial aid, set it up to deposit into your own checking account because FAFSA ATMs are frustrating.
  • Check out the dollar stores for some college supplies. They have pens, notebooks, planners, etc.
  • Find upperclassmen who are moving out of their dorms/apartments, they often sell/give away items they are no longer going to be using.
  • Find out if your department offers free printing to undergrads. If yours doesn’t, find a friend whose department does.
  • Pretty much every school offers a MS Office license to students for free. It may not be well advertised but make sure to find out before paying for the programs on your own.
  • Bulk supply stores are usually cheaper.
  • Use your phone’s planner and alerts for assignments.
  • If you need energy boosts, it’s definitely cheaper to brew your own coffee and tea, then use a travel mug. But if you need to go to places like Starbucks, sign up for the Starbucks card so you can get free refills on certain items and get discounts for members only.
  • Find out what free courses your school offers and go to them instead of paying for a tutor.
  • At many universities there are conferences and talks almost daily, which often offer free lunches and dinners.
  • Some colleges offer free cab services so make sure to look into that.
  • Most school health care places give out free condoms and they are often given out at events too.
  • Besides math, older editions of textbooks are usually just fine and much cheaper.
  • Thrift stores are great if you need items for your dorm or apartment, they have appliances and offer testing areas in a section of the store.
  • Specific to Seattle: There’s a place called Seattle ReCreative and you can get school supplies for extremely cheap.
  • Check when stores offer back to school sales and get supplies then for cheaper than usual.
  • Get your syllabus as soon as possible so you can photocopy all the needed pages in textbooks.
  • Look for websites that offer similar information in the textbook, sometimes it’s explained better online, gives examples, or just generally better worded.
  • Buy school supplies during tax-free weekend.
  • Apply for as many local scholarships as possible and do it every year in college, not just freshman year.
  • Ask absolutely every place you go if they offer student discounts. Many places don’t advertise this, but will offer some kind of discount if you show your student ID.
  • Find out if your school has assistance options for lower income students.
  • HERE is a list of food budget tips, recipes, and websites to help.
  • Some classes have extra fees for whatever reason, for example they will charge more if certain equipment will be used. If it’s not a course you need, sometimes it’s better to find cheaper elective classes.
  • Consider community college to save money, and then transfer to a 4 year school. Or attend community college classes during the summer but make sure to always check if the credits transfer.
  • If you need to use a credit card, try to get on with cash back rewards. Also check which banks offer perks for students, like free checking or a no-free policy for low minimum balances.
  • Check out your college newspaper and signs around campus. You will often find information about free events or find coupons with discounts on near by businesses.
  • School supplies that don’t sell at stores like Walmart and Target are extremely discounted during the last week of August.
  • Always check if stores price check.

ashleyisaboysnametoo  asked:

Not meant to incite anything, but could you direct me to information about appropriation of taxes for schools? I always thought if, say, a particular state were taxing for education that it would be distributed evenly but always wondered why it didn't seem that way. After what you said, and I believe it, I'm curious as to how they appropriate funds based on contribution since other public works like roads or infrastructure is meant to be distributed evenly.. Agh. Why do humans lack compassion :/

Different states handle funding differently. I’m most familiar with Texas, since I live and teach here. 

Here’s some rather official and dense information about how Texas funds education.

This article goes into some of the specific issues and efforts we have

A collection of Texas Tribune articles on the subject.

Many of the education issues in Texas, including funding. 

The short version is that Texas does not have a state income tax (which is how many other states pay for education.) Instead, we use local property tax, which stays in the communities it comes from. So rich communities pay more property tax and have nicer schools. Poor communities, particularly those with lots of renting, pay far less property tax, and have chronically underfunded school. Every few years this obvious bullshit goes to court, but so far no change. 

PAY ATTENTION - PEOPLE

Joe Legal works in construction, has a Social Security Number and makes $25.00 per hour with taxes deducted.

Jose Illegal also works in construction, has NO Social Security Number, and gets paid $15.00 cash “under the table”.
Ready? Now pay attention….

Joe Legal: $25.00 per hour x 40 hours = $1000.00 per week, or $52,000.00 per year. Now take 30% away for state and federal tax; Joe Legal now has $31,231.00.

Jose Illegal: $15.00 per hour x 40 hours = $600.00 per week, or $31,200.0 0 per year. Jose Illegal pays no taxes. Jose Illegal now has $31,200.00.

Joe Legal pays medical and dental insurance with limited coverage for his family at $600.00 per month, or $7,200.00 per year. Joe Legal now has $24,031.00.

Jose Illegal has full medical and dental coverage through the state and local clinics and emergency hospitals at a cost of $0.00 per year. Jose Illegal still has $31,200.00.

Joe Legal makes too much money and is not eligible for food stamps or welfare. Joe Legal pays $500.00 per month for food, or $6,000.00 per year. Joe Legal now has $18,031.00.

Jose Illegal has no documented income and is eligible for food stamps, WIC and welfare. Jose Illegal still has $31,200.00.

Joe Legal pays rent OR (a house note) of $1,200.00 per month, or $14,400.00 per year. Joe Legal now has 9,631 ..00.

Jose Illegal receives a $500.00 per month Federal Rent Subsidy. Jose Illegal pays out that $500.00 per month, or $6,000.00 per year. Jose Illegal still has $ 31,200.00.

Joe Legal pays $200.00 per month, or $2,400.00 for car insurance. Some of that is uninsured motorist insurance. Joe Legal now has $7,231.00.

Jose Illegal says, “We don’t need no stinkin’ insurance!” and still has $31,200.00.

Joe Legal has to make his $7,231.00 stretch to pay utilities, gasoline, etc..

Jose Illegal has to make his $31,200.00 stretch to pay utilities, gasoline, and what he sends out of the country every month..
Joe Legal now works overtime on Saturdays or gets a part time job after work.

Jose Illegal has nights and weekends off to enjoy with his family.
Joe Legal’s and Jose Illegal’s children both attend the same elementary school.

Joe Legal pays for his children’s lunches, while
Jose Illegal’s children get a government sponsored lunch.
Jose Illegal’s children have an after school ESL program.
Joe Legal’s children go home.

Now, when they reach college age,
Joe Legal’s kids may not get into a State School and may not qualify for scholarships, grants or other tuition help, even though Joe has been paying for State Schools through his taxes, while
Jose Illegal’s kids “go to the head of the class” because they are a minority.

Joe Legal and Jose Illegal both enjoy the same police and fire services, but Joe paid for them and Jose did not pay.
Do you get it, now?

If you vote for or support any politician that supports illegal aliens… You are part of the problem!

We need to keep this going–we need to make changes ASAP!
It’s way PAST time to take a stand for America and Americans!

What are you waiting for? Pass it on