“This is about the soft awakenings,
the brave realisations, the happening miracles.
This is about loss,
and what you find after.
This is about how the sun loved the moon so much
she’d let her shine even in the day.
This is no longer listening to the room of echoes,
of finally letting go,
of getting to know lightness.
This is the swallows singing the sky home.
This is about the way you look at me
when you’re drunk. Like
I’m a miracle. Like
maybe this is all enough for us.
And this is laughter claiming home
in our mouths.
This is about the words you say
when you think I’m not listening.
And these are the battles that have left us defeated,
the wars we’ve won, and
the bloodshed that keeps on coming.
This is slipping through forever
and catching the moments as we fall.
This is what happens after.
The days of barely making it.
This is setting yourself on fire
to burn through the darkness,
to get to the other side.
This is searching for something, anything.
This is walking through your ghosts and
finding pieces of yourself everywhere.
This is building yourself a home and having
every wall leaning a little bit to the left
because your hands couldn’t stop shaking.
This is standing at the edge
of some unknown
with a gentle tremble in your chest.
This is it.
This is it.
This is it.”
It’s the calm before the storm, this year we’ve been all over the place, we’ve had lots of camps, we’ve played in tournaments so we kinda need this calm time to come together and feel confident and feel relaxed going in the World Cup, we want to just hone it in a little bit, feel good puff out our chests a little bit and go in feeling confident and hopefully bring back the World Cup! (x)
Tumblrs Guide to: What To Do in Case of an Auto Accident
As Tumblr’s self proclaimed Auto Insurance Claims adjuster, I am here to help everyone know what to do in case you are in an accident. I am currently an Injury Claims Adjuster for a large auto insurance company. I’ve been doing this for going on four years now. I spent over 2 years just handling total loss vehicles. I also handle arbitration hearings where I make the final fault determination on a disputed claim between two other insurance companies. Trust me, I know what I am doing.
I truly hope you are never in an accident. But it happens to the best of us. Here is my guide to what to do if you should ever be in the wrong place at the wrong time and in an accident.
Accidents happen to the best of us. Even myself as a claims adjuster I’ve been in an accident while employed by my company. 99.9% of accidents are just that, accidents. They don’t happen because someone has a vendetta against you. Stay calm. Don’t get angry. Don’t yell. If you stay in a normal mood then the situation will stay manageable. Keeping a normal mood helps you stay in control of the situation. I am aware that just because you are calm doesn’t mean the other parties will be calm, if they aren’t calm, and you are in a safe spot, stay in your car (if its safe to do so) or someplace else separate for them and wait for the police.
•Make sure you and your passengers are OK.
This is important, are you okay? Adrenaline is probably pumping and your heart is thumping, but stop and take a moment to calm down. Are you okay? If you or your passengers are in pain, bloody, have loss of consciousness, call 911. Its better to have an ambulance there to check you out and leave than to assume its okay and the pain will go away. Remember, you can replace cars, you can replace belongings, but you can’t replace people.
•Move as far off the roadway as possible, but stay at the scene of the accident.
If your car is moveable, its always best to move it off the roadway. I know you might want to preserve where you are so the police can see, but your safety and others safety is always number one priority. Warn oncoming traffic by activating your hazard warning lights and/or setting flares, and if its dark, get to a location where traffic can easily see you. Don’t park it on a hill in the dark, and if you have to, make sure all your lights are on and hazard lights are on. If possible, have someone direct or warn traffic up ahead if its hard to see the accident scene in the dark. Again, your safety and others safety is number one priority. You can replace cars, you can’t replace people!
•Call the police.
Call 911 or the appropriate emergency number to report the accident. Sometimes police will not come out if its a non injury accident or if all the cars are moveable. If one party does not have insurance or a drivers licenses, defiantly call the cops. They will come out for those situations, even if its a minor fender bender. My best philosophy, always call the police and let them tell you if they will or will not show up. Don’t assume.
•NEVER admit fault.
I do not care if you rear ended someone, or hit a parked car. Do not discuss the car accident with the other parties involved in the accident, best advice is don’t discuss with anyone other than the police, and your claims representative. Always keep in mind, your insurance company determines fault. The police don’t even determine fault, they determine who broke the law, and who might contribute to the accident. And fault is defiantly not based on someone saying it was their fault at the scene. Your insurance claims adjuster is trained to look at the accident at all angles. Just because you made a left turn in front of someone and they hit you doesn’t mean you are completely at fault. Every driver has a duty to avoid an accident, and you can’t cause an accident to avoid an accident. Just let the pro’s determine whose at fault.
•Exchange information with the other driver involved in the car accident.
Best advice I can ever give you, USE THAT CELL PHONE YOU HAVE IN YOUR HANDS AND DOCUMENT DOCUMENT DOCUMENT. Take pictures of all vehicles, license plates, drivers license, insurance cards. Don’t just write it down, take pictures. Take pictures of all the cars, try to get a picture of all four angles that way your adjuster, if needed, can see all aspects of the damages. And while you are at it, take a picture of where it happened. Write down the name, address, phone number and license numbers for all drivers and witnesses, particularly those who were not riding in a vehicle involved in the accident. Ask for the insurance companies and policy numbers for drivers involved in the car accident.
•Contact your insurance company and report the claim.
Don’t wait for the other party to do it. Step up, be an adult, and do it yourself. The idea that insurance companies are big bad people is a myth. Our job is to protect you. We can’t do that if you don’t tell us about an accident. Even if you are not at fault, report it. It can come back to bite you in the butt. The whole idea of not wanting your insurance company to know is a joke. We will know. Once a claim is filed with your information, it goes into a database called CLUE or Lexis Nexis. and we will know about it come renewal time. Thats why its always best we find out from you than from another source. The sooner your insurance company knows about the accident, the sooner they can start working to resolve your claim. Again if you aren’t at fault, then in most cases, it won’t affect you rates wise. Check with your agent or company to see how they handle not at fault accidents. But again, your insurance job is to protect you. You pay them lots of money to protect you, and to help you when you have an accident. We are the experts and we are here to guide you. You don’t have accidents everyday, neither do we as adjusters, but we do help people move forward from them every day. Trust us! Once you call them and report the claim, don’t stop there, cooperate with your adjuster. Give a statement, tell them what happened, ask them questions. Don’t just think its done once you call it in, they will let you know once the claim is done and they don’t need anything else from you.