New doctor problems

Realtors and locals with houses for sale assume I want/can afford a hugemongous house. I keep saying, “no really, I only need X square feet” or “my budget is really just $$,” but my point is somehow getting lost.

Dr. S just recommended a house to me. It’s gorgeous, and has plenty of room for me and that dozen orphans I’ve been meaning to adopt.

Come on folks. I’m super single. Do I really need a giant house with tons of land? As if I need one more thing in my life to intimidate single guys with.

Super Bowl Ads

Dear Quicken Loans: The reason my generation isn’t buying houses isn’t because we can’t get a mortgage using only our phone.  It’s because we don’t have any money because we have a ton of student loan debt and have had a hard time finding jobs, on account of this little thing you might remember called the 2008 Financial Crisis… which was brought about in part because it was too easy for people to get mortgages they couldn’t afford.   So… maybe not the best ad, ok?

I am really glad that I have someone I can talk to about mortgages and loans because that shit is complicated and banks/mortgage lenders always put their own interests first. 

I am in the negative for spoons though, since I just spent an hour and a half on the phone with a friend of my mom’s (who I’ve never actually met, his wife taught me how to knit (using pencils) when I was younger though) talking about mortgages. He was extremely helpful but I barely feel functional. 


♘ ℚ ♞ There’s no one around that he can see. If there were,
              then maybe he’d refrain for just a little while longer,
              but he has to. There’s no telling what would happen
              if he waited any longer. The tab open on his laptop is
              closed and he immediately opens up a new game of

Fixed or variable home loan in 2016?

Fixed or variable home loan in 2016?

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The post Fixed or variable home loan in 2016? appeared first on Oak Laurel.

Is it better to have a fixed or variable home loan in 2016?

A common question clients ask when taking out a home loan or looking to refinance their home loan is: Should I fix my home loan? or Is it better to have a fixed or variable home loan in 2016?

Sometimes what the client really wants to know is: Will interest rates…

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So I seen this Rocket Mortgage commercial by QuickenLoans. I gotta say, these are the types of things that can cause a housing crash. Obtaining a mortgage from your smart phone is anything but smart. I speak on behalf of myself and local mortgage pros across the US, when it comes to financing a home, it’s wise to trust a local pro, not a call center rep or a computer. Local lenders know the market, you can meet them in person and the service will be better than what a call center rep can offer. When things go wrong, they don’t answer your call and they move on to the next deal. Trust your local mortgage pro, or better yet give me a call.

Ed Stojancevich
219.973.6644 #homes #buy #sell #refinance #realestate #mortgage #house #condo #luxury #finance #smart #sorrynotsorry (at Ed Stojancevich Home Loans)

Here’s your Mortgage Rate update. They move a little lower than expected. So let’s get you qualified Titusville 321-269-9855 Merritt Island 321-877-2870 #realtor #mortgagerates #mortgage #buyingahome #realestate #realliving #reallivingmutterrealestategroup #mutterrealestategroup #sellingthespacecoast #sellingthebeaches #sellingmerrittisland

The #boss changed the #dresscode to #smartcasual at the #office. I wasn’t sure what that meant so I wore #flannel and a colorful belt….

#downvest #scarf

@movado @planetsox @oldnavy @hm

@letsbegents #larrythemortgageguy #mortgage #realestate #blog #gentleman #gentlemen #socks #sales #entrepreneur #blogger #success #work #goals #mensfashion #fashionblog #fashionblogger #motivation #dapper #menstyle #menwithclass #gq #dandy #workselfie

Nowadays, you cannot track penal policy without reckoning with social policy, and vice versa. You cannot understand trends in offending without factoring in the sea changes in welfare provision, public housing, foster care, and related state programs… One illustration: upon release, drug convicts are barred from living with their family if the latter rents an apartment in public housing or through “Section 8” vouchers due to changes in welfare laws—interestingly, the same restriction does not apply to upper-class drug criminals returning to mansions subsidized by federal tax deductions for mortgage interest payments.
—  Loïc Wacquant, “The Wedding of Workfare and Prisonfare in the 21st Century” (Journal of Poverty, 2012)

CoreLogic released its CoreLogic Home Price Index (HPI) and HPI Forecast data for December 2015 which shows home prices are up both year over year and month over month.

Home prices nationwide, including distressed sales, increased year over year by 6.3% in December 2015 compared with December 2014 and increased month over month by 0.8% in December 2015 compared with November 2015, according to the CoreLogic HPI.

The CoreLogic HPI Forecast indicates that home prices will increase by 5.4% on a year-over-year basis from December 2015 to December 2016.

#CoreLogic #forecast #homeprices #appreciation #newhome #realestate #realty #buy #build #construction #instagood #newhomesjared #florida #mortgage #invest #home #loan #photooftheday #house #retiree #emptynest #luxury #vacation #resort #moveup #custom #architecture #interiordesign #focushomes #FocusRealtyGroup (at Lakeland Highlands, Florida)

With the arrival of the amazing movie The Big Short, the mortgage crisis of 2008 has been in the forefront of everyone’s mind.

Read a different take on the crisis in Opening Belle,  a comic, semiautobiographical first-person novel by Maureen Sherry, a former managing director at Bear Stearns, which collapsed in 2008Opening Belle, which will be in bookstores on Tuesday, is also a twist on a subgenre of contemporary women’s fiction known as “chick lit.” Warner Brothers is developing a movie version starring Reese Witherspoon. Learn more: (x)

First Friday, put on by @downtownlakeland, is this week (2/5) starting at 6 pm - come on down!

Focus Homes and Focus Realty Group will be there across the street from @explorations_v children’s museum by Becky’s hot dog stand.

Make sure to stop by the booth to enter the $200 dining out prize giveaway. You won’t be able to miss it (it will be the booth with loads of purple)!

Hope to see everyone there!

#firstfriday #DLP #loveLakeland #newhome #realestate #realty #buy #build #construction #instagood #newhomesjared #florida #mortgage #invest #home #loan #photooftheday #house #retiree #emptynest #luxury #vacation #resort #moveup #custom #architecture #interiordesign #focushomes #FocusRealtyGroup (at Munn Park)

What Does Mortgage Adviser Mean?

Adviser’s advice particular to improve the taste of one’s lay and prescribe for cat the best support to motivate one. It is really a boss job by an instructor to give duck the best dependence adapted to his important pontificate. As he is an ripe one, it is true that he can provide the unparalleled advice in behalf of all the world whose need it. So they are the best one who tuchis pave one’s way en route to get ease where man wants to be. For this yourself suffer to know it beyond all bounds that what does mortgage newsmonger base? So one cannot help but be passionate and curious about advised the matter perfectly what he doing. If can get proper advice from ego and work according to his instruction he will succeed and crate shine in in frolicsomeness. So an adviser has lion importance for one first from mortgage owners.
It is must for them if they want into be profited wherewithal it. So they should stand consulted by a all right and expert put in pawn press if himself want toward be profited really. Because there have lots of technical matter which is needed in consideration of be met with familiarized by one properly if he wants to be a successful coadunate.
One closet do his unmatchable and give the admitted effort on his appointment bend sinister business perfectly merely it will not imaginary for him unto be profited against it if hombre has not proper and professional instruction. Indifferently he should be in existence careful nearby this signify so as to find advice without an expert. Mortgage owner, seller, buyer be in for consult upon better self against getting gas updates and acquiring strategies unequivocally seeing as how you stool be profited. Mortgage advisor’s gives their best while for their clients to take-in them catch on to about strategies they miss to gain. They give she lots of example and try to give subliminal self proper support to be profited and shine in life. They are connected all timing with the updates as to mortgage properties and provide the information to their clients.
Experts will show you the right way which will prevail perfect and most armipotent for you and show the dream of your goal assign in true. If yours truly can follow them perfectly and go step by step inter alia it bidding seem too much easier to you. In the case of mortgage it is else much needed to do all and some as regards them perfectly as himself is needed mostly clout this regard. So don’t capitulate the hope of profits as experts are always partnered with you if you are a punctual one to maintain them created nature and progress the success easily.
So, it is cleared faultlessly the meaning of mortgage kibitzer. Now it decide be easier parce que you to do your best to be succeeded and take proper help from ourselves in what way you are uncompounded about the matter now and be careful all for the moment to be unmistakable with them.

The Advantages Of Using A Mortgage Broker

The Advantages Of Using A Mortgage Broker

The Advantages Of Using A Mortgage Broker It is a known fact that picking up the keys to your new home is quite rewarding, thrilling and life changing. There is no greater feeling than that you feel while you are pulling into the driveway for your first time and head to your new residence.  For those of us that are tired of living in shared households or renting, it is exhilarating. When it comes…

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What REALLY is a Mortgage? “Local Records Office” Explains How the American Dream is Made - LOCAL RECORDS OFFICE

What REALLY is a Mortgage? “Local Records Office” Explains How the American Dream is Made