loosing money

Textbooks

One of the most expensive college experiences is buying textbooks.  There are some various options that you have though.  My main point is in regards to the last option “loose-leaf books”.  Even if you usually buy used and think you save the most money possible, look at this option as it is something I have never heard of before and assume that most other people haven’t either!

What to take into consideration when purchasing/renting books:

  • How long will you keep the book (for the semester vs. forever)
  • Do you plan on marking in the book 
  • Price/Budget
  • Is the book for your major or for a general education class 
  • If you purchase used: quality of the book (markings, highlighting, tears, wear, water damage, stains, broken binding, etc.) 
  • If you purchase online: reliability of the seller (look at feedback)
  • How long will it take for you to receive your book (is it on back-order)

Purchase from the bookstore: Please don’t do this.  This is the place that you will probably spend the most on textbooks.  Unless you wish to spend hundreds of dollars more than you need to, there is no reason to purchase books at your school’s bookstore.

Purchase New:  If you want to buy a book in pristine condition, you can buy new books online via amazon.  Usually this is a cheaper option than buying through the bookstore.  This still isn’t the cheapest option but if you plan on keeping the book for future classes or for your career and you will repeatedly refer back to it, then this is a good option.  You don’t have to worry about wear/tear from previous owners and there isn’t any writing or marking in the book which is always nice. 

Purchase Used: Most of the books I have purchased throughout my undergraduate/masters programs have been used.  You can look for these books through amazon, half.com, and other similar sites.  You can even ask around on campus and see if there is someone who is willing to sell you their old book.  Make sure to check out or ask about the condition of the book.  If there is some scuffing, is this really such a big deal?  On the other hand, if it is all marked up and written in is this going to benefit you or confuse you?  When purchasing used the main thing I pay attention to is the amount of marking that is in the book. 

Rent: This is another option for saving money on books.  The biggest flaw (in my opinion) is that you won’t be able to mark in the book.  I guess you could overcome this problem via sticky notes, but you would still have to worry about accidently spilling on the book in those late night study sessions with coffee.  I guess as clumsy as I am, this is not an option as I would consider but to each their own.  If you do this, I would put a heavy-duty book cover on the book and be very aware of liquids or other things that could damage the book. 

Loose-leaf books: This is something that I just learned about in the past month.  I figured this out via amazon.  There was a book I had to purchase for the upcoming semester that was going to cost me around $250 new or upwards of $200 used in good condition.  I don’t know about other people, but I really don’t want to spend that much on a statistics book that I probably won’t use again after the class is over.  As I was searching amazon (my preferred site for buying books) I noticed there was a copy that was posted for about $110.  My first reaction was “what is wrong with this book?” You want to be aware of cheap copies usually because there is something seriously wrong with the book when it is that cheap (usually, not always).  As I read the description I realized that it was a “loose-leaf” copy of the book.  Basically it is the textbook, but unbound and three-hole punched.  I purchased this, it came wrapped in saran wrap, and I put it in a “heavy duty binder” (because I always have at least 3 empty ones on hand.  If you love binders like I do… I have a weird binder fetish… then this is a great option for saving money!  The nice thing too is if you just need one chapter of the book, you can place it in another binder and not have to carry the entire thing to the library or across campus.  Honestly there is so much information about the previous options I listed, but I had never previously heard about this option and I don’t know how common it is.  If you love binders and want to save money though, you should seriously consider this option! Here are some pictures for all my “visual” followers.  

How I received the “book”: 

Placed in a binder:

If you have any questions, as always feel free to comment or message me! 

Happy Studying, 

TheOrganizedCoyote

Date With Them: JAY PARK

Place: Paris

  • GET READY FOR EXTREME DORKINESS;
  • This is Jay we’re talking about, right?;
  • So nothing will be planned;
  • And you’d go where he’d want to, without really asking you;
  • But somehow, he’d still make it super enjoyable???;
  • At about mid-noon, he’d take you to some high-end restaurant;
  • You’d eat quickly;
  • And then he’d take you to the Disneyland because it’s Jay we’re talking about;
  • And you really better prepare yourself to go with Jay to a Disneyland;
  • Cause he’ll take you to every fucking ride available;
  • Giving you a maximum break of 10 minutes;
  • Before resuming his sugar-high spree once again;
  • You’d taste food and sweets from around half or more food stalls;
  • And loads and loads of pictures!;
  • What about matching bracelets?;
  •      Check!;
  • All in all he’d be a child let loose;
  • With own money so you couldn’t even stop him;
  • As the evening dawned;
  • And you could barely stand on your legs;
  • He’d notice that and carry you princess style;
  • With everyone staring;
  • But he could care less;
  • Guess where he would take you?;
  • The legendary dating site;
  •      a.k.a the Ferris Wheel;
  •           Because even Jay can be a cliché romanticist;
  • And as you two would reach the top he’d say all of his thanks to you;
  • And all of his sorries ;
  • And then you two would kiss;
  • As you’d get home it might go in two directions;
  • He’d either find some comedy/ horror movie for you two to watch with plenty of pizza and ice-cream;
  •      Because the fancy food was not good at digesting;
  • Or you two would just go straight to the bedroom and celebrate your honest confessions.
The Gang playing Monopoly
  • Ponyboy: FUUUUUUUUUUUUUCK
  • Soda: It's been... 84 years since we first started this game...
  • Darry: *Inhales* I'm poor...
  • Dally: *Gets stuck in jail the whole fucking time*
  • Johnny: *Puts hotels on every single expensive spot*
  • Steve: lmao I wonder if I could buy stuff with this money
  • Two-bit: joHNNY IM LOOSING ALL MY MONEY TO YOU STOP BUYING HOTELS
Doctor AU

Here’s my first writing piece!

The Hamilton Lams angsty Doctor AU that no one asked for

Warnings for: vomit, swearing, mentions of abuse

God, Laurens thought, there’s more people than I thought.

The young man was sitting on a stool under a tent in country in Africa, the specific one lost in the buzz of his mind. He was handing out sugar cubes laced with the polio vaccine to children, along with his co-workers, Hercules Mulligan and the Marquis de Lafayette.

There was Thomas Jefferson and James Madison too, but they didn’t count.

All the men were from the Kings Hospital, which was in America and owned by a man who handled their money very loosely. George the III. The manager, who was also named George, took care of most of the actual medical care.

Laurens was humming a catchy tune that Lafayette had taught them on the car ride here, them all sitting in the back of a creaky pick up truck. Thomas had grumbled, but Laurens heard him whisper the lyrics once or twice under his breath.

“Petite John, you are getting lost in your thoughts.”

“Ah, sorry Laf.”

“‘Tis fine.” Lafayette turned back to the children lining up at his desk. “Alright, little ones, grab one sugar cube, just one, and pop it in your mouth- there you go! Tastes yummy, doesn’t it?” A bunch of heads nodded.

Laurens laughed, then turned back to his kids. “Ok, did you see what they did?” He asked them, pointing to the other children. Most of them shook their heads. Laurens smiled. “Well, you take one of these sugar cubes, and,” he pretended to put one in his mouth, “eat it!” The children giggled, and they all did exactly what John did, all tossing the sugar into their mouths.

They walked away from Johns stand with many 'thank you’s from the parents. John turned in his seat to see a soft smirk on Jeffersons lips. No matter what the Virginian said, he had a soft spot for children. They all did.

Three hours later, on one of John’s breaks, he walked up to Jefferson, who had his back turned to him. He tapped his shoulder, and when he turned around, he smiled politely.

“Jefferson, can you go find Alex for me?”

“No. I’m not finding that prick. Find him yourself.”

“But I’ll get lost.”

“No you won’t.”

“Yeah- huh.” Thomas let out an irritated sigh.

“Fine. I’ll go find him. But only once.” John bounced on his heels.

“Thanks! He’s probably in his tent, or Washington’s.”

“Yeah, whatever.” Jefferson walked away, grumbling under his breath. James started to go with him, but Thomas shook his head. James slowly sank back down into his seat.

After finding nothing in Washington’s tent, Thomas walked briskly to Alex’s tent. The African sun beat unrelentlessly down on him, his water canteen hitting his thigh repeatedly.

He finally arrived at Alex’s tent, and he stood outside, leaning on the side of the tent.

“Hey, Hamilton, John wants you.” No reply. “Hamilton.” The tent remained silent.

Suspicious, Thomas pushed the heavy tent material back, opening the flap. He peeked in.

“Hamilton-” His heart jumped in his throat.

The younger was lying on his side on the ground, his dark hair matted and covering his face. His doctors coat was half on, as if he was trying to take it off.

Thomas hesitantly walked toward the still figure, debating whether or not he should touch him with his toe. His angel won.

He instead knelt down behind Hamilton, placing a hand on his shoulder and turning him so he lay partially in his lap. His tan face was sweaty, and his forehead was hot. Too hot.

“Kid, Hamilton, you gotta wake up.” He shook his shoulder. “Kid,”

Hamilton’s eyes shot open, and he lurched to get off of Jefferson. At first, Thomas was insulted, but he became grateful when he learned that Hamilton had flown off him so that he wouldn’t throw up on him.

Hamilton was gagging, clear vomit coming up. It was clear he hadn’t eaten in a while. He was on his knees, a few feet away from Jefferson, his hands bracing himself as he kept lurching forward as his body spasmed.

“Kid, what’s wrong?” Thomas was a bit worried now. Just a tiny bit. But it still ate away at him, that small reminder that he might care for the tiny spitfire.

Hamilton was trembling, his arms threatening to give out. If they did, he’d end up face first in his mess. Thomas crawled toward Hamilton, landing a gentle hand on his shoulder. He flinched, but didn’t shy away.

“Alexander, listen to me.” Thomas said, trying to sound soothing. Alexander turned toward him, his eyes horribly dilated. There was barely any brown, only black. He was panting.

“John-?”

“No, Alexander, I’m Thomas. I’m going to bring you to a medical tent, okay?”

“No-” Alexander’s head rolled away from Jefferson. “I’m- I’m okay.”

“Kid, you haven’t eaten in God knows how long, you just threw up probably all you’ve been running on, and I walked in on you passed out on the floor. You’re not fine. At all.”

“I’ll be- a waste of medicine.”

“Eh, not really, kid. You probably have heatstroke.” Thomas tried to joke around. Alexander opened his mouth to say something, but ended up puking instead. He then pitched backwards into a -more than unwilling-Thomas.

“Alexander!” He yelled. Panic washed over him in waves now. “Alex, can you hear me? Alex, Alex!”

He scooped up the Latino boy, his small form ever smaller in Thomas’s muscular arms. He started running, Alex’s head bouncing on his arm.

Alex started coughing. Afraid that he was going to vomit again, Thomas nearly stopped, but he kept running faster and faster as Alex’s coughs quieted. His eyes were barely open, but he could see, in his heat-addled mind, that Thomas Jefferson, his enemy, a man he loathed ever since they met, was carrying him.

Thomas’s dark skin shone in the sun, his hair bouncing as he ran. Alex found this extremely silly, so he started laughing.

“Bouncy, bouncy, bouncy Thomas!” He sang, giggling hysterically to himself. “Thomas’s hair goes boing!”

“Quiet, kid.” Thomas growled, changing his direction. Fearing that Thomas was going to leave him, Alex started pouting.

“Please don’t leave me alone, Bouncy Thomas…” He begged quietly. “I’ll be a good boy, I promise.” Thomas sighed above him.

“I’m not leaving you, Alex.”

“Yay~” the delirious Alexander sang. “Bouncy Thomas is so nice, he’s not leaving naughty, little Alex~”

Thomas was very scared now. He needed to get Alex to a hospital, or, better yet, the Schuyler Sisters.

“Alex?” A dizzy sounding hum answered his question. “Can you sing the ABC’s please?”

“Un deux trois-”

“No, Alex, the alphabet.”

“Ey, bee, see, Dee, ee, eff, gee, ehch, eye, jay, kay, ell, em, en, oh, pee~”

“Good job, Alex.” They were at the Schuyler’s tent.

“I’m not done, silly-”

“Yes, you are, Alex. Angelica and Eliza are going to take care of you now.”

“Mm, okay~ pretty, pretty siblings, Angelica, Eliza, and Peggy!”

An Latina opened the flap of the tent. “I heard my name.” Their eyes then landed on Alex. “Oh, shit. Eliza! Alex looks like complete crap.”

A young, half-Chinese woman stood from where she was kneeling and walked over to the small congregation. One look at Alexander, and her usual gentle face hardened.

“Oh, crap. Here, I’ll take him.” She said, holding her arms out to take in her former boyfriend. Once Thomas placed Alex in her arms, she carried him over to a cot and placed him on it, starting to take vital checks.

“Damn, Eliza, you’re strong!” Peggy admired. Eliza rolled her eyes.

“Pegs, you’re my sibling. You’ve seen me pick up heavier things. Besides, Alex is really light.” Her eyes filled with pain as she looked at him, like a mother to a sick child. “I don’t want to know when he’s last eaten…”

Thomas had been standing awkwardly in the tent entrance, his eyes darting around the medical tent. He started to scoot out, meaning to search out John. A small clearing of a throat followed him on the way out.

Maria Reynolds, a girl who was a patient after dealing with an abusive boyfriend and was now Eliza’s girlfriend, sat in the back, her thick, curly brown hair pulled into a low bun. She was typing on a computer rapidly. Her bottom lip was pulled in between her teeth, her red lipstick being nibbled off.

Eliza looked at her Latina girlfriend. “Maria?” The girl in question jumped, her computer screen bouncing on her lap. She looked up at Eliza.

“Yes, babe?” Her voice was smooth and throaty. It was nice to listen to.

“Can you hand me the stethoscope and thermometer, please?” Maria nodded, starting to stand up. She wore long sleeves, to cover the effects of abuse. She grabbed the two medical tools and handed them to Eliza, sneaking in a kiss to the top of Eliza’s black hair, which was in a ponytail.

Eliza smiled in thanks, placed the earbuds from the stethoscope in her ears, and continued with Alex’s check up. At some point, he had gone back to sleep. Eliza knew she should wake him up, but she hadn’t found anything relating to a deadly disease yet, so she let him sleep.

Ten minutes later, Eliza sighed in relief. Peggy and Maria looked at her, their similar brown eyes sharing a question.

“Alex is fine.” Other sighs of relief. A quiet 'thank god’ from Angelica, who had walked in about three minutes after Jefferson left. Eliza continued talking. “But, by 'fine’ I mean not dying of malaria. He’s sleep deprived and malnourished, along with being dehydrated. He’s going to be spending a few days in here.” The tent door flew open.

“Alexander?!” John shrieked, looking wildly at the four people in the tent. “Is he okay?” Eliza stood and walked toward him, placing a gentle hand on his bicep.

“Alex isn’t dying, I can tell you that much.” She said, Maria crawling over to sit by Alex’s bedside. John felt protectiveness swell up in his chest, but squashed it down as he reminded himself of Maria’s story.

Alex was the one she grew closest too, other than Eliza. Alex was the one who actually went and punched James Reynolds before they called the police on him.

“What do you mean, 'he’s not dying, I can tell you that much?’” John repeated slowly, swallowing a lump in his throat. Eliza let out a huff of air, her almond shaped eyes closing. She opened them again as she answered.

“John, he’s dehydrated, malnourished, and sleep deprived. We’re going to have to keep a close eye on him.” John let out a shaky breath, his eyes filling with tears.

The freckled faced man slowly headed his way toward the bed where his Puerto-Rican boyfriend lay, kneeling by Maria and taking Alexander’s hand.

He started rubbing circles on the back of Alex’s hand, his fingers shaking despite his tries to make them still. Maria placed her hand on his shoulder, rubbing soothingly. John smiled, his eyes watery.

“Please be okay, Alex,” he whispered. “Please.”

—————————

“Good job Alex, you ate a full meal!” Angelica cheered, three weeks after Alex had first collapsed.

“And got a full nights rest!”
Peggy added, giving him a thumbs up as Alexander’s phone ping'ed.

He opened the text message Peggy had sent him, smiling at the old meme they had sent him. It was a running joke that, whenever someone reached a goal, they would send the person a meme that was so outdated it was funny.

“Thanks, Pegs.” He giggled. They smiled.

“No problem.”

“Alexander, son, I’m glad you’re better.” George. After he had learned that Alex had collapsed, he had run to the medical tent in a tizzy, completely abandoning his usual calm and collected aura.

Maria was in the background again, smiling at the excitement permeating the room. Eliza was sitting beside her, looking over her shoulder at what Maria was working on.

“Guys, really, you’re kinda making a big deal about this.”

“It is a big deal, petit lion.” Lafayette’s smooth French accent filled the tent.

“Yeah, Alex, we were worried.” Hercules muttered, his hand enlaced with Lafayette’s. John, who was sitting by Alexander, nodded.

Angelica started to walk outside, calling over her shoulder, “Well, I’m going back to the kids. Let’s hope all of our sugar isn’t gone.” Several people laughed, and others stood to follow her out. Thomas, who was sitting beside Madison, waved to Alex before he walked outside. James smiled politely at them before following suite.

It was a new day.


~~~~~~~~~~~~~~~~~~~~

SHITTY ENDING I K NO W

I don’t know why, but Peggy having them/they pronouns really makes me happy

Please tell me if I messed up on the they/them pronouns, I don’t want to offend anyone!

I was thinking of making this Jamilton but then I was like nah

No Aaron I’m sorry

I honestly love Maria I think she is a cinnamon roll and pairing her up with Eliza is honestly the sweetest thing I love Marliza so much

Hope you enjoy !!

hello there! here are a few tips to help keep your backpack nice and tidy!

don’t just shove things in randomly.

put things in your backpack carefully. i like to tuck my papers and handouts in a folder to prevent them from crumpling up and tearing. you could also put your papers in a binder or an accordion file. don’t just throw things in your backpack and shove it all down. you’ll keep your items safe and in good condition while keeping your backpack tidy! it’s a win-win :)

keep loose things together

i keep my pens and pencils and things in a pencil case, things like pads and bandaids in a pouch, and money / loose change in a wallet. this way, loose things won’t be rolling around in your backpack to get crushed / lost. you could use plastic ziploc bags to keep things together too!

use hair ties / rubber bands / twist ties to keep cords together

this way, your chargers and headphones and whatever else won’t get all tangled up! they’ll also be easier to take out of your backpack.

clean out your backpack every week

sometimes, you’ll just inevitably accumulate small trash inside your backpack. don’t wait until trash piles up. it’s much easier to clean a small bit of trash every week rather than cleaning out a whole bunch of trashy bits in one go. i personally like to throw out bits of trash i find when i pack my bag at night :)

pack your bag at night.

you’ll have a lower chance of forgetting things, and you’ll be in less of a rush in the morning. also, you’ll have the time to put things in neatly without any cramming or shoving.

don’t overload your backpack

try not to push your backpack over its maximum capacity. your zippers may break and your backpack might rip, and that’s never a good thing ;;

wash your backpack every now and then

just use some lukewarm water, a damp cloth, and a mild detergent. loosen up some of the dirt and streaks with a soft-bristle brush or an old toothbrush, and then wipe down both the interior and exterior with the water + detergent + cloth. some backpacks are good to go in the washer while others are better off hand-washed. let it dry in the sun.

hope this helped and good luck! if you’d like to request a post, go here and if you’d like to see more helpful posts, go here!! thanks :)

Going on Vacation With Draco.
  • Packing for him.
  • Over packing.
  • “Please clean out the fridge.”
  • “We’re going to be gone for like three weeks.”
  • “Exactly.”
  • Not realizing how expensive it is.
  • “Are you sure you have our tickets?”
  • “Yes, wait.. I left them in the house.”
  • “Draco!”
    “Kidding,”
  • Sex on the plane or in the car.
  • “I’m bored.”
  • Calling his mum when Draco looses all of the money.
  • Realizing you might of lost it.
  • Sleeping in the car for a night.
  • Forcing Draco to drive.
  • “I swear if we don’t get money soon.”
  • Narcissa having a elf bring you two money with a note saying “Stop loosing money.”
  • “I hate you.”
  • “You love me.”
  • “That’s true.”


So i had no other ideas lmao.

2

Yeyeah! BH6 OC, and not even sorry!

So this is Malaya Reyes, I’m planning to make her an anti-villain in the “sequel” of the movie what I’m working on (still in my head though). I’m also really considering of writing the fanfiction.

For now, her story is this:
______________________

She’s a 17-year-old young woman who’s passionate about 2 things: music and robotics. As a fulfill the need of doing something including robots, she chose to bot-fight, though loosing money more than winning them. Since the utter passion for robotics, she tried to get into San Fransokyo Institute Of Technology but unfortunately wasn’t accepted there.

Because she was planning to go there for many years, her life is a total question now, since she didn’t think of “what ifs” and doesn’t know what to do now. So May figured to get a job, until she knows what does she wanna do. She got the job from the café owned by Aunt Cass. As working there, May got to know the owner’s nephew, Hiro, who seemed to have a crush on her too. She doesn’t like him back, of course. Just FYI, before some might understand wrong and come after me. And later on, the rest of the Big Hero 6 crew. 

She learned that Hiro was a child genius, at the age of 14 and already in the college. Seeing as an advantage the boy’s crush on her, she decided to try and make Hiro show-off his skills in robotics. She wanted to get more money out of the bot-fights, so she also asked Hiro to explain how he built the robots etc. Thanks to her photographic memory, May uses his tech to upgrade her bot for bot-fights. 

(the background and story will be changed and upgraded in the future)
______________________

Little trivia:

  • Her name Malaya means “free” in Tagalog
  • She has a “broken family”; her parents divorced when she was young, her father has a drinking problem which he cannot get rid of, making May really upset and disappointed. Her mother vanished somewhere and rarely sees May and her father, she feels abandoned because of it
  • Rather hypocrite, as an example, doesn’t approve the idea of Hiro bot-fighting, even though she’s the one who’s also doing it.
  • Is trusting you really easily, right away when you meet her. You make one mistake, she looses the trust as fast as she starts trusting you.
  • Is fully Filipino, even though her grandparents were the one who came into San Fransokyo many years ago (therefore, she has always lived her life in there)

______________________

I’m having a seed of an idea for the story, and how would she become an anti-villain. Just clarifying if it’s unclear, I mean with an anti-villain, that she’s doing bad things, but with good intentions. Maybe thinking it’d help the world? Or is being manipulated and thinking she’s doing something to help the world? Like I said, I’m still developing her. I hope you like her so far and would enjoy more of her in the future! Though, haha, I’m having fun with her even if you don’t enjoy her XD

I swear, I really hope with this next episode, ‘Mr. Greg’, that it doesn’t end up having Greg loose all his money in some silly way just because he decided to splurge on some luxury items and experiences for his son, Pearl and himself. I mean, it’s the common trope in cartoons and TV shows, right? Good characters get a large amount of money, spend it on ridiculous things only for something to happen to make them loose it all just to show that poor people shouldn’t be given access to money because “look what they’ll do, everyone!”

Essentially, Greg is of a low socio-economic status. He owns a car wash but it is shown that it’s not as successful as it could be, but he gets by. He lives in his van, doesn’t spend money on luxuries for himself, instead choosing to use most of his spare money, that doesn’t go on his business or bills, on keeping Steven (and the gems) well fed and financially cared for. He does so much and is really responsible, and for the first time in probably TV history, a character actually gets recognition, or at least compensated for their work being published or used without their permission. Sure Marty didn’t ask for Greg’s consent or anything in order to use Greg’s song, but as he said in ‘Drop Beat Dad’, he was legally obligated to give Greg the royalties for the song, which he did.

It just frustrates me to no end when a lot of TV shows use the same trope/situation over and over again, with no different outcome. Having someone, like Greg, loose their money in a ridiculous manner is a way of keeping poor people poor, and having them feel guilty about spending their money on non-essentials.

“They had this chance at money but they blew the opportunity, now they have to pay the price and go back to how they started, if not worse than they were before”

I understand the need for the ‘status quo’ in TV shows and cartoons, can’t change much of the standard characters design, environment or situation as it’s a drain on resources and costs more. But I sincerely hope that this next episode will have Greg have fun, loose some money but not all of it, so he at least has enough for all of Steven’s (and the gems) future needs, any mishaps or emergencies, and any other things in between. Don’t think he’ll buy a house though, he’d love his van too much to give it up.