One thing to notice about how capitalist ethics works is that they pretend that rich people who absolutely are profiting from the exploitation of workers and oppressed people (which is where profit comes from to begin with) can be made morally good if they do it less directly to keep their own hands clean.

Invest in a firm that invests in a company that shoots workers who try to strike.  Invest in a firm that invests in a company of literal mercenary war criminals.  Donate to a PAC to donate to a politician that ensures rich people’s interests are upheld.  Ignore where resources and supply chains come from but keep profiting from them.

None of that is actually better than doing it yourself.  This attempt to eliminate responsibility by spreading it out more among their class is rich people bullshit that people should stop accepting.

Investments are not the opposite of responsibility for exploitation, they’re a mechanism for managing the system.  It’s about divvying up the profits from exploiting workers and oppressed people between the ruling class.  It’s not a neutral activity when it comes to systems of exploitation, it’s a piece of how they maintain operation.

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Where to Buy a Varidesk - ON SALE! https://youtu.be/usc1j-2ouig

10 Steps To Millennial Financial Success

If you’re a millennial who is struggling financially, the following tips can help put you on the right track toward a successful financial future:

1) Make income your priority.

2) Have a plan for the future and take it for a test run.

3) Making some sacrifices to keep your biggest bills as low as possible.

4) Create a strategy for your student loans.

5) Prioritize your interest rates.

6) Invest in your future.

7) Take advantage of perks such as 401(k) match programs, health savings accounts and commuter benefits.

8) Invest in one or two stocks of companies that offer products or services that you think will still be important 20 years from now.

9) Find a mentor.

10) Network online and in person.

The 2nd House

The 2nd house rules over money and possessions! Astro.com and cafeastrology.com are good resources to find out your houses. 

Aries in the 2nd House 

Taurus in the 2nd House

Gemini in the 2nd House

Cancer in the 2nd House

Originally posted by scottycurt

Leo in the 2nd House

Originally posted by trippitrvcci

Virgo in the 2nd House

Libra in the 2nd House

Originally posted by ciudades-inimaginables

Scorpio in the 2nd House

Originally posted by illuminatikiller

Sagittarius in the 2nd House

Originally posted by gifsboom

Capricorn in the 2nd House

Aquarius in the 2nd House

Pisces in the 2nd House

Step-By-Step Guide: How To Pay Off Debt For Good

If you live with consumer debt, you are not alone. According to U.S. Federal Reserve data U.S. households have on average $15,863 in credit card debt and $33,090 in student loans. The upside to the personal debt crisis is that there are tried and true methods for getting rid of it. Here is a step-by-step guide to getting out of debt, once and for all:

1) Get real and collect statements for each and every one of your debts.

2) Get your free Credit.com credit report to double-check the accuracy of your debts, including notes of missed payments and credit limits.

3)  Create a list of all your debt, including interest rates, monthly minimum payments and any deadlines.

4) Create a monthly budget, and figure out how much you can afford to pay towards your debt.

5) Research lower rates. Depending on your credit score, you may qualify for credit cards with lower rates.

6) Call the holder of any outstanding medical bills and negotiate.

7) If you’re totally overwhelmed with this process, or truly believe that you cannot dig out of debt on your current income, get professional advice.

More tips here.

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Inside Billionaire John Paulson’s Puerto Rico Real Estate Investments

By the end of 2015, billionaire investor John Paulson will have plowed $1.5 billion into real estate investments on Puerto Rico, according to government officials. Among the properties in his portfolio: glitzy oceanfront hotels like the St. Regis Bahia Beach Resort (pictured above) and historic Condado Vanderbilt. Read more >

5 Money Lessons Students Should (But Usually Don't) Learn In School

Students who have taken a class in personal finance are more likely to save, more likely to budget, and more likely to have invested money. They’re also more likely to learn:

1. The basics of budgeting.

2. The magic of compound interest.

3. The value of paying yourself first. 

4. The importance of using credit responsibly.

5. The danger of identity theft.

Here’s what else they could be missing on if they don’t learn financial literacy.

6 Ways To Ensure Your Small Business Can Get The Best Loan:

Following these tips will make it easier for you to get approved for a loan at a lower interest rate:

1. Set Up The Appropriate Legal Vehicle For Your Business.

2. Start Building Your Small Business’ Credit History With A Credit Card.

3. Have A Separate Small Business Checking Account.

4. Get Help With Payroll And Benefits

Two more tips to ensure your small business gets the loan it needs.



College Loan Hacks You Need To Know Now

Keep in mind, though, that none of this applies to private loans held directly from banks. Here’s what you need to know:

1) There’s a loan forgiveness program, but it’s for those in non-profit public service.

2) You can gauge your repayments based on income.

3) You can get a temporary break from repayments thorough forbearance or deferment.

More.

How Ashton Kutcher And Guy Oseary Built A $250 Million Portfolio With Startups Like Uber And Airbnb

Actor Ashton Kutcher became iconic playing vapid pretty boys. But along with Madonna manager Guy Oseary, he’s been backed by some of the world’s best-known billionaires (Ron Burkle, Eric Schmidt, Mark Cuban, David Geffen, Marc Benioff). And he’s helped fund some of the greatest tech deals ever (Uber, Airbnb, Skype, Pinterest, Spotify). After turning $30 million into a quarter-billion, he’s going bigger–and crafting one of the most unusual stories in modern money management.

What To Do At The End Of The Student Loan Grace Period

With November quickly approaching, many student loan borrowers are suddenly realizing that their grace periods are about to end. Soon, they’ll have to start making payments on the student loans that they took out over the last few years.

This article provides insights on how borrowers can take control of their student loans before payments even come due.