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Bill and Melinda Gates make the case for investment in global development and vaccines
Bill and Melinda Gates released their traditional annual public letter, styled as a report to Warren Buffett.
By Melvin Sanicas

Bill and Melinda Gates released their annual letter, styled as a report to Warren Buffett on his investment of over $30 billion in their work. Bill and Melinda emphasize the value of global development and stress the importance of vaccines — which they call one of the best deals in global health.

Last year, the city of Flint, Michigan, burst into the world spotlight after its children were exposed to lead in drinking water and some were poisoned. In the year after Flint switched to corrosive river water that leached lead from old pipes, 5 percent of the children screened there had high blood lead levels.

Flint is no aberration. In fact, it doesn’t even rank among the most dangerous lead hotspots in America.

In all, Reuters found nearly 3,000 areas with recently recorded lead poisoning rates at least double those in Flint during the peak of that city’s contamination crisis. And more than 1,100 of these communities had a rate of elevated blood tests at least four times higher.

The poisoned places on this map stretch from Warren, Pennsylvania, a town on the Allegheny River where 36 percent of children tested had high lead levels, to a zip code on Goat Island, Texas, where a quarter of tests showed poisoning. In some pockets of Baltimore, Cleveland and Philadelphia, where lead poisoning has spanned generations, the rate of elevated tests over the last decade was 40 to 50 percent.

10 Steps To Millennial Financial Success

If you’re a millennial who is struggling financially, the following tips can help put you on the right track toward a successful financial future:

1) Make income your priority.

2) Have a plan for the future and take it for a test run.

3) Making some sacrifices to keep your biggest bills as low as possible.

4) Create a strategy for your student loans.

5) Prioritize your interest rates.

6) Invest in your future.

7) Take advantage of perks such as 401(k) match programs, health savings accounts and commuter benefits.

8) Invest in one or two stocks of companies that offer products or services that you think will still be important 20 years from now.

9) Find a mentor.

10) Network online and in person.

I’m very young and I believe in love. But what I know to be true is that it’s so much more important to find yourself first, find out who you are on your own, before you invest so much of yourself in another person. To put so much into somebody else and put so much of somebody else into your life directly; I feel like sometimes you find yourself not really knowing who you are and getting lost in another person.
—  Hailey Baldwin
6 Ways To Ensure Your Small Business Can Get The Best Loan:

Following these tips will make it easier for you to get approved for a loan at a lower interest rate:

1. Set Up The Appropriate Legal Vehicle For Your Business.

2. Start Building Your Small Business’ Credit History With A Credit Card.

3. Have A Separate Small Business Checking Account.

4. Get Help With Payroll And Benefits

Two more tips to ensure your small business gets the loan it needs.