10 Steps To Millennial Financial Success

If you’re a millennial who is struggling financially, the following tips can help put you on the right track toward a successful financial future:

1) Make income your priority.

2) Have a plan for the future and take it for a test run.

3) Making some sacrifices to keep your biggest bills as low as possible.

4) Create a strategy for your student loans.

5) Prioritize your interest rates.

6) Invest in your future.

7) Take advantage of perks such as 401(k) match programs, health savings accounts and commuter benefits.

8) Invest in one or two stocks of companies that offer products or services that you think will still be important 20 years from now.

9) Find a mentor.

10) Network online and in person.

This is not a typo: Only 3% of Americans are legally allowed to invest in start-ups
And they dictate the products and services that the rest of us consume.

More than 97% of Americans cannot invest in the latest startups, nor profit from their meteoric rises. For example, Kickstarter and other crowdfunding platforms like Indiegogo and Rockethub do not allow “supporters” to own part of the organizations featured on the site, even though their donations are financial investments in those advertising funds or projects. That’s why most crowd funding platforms reward their supporters with goodies (a first run of a manufactured product, say, or thank you cards.).

Under US law, only “accredited investors” are legally allowed to invest and own a stake in a start-up.

So who are accredited investors?

An investor is accredited if he or she has a net worth of at least $1 million. That doesn’t count the value of their primary residence. Another way to become accredited is to have income of at least $200,000 each year for the last two years (or $300,000 together with a spouse) and expect to make the same amount in the current year.

Tell me more about that free market I hear so much about.

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Indian firms to get investment opportunities in Africa’s infrastructure 

Exim Bank and AfDB will form a Project Development Company in Africa to identify and develop such projects; the report said quoting Kodeidja Diallo, Director (Private Sector), African Development Bank.

The company will share expertise related to infrastructure development and projects that are relevant for Indian investors.

The overall trade between India and western African countries has increased from $1.9 billion in 2004 to $22 billion in 2013, Exim Bank said in its report on India’s trade relations with the Economic Community of West African States (ECOWAS).

Countries like Cote d’Ivoire, Benin, Burkina Faso, Mali, Niger, Senegal, Togo and Guinea-Bissa are part of the west African trade bloc.

“While India’s total exports to ECOWAS have risen six-fold to $7 billion in 2013, India’s total imports from ECOWAS have risen 23-fold to $15.7 billion,” said the Exim Bank report released at the Africa-India Partnership Day held in Ivory Cost recently.

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Will Zendaya Take a Break From Hollywood to Go to College?
Now that she's graduated high school (!!!), Z dishes about what's next.

Education is one of the most important aspects of life. It is one of the best and most satisfying investments that we can make in our future. Congratulations, zendaya, on your accomplished success. I wish you the best of luck in your future endeavors, your continued academic pursuits and life, in general. Continue to be the positive and creative woman that you are. Reach for your dreams, empower others and show the world what you’re made of. Pursue the very best for yourself, which you deserve. Great things await you.

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Ghana Wants to Provide African Coast With Closer Port of Call - Atlanta Blackstar

The Atlantic waters off the west African coast teem with oil rigs and support vessels, most a very long way from home. Ghana, a new entrant to the energy game, wants to provide them with a closer port of call.

Like many resource dependent countries, Ghana wants to grow its economy beyond raw material exports – and hopes a new port and rig repair depot will help it to do just that.

This year, groundbreaking begins on the Atuabo Free Port, a US$1 billion facility on the western side of Ghana’s coastline. Here, oil rigs will be towed to be serviced, saving the almost 10,000 nautical mile journey to the Far East where the work is usually carried out.

Atuabo will also serve as a free trade port for energy-related industry.

The project is being driven by Lonrho, a UK-based corporation that has invested in African projects for more than a century. Lonrho and its investment partners will hold 55 percent of the venture, with another 35 percent taken up by Ghanaian investors; the government will have a stake of 10 percent.

In April, the China Harbour Engineering Company was awarded a $600 million contract for the project, which is sited 326 kilometres west of Ghana’s capital, Accra, and just 100km west of Takoradi, the centre of the country’s emerging oil industry.

Dedicated free trade ports are something of a fashion among developing economies which see them as a way to encourage investment.


As the world’s largest fitness tracker company gets set for its IPO at the NYSE, here are six things to know.

Made in Ethiopia

When identifying who rules the roost in East Africa, look no further than Ethiopia; a country with business opportunities abound, and vast potential to still unlock

Many emerging markets, especially in Sub Saharan Africa, have seen solid GDP growth in the past decade, driven mainly by natural resources. But with falling commodity prices and Chinese demand dwindling, those with overly resource-dependent economies are being caught. Companies seeking to invest in emerging markets should be on the lookout for those countries that have invested in diversifying their economies. And those willing to look beyond BRICs and MINTs should have Ethiopia on their shortlist.