you're always saying you have no money but now you're buying a house???????
Yeah so you know who does have money? My parents. They got sick of me waiting around for them to die and inherit their money before I could move out of their house so they’re giving me the deposit so I can get a mortgage now.
It’s the old ‘bank of mum and dad’ phenomenon. It’s not fair at all, but I’m one of those lucky people who has that option, and that’s pretty much the only way most people of my generation get on the property ladder at all.
Personally I don’t have much money, and it’s gonna be pretty much beans-out-of-a-can for me from now on because all my wages are gonna go towards paying the mortgage and bills. But my parents helping me out like this means that I can start living independently from now on so I am very very grateful.
(I did offer to pay them back, but my mum said: ‘Alice, frankly by the time you finish paying us back we’ll be dead anyway and you get the money either way, so you don’t need to bother’)