Silver is symbolic of the moon and goddess, and commonly signifies female energy. The use of the metal or colour silver works well in spells and rituals that involve protection, reflecting or neutralizing negativity, emotional balancing, dreams, and psychic strength,ability and awareness.
Gold is the sun metal and generally signifies male energy. The colour or metal gold is most effective when used in spells and rituals that involve the attraction of prosperity, fortune and wealth, as well as power (magical/financial), protection, health, growth, and wisdom.
A friend of mine was often so late, parties and events would be planned with at least a two-hour buffer specifically for him. It became a running joke, and in a way, we all stopped taking him seriously because it seemed like he could never bother to take our plans seriously.