financial insolvency

Tag Game

I was tagged by @ali-j-t (thank you!)

Oh, boy, here we go.

A- age: pffft

B- biggest fears: financial insolvency in old age 

C- current time: 1004 

D- drink you last had: water- I do that a lot

E- everyday starts with: work (almost)

F- favorite song: Highland Mary

G- ghosts, are they real?: unlikely

H- hometown: little shit stain in the armpit of Washington, yes I left as soon as I could.

I- in love with: stories

J- jealous of: I don’t really do this much. If I don’t have it, I work for it and try to get it. I don’t waste time on this kind of thing.

K- killed someone: a lady bug when I was a small child, I think I didn’t understand what I was doing when removing its parts one at a time. this guilt and shame haunts me to this day. 

L- last time you cried: fucking yesterday, because I lost my health insurance

M- middle name: fuck no

N- number of siblings: 1

O- one wish: to be sufficient enough to power my dreams.

P- person you called or texted last: probably work

Q- questions you are always asked: why do you want to do that thing that you love?

R- reasons to smile: going to school for creativity/art

S- song you last sang: Ae Fond Kiss

T- time you last woke up: 0542 (sonofabitch!)

U- underwear color: purple, also had to check

V- vacation destination: for the love of the gods (which I don’t care for over much) I want to go to Scotland.

W- worst habit: not getting things done in the name of that pleasant thing I could be doing instead of managing anxiety creating incidents like not having essential things completed.

X- any x-rays: many, lots of injuries.

Y- your favorite food: soup, will always be soup

Z- zodiac: don’t believe or care about this nonsense.

Now, who should I tag…?

@smartgirlsaremean, @lovesthedarkerone @mrgoldsshopofhorrors, @munkinette

It’s not an earth-shattering revelation that every business, club and institution on the planet is looking for ways to make some extra cash on the side. By the time you get to college, you’re jaded enough to not be surprised by, say, overpriced sweatshirts or jacked-up parking fees on campus. But you have no idea how hard your school banks on you winding up hopelessly, disastrously in debt when you graduate.

For instance, some colleges essentially sell their students’ information to credit card companies for a piece of the action. At the University of Michigan, an agreement with Bank of America stuffs $25.5 million into the alumni association’s pants in return for the “names and addresses of students, alumni, faculty, staff, donors and holders of season tickets to athletic events” – i.e., everyone who has set foot on the damned campus, ever.

OK, but just encouraging you to sign up for a card isn’t actually encouraging you to be irresponsible with it. It’s not like they get a bonus for kids racking up more debt than they can pay – oh, wait. Michigan State University actually does receive royalties from Bank of America based on student spending and, yes, the school can make even more money if the student carries a balance. So the school profits when its students fumble toward financial insolvency. Have we mentioned that the average senior graduates with a ball-busting $4,100 in credit card debt, a figure so staggering that Congress actually passed a goddamn law to restrict credit card access for those under 21?

5 Infuriating Things Nobody Tells You About College