finance crisis

I’m sorry I’m asking for help!!
We are $80 short on utilities and Spencer doesn’t start his new job until after thanksgiving. I’ve been consigning the baby’s old stuff like crazy but nobody buys clothes and we don’t have a lot of big ticket sellers that aren’t stained and beaten because we got them secondhand already…
Our new place is cheaper and we have roommates but we had to scrap one of our two cars after finding out the person we bought it from lied about it being in good condition(second time that’s happened…)so Spencer couldn’t work at his old job anymore because of distance and travel time after his tech school classes which are 7-3 weekdays and an hour away from home.
I just got a referral for 60 days of free daycare for Oliver, so I have also been applying for work and I have an interview today for amazon because they are 3 miles away and I can bike there…
but the GI BILL goes off of school days and it was a couple hundred short this month because of hurricane days last month.
PLEASE if y'all could help until we get working and have more income that would be amazing 😢
PayPal is thedemigeeks@gmail.com
Please signal boost. All the utilities are in my name because everyone else didn’t wanna make the phone calls. 😓 my credit is tanked already and we have been trying hard to bring it back up.

10 Steps To Millennial Financial Success

If you’re a millennial who is struggling financially, the following tips can help put you on the right track toward a successful financial future:

1) Make income your priority.

2) Have a plan for the future and take it for a test run.

3) Making some sacrifices to keep your biggest bills as low as possible.

4) Create a strategy for your student loans.

5) Prioritize your interest rates.

6) Invest in your future.

7) Take advantage of perks such as 401(k) match programs, health savings accounts and commuter benefits.

8) Invest in one or two stocks of companies that offer products or services that you think will still be important 20 years from now.

9) Find a mentor.

10) Network online and in person.

There’s a lot of things to love about Hamilton, but Lin Manuel is probably the biggest. He has created something that is sparking discussions that have needed attention for years. He is speaking on behalf of Puerto Rico and the financial crisis there. He is making a real change in the education system by getting students more involved. He is highlighting the value in having a nation of immigrants. He is a positive role model for not only Latinos, but minorities everywhere. He has created a representation of America today through a lens of American history. If this man isn’t a genius, then I don’t know who is. Bless this man and his mind. Writing like he’s running out of time.

For the (northern, eastern) European ignorants talking about Greece, Portugal and Southern Europe in general, saying that we’re lazy, that we don’t want to pay taxes, etc…Make your selves a favor and look at the numbers before opening your filthy mouths to talk about the southerners and making fools out of yourselves. 

I invite you to come here and see how we live. Come and see how high are the taxes we have to pay when compared to our low salaries. Come and see how we work more weekly hours than any other European region. Come and see how we are the last people getting retired in Europe. Come and see how most of our old people still carry on working after retirement because their pensions are simply not enough for their survival. Come and see how many kids here only eat once a day (the free meal they are given in school), how many families live in houses falling apart with no electricity or tap water. I could continue this list for a while…I just ask you to study the whole issue and realize all this circus IS and always was ABOUT THE BANKS, NOT THE PEOPLE. We the people are paying a very high price because of the mistakes of the bank owners and our governments. If we (the Portuguese and the Greek) are to blame, it should be for our inability to elect transparent and honest politicians who would work for the people and not for their own interests.  

We’re not lazy, we’re not liars, we’re a very brave and hardworking people striving to live a decent life.

Step-By-Step Guide: How To Pay Off Debt For Good

If you live with consumer debt, you are not alone. According to U.S. Federal Reserve data U.S. households have on average $15,863 in credit card debt and $33,090 in student loans. The upside to the personal debt crisis is that there are tried and true methods for getting rid of it. Here is a step-by-step guide to getting out of debt, once and for all:

1) Get real and collect statements for each and every one of your debts.

2) Get your free Credit.com credit report to double-check the accuracy of your debts, including notes of missed payments and credit limits.

3)  Create a list of all your debt, including interest rates, monthly minimum payments and any deadlines.

4) Create a monthly budget, and figure out how much you can afford to pay towards your debt.

5) Research lower rates. Depending on your credit score, you may qualify for credit cards with lower rates.

6) Call the holder of any outstanding medical bills and negotiate.

7) If you’re totally overwhelmed with this process, or truly believe that you cannot dig out of debt on your current income, get professional advice.

More tips here.

Greece: A Financial Zombie State

Originally posted by mindless-chronicles

It’s not the Walking Dead, but with banks so wounded, Greece is destined to become a financial zombie state. 

Today, banks in Greece did not open their doors. Greece has been moving towards this dramatic final act ever since it was allowed to enter the Eurozone with cooked fiscal accounts in January 2001 – two years after the euro was launched. One Greek government after another embraced the idea that it did not have to rein in fiscal expenditures to match revenues because Brussels would cover any shortfalls.

Learn more…

10 Things Every College Grad Needs To Know About Money

The 10 most important tips you need to know:

1)  Don’t make career decisions based only on dollar amounts.

2)  Figure out how much you will need up front in order to move and start your life.

3)  Know what your take-home pay is—it’s not as much as you think.

4)  Be realistic about your expenses and essentials.

5)  Know when to use a debit card or credit card.

See the rest here.

Which Countries Have The Most Unemployed Graduates? [Infographic]

Which countries have the most out of work college graduates? According to a recent OECD report, the unemployment rate for people with a third level education in Greece is just under 20 percent. Indeed, many of the countries with the highest rates of graduate unemployment across the world have been badly affected by the global financial crisis. Read more >

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Die simpleshow erklärt die EU-Finanzkrise - oder: warum wir Geld nach Griechenland schicken