is a 707 a bad credit score? I just ran mine and idk really know what it means or what to do with it
It means your credit is good, but not great. If you’re here, I can safely assume you’re young, which means a large part of what’s holding you back is your age and lack of a long credit history. Below is a handy-dandy infographic I borrowed from Discover’s FICO Credit page (which I personally use to track my score every month—for free!)
The higher your score, the more dependable of a borrower you are, and the more likely you are to get loans approved and get offered credit at a lower interest rate. A good credit score, like yours, means that you’ll get offered interest rates that aren’t terrible and you can easily get approved for small loans, but may require a cosigner for larger ones. Here’s my guide on how to build credit to help you keep going up (but keep in mind it is a very old guide from when this was a rude advice blog)!