A couple of days ago I had my friend go order a Nintendo Switch for me while I was at work. I gave them my card and pin. It charged only a portion of the total cost and the cashier said she couldn’t refund the card since it’s a chip. I know for a fact that I had at least a few thousand on the card (everything I earn goes into checkings) but apparently I only had $300. My friend kindly paid the remaining amount, but this leaves me at $0 in my account. If it were possible for the cashier to refund my money I would have asked my friend to do so.
I don’t have complete control over my account due to my parents (I opened the account with them before I was 18). The most I can do is go to the atm and check my balance from time to time. I’ve noticed suspicious activity before but haven’t thought much of it, and now I’m worried someone has access to it.
I only have $29 cash in my wallet as of now. I’ll be either getting a new bank account (requires me somehow getting my SSN from my parents) or I’ll change the pin and remove it from everything I’ve connected it to. I’m low on gas and I need to buy food since I work evening shifts. I don’t get paid for another week and I was trying to save for my trip with my partner (already paid for, but I need money for food and the hotel).
I feel incredibly hopeless. I had thousands of dollars saved for important expenses, and now I have to start all over again.
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