I told the broker
She called because owner’s broker had a question about my credit report. (No matter how much work I do on my credit score now, the years of not paying bills will still take a while to come off report.) I decided to just tell her about everything. She’s nice and I don’t want to put her in a situation where she’s talking to a colleague and doesn’t have all the information. I started out very awkwardly then I told her about the criminal record, which was caused by drugs, and that it was during those years that I ignored my student loans. She was very kind and very compassionate. She said she knows what it’s like for your child to change your life and change who you are. We will try for this house, but this owner is a little strict and if it doesn’t work out onto the next one. I’m glad I was honest with her. When I was strung out I told lies every minute of every day and now I just don’t have the stomach for it.