brick bank

anonymous asked:

how do I get a 401k started? do I go through an employer?

Short answer: yes.

Long answer:

Not all employers offer a 401(k). And some of them, like nonprofits, have 403(b) plans instead, which are basically the same thing just with lower fees. So your first step is to ask your employer if they have a 401(k) program. Here’s your script:

“Hello, person who employs me. I am interested in saving for my retirement, and was wondering if you offer a 401(k) plan or something similar. If so, can you explain some of the benefits to me and walk me through how to opt in?”

If your employer does NOT offer a 401(k) or 403(b), not to worry! You can still start saving for retirement in a few different ways. 

First, instead of having a regular ‘ole savings account through your local brick and mortar bank, you can start a high-yield online savings account like Ally Bank or Alliant Credit Union. These babies offer an interest rate that’s literally 1000% more than your regular savings account.

Or even better, you can start yourself an IRA! That stands for Individual Retirement Account, and as advertised, you start it on your own without any need for an employer. 

Here’s some stuff we’ve written about it all:

Dafuq Is a Retirement Plan and Why Do You Need One?

If You Don’t Use Your 401k You’re Losing Money in 3 Different Ways

How to Save for Retirement When You Make Less Than $30,000 a Year

3 Badass, Sexy, Totally Metal Reasons to Save $1,000

9

Sports Night by the episode ▶ 1x02 - The Apology

“I have a younger brother named Sam. Sam’s a genius. I mean literally. As a kid, he tested off the charts. The first computer I ever had he built from a kit he bought with money from tutoring other kids in math. He’s energetic and articulate, curious and funny, a great source of pride to our parents. And there’s no doubt that he’d be living a great life right now except for that he’s dead. Cause when you’re fourteen years old, all you ever really want to be when you grow up is your sixteen year old brother. And in my case, that meant smoking a lot of dope. The day I went off to college was the day Sam got his driver’s license, and he celebrated by taking a drive with some of his friends. Drunk and high as a paper kite. He never saw the red light that he ran, and he probably never saw the eighteen wheel truck that put him into the side of a brick bank either. That was eleven years ago tonight, and I just wanted to say…I’m sorry, Sam. You deserved better in my hands, and I apologize. That’s all.”

flickr

Former Bank, Kathryn North Dakota by Arielle Seibold-Galston
Via Flickr:
Dad and I were very impressed by the former bank building. The community must have come together to refurbish this beautiful old building! I looked at this place on google earth street view and it was not refurbished when they took the street view photos. Our favorite feature was the old burglar alarm! How cool is that!? And it was not on the building in the old street view photos so maybe it was added after the remodel? It’s so cool! Made in Minneapolis apparently. Isn’t it all spiffy? I just love what they’ve done with the place. Dad went around back and found an unlocked door leading to a nice little area with a history of the town displayed as well as bathrooms. Great job with the referb. people of Kathryn! We were impressed.

10

LEGO Creator Expert Assembly Square (10255)

  • Release: January 1st, 2016
  • Piceses: 4,002
  • Price: US $279.99 / CA $329.99 / DE 239.99€ / UK £169.99 / DK 2099.00 DKK

Celebrate ten years of Modular Building with the Assembly Square!

Take a trip to the amazing Assembly Square, developed to celebrate ten years of LEGO Modular Buildings, featuring a wealth of unsurpassed, intricate details and hidden surprises.

Easy-to-remove building sections provide access to the highly detailed interior, comprising a ground level with a bakery, florist’s shop and café, a middle level with a music store, photo studio and dental office, and an upper-level dance studio and apartment with access to a rooftop terrace with barbecue.

The exterior of the building features a detailed sidewalk with outdoor café furniture, fountain, streetlamps and a highly elaborate facade with beautifully detailed windows and doors, three buildable shop signs, spired tower and a decorative roofline.

Collect and build an entire town with the LEGO Creator Expert Modular Building series 10243 Parisian Restaurant, 10246 Detective’s Office and 10251 Brick Bank. Includes eight minifigures and a baby figure.

  • Includes eight minifigures: a dentist, barista, baker, florist, music store assistant, dancer, photographer and a LEGO fan, plus a baby figure.
  • The three-level Assembly Square features an authentic, elaborate facade with detailed windows and doors, three buildable shop signs, spired tower, decorative roofline and a rooftop terrace, plus a detailed tiled sidewalk with a fountain, outdoor café furniture and two streetlamps. The highly detailed interior includes a bakery, florist’s shop, café, music store, photo studio, dental office, apartment and a dance studio.
  • Ground level features a bakery with counter, cash register, shelves, opening oven, wedding cake and assorted buildable pastries and treats; a florist’s shop with counter, cash register, garden tools, flower arrangements, bouquets and a blue and yellow macaw parrot element; and a café with espresso machine, counter, bench seating and pie elements.
  • Middle level features a music store with a buildable drum set, two guitars and saxophone element; photo studio with buildable classic camera and adjustable tripod; and a dental office with buildable reclining chair, waiting area, telephone and a sink.
  • Upper level features a dance studio with buildable piano and reflective mirror element; an apartment with buildable foldout sofa bed, detailed kitchen, toilet, micro LEGO® train, modular buildings and Eiffel Tower, and access to a rooftop terrace with buildable barbecue, table and a neglected plant.
  • Accessory elements include a ballerina skirt, Chihuahua, pretzel, ornamental chicken and candy. Also includes a buildable telephone, grill, baby carriage and buildable lamps.
  • Remove the building sections to access the detailed interior.
  • Adjust the camera tripod and take photos all around the square.
  • Recline the dentist chair and reveal those pearly whites!
  • Open the oven door to remove your freshly-baked pastries.
  • Fold out the sofa bed and relax while you admire your modular buildings collection!
  • Celebrate Modular Buildings with this awesome 10th anniversary LEGO® Creator Expert set!
  • This set offers an age-appropriate build and play experience for ages 16+.
  • New decorated elements include a dentist torso, dentist window and 2x3 tile with the 10182 Café Corner box front.
  • Includes lots of curved and corner angle tiles, garage doors used as box windows and LEGO Technic excavator scoops used as roofing elements.
  • Collect and build an entire town with the LEGO Creator Expert Modular Building series 10243 Parisian Restaurant, 10246 Detective’s Office and 10251 Brick Bank.
  • Measures over 13” (35cm) high, 14” (38cm) wide and 9” (25cm) deep.
3

A modified version of @jenba‘s lovely Whimsett Cove Business Lot. The brick building is a bank, the two-story building in the middle contains a real estate agency and the town newspaper headquarters, and the little shoe box on the left is my attempt at a CC free diner cart (which I named Jen’s Place of course :D). For the most part, I just removed the custom content and edited the landscaping to fit Serendipity’s main street better. All credit goes to jenba for the architecture, layout, and design. <3

Interior pictures coming later. :)

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This weekend gone we went to a local waste ground spot. Here is a big kickflip from Alex on a brick bank built by some of the locals. 

Photo: Jack

youtube

The LEGO Movie - Behind the Bricks

You must watch this!