it is very rare that someone born into poverty will be able to save their way out. there are many factors that go into being poor, and not being taught how to manage or grow money is one of them. while not having the necessary tools for success readily available to you is another. bootstrapping is a myth created by the wealthy to shame the poor.
could you please explain to me why "new black" has a negative connotation? English is not my first language so maybe I'm missing something. thank you!