beer cars

anonymous asked:

Hello, I'm the anon who's freaking out about being thrown into adulthood, and thank you for your previous help. 1.) How do I mamage/budget a minimum wage salary? 2.) I've never been great with any sort of organization, but would you mind teaching me about home organization and important paper organization?

Okay, so this post will be about budgeting on minimum wage, and later in the day I will also post about paper organization. Enjoy!

Budgeting on Minimum Wage

Overview

The average minimum wage in the US is $7.25/hr. Even working full time at 40 hours a week, that’s only a profit of $290 before taxes. This is not a fair living wage! You are worth way more than this amount! I strongly encourage you to start looking for another job that pays better, look for something around the $10-$15 range. 

While $7.25 is atrocious, thousands of people around the world support families on much less. If they can do it while supporting children, so can you! To live off a minimum wage budget you need to declare yourself independent. If your parents are still claiming you as a dependent YOU WILL NOT BE ABLE TO DO THIS. I also recommend that you have the highest amount possible taken out of your taxes so that you get money back from your state at the end of the year, instead of being in debt to them.

What I’ve done is come up with a budgeting plan based off some made up factors and my own personal experience.

Housing

1. City life. Forget about the city! Apartments located in cities can be three times as expensive as apartments in small towns or villages. On top of the extra expense, they’re much smaller and have less amenities included. I’d much rather live in a one bedroom apartment with a dishwasher and a conveniently located Laundromat, than a literal closet with no windows on a fifth floor walkup. Look for apartments twenty minutes to a half hour outside of your closest city. Now you have the close conveniences of a city, with none of those pesky city prices that your budget can’t handle.

2. College towns. Shop around and look at apartments by local colleges. Large colleges with have apartment complexes within walking distance of the school grounds. Landlords know that college students have less money (you might even be a college student yourself) and adjust their prices accordingly. Even apartments next to ivy league schools are priced this way, so don’t be discouraged by the institution’s “prestige”.

3. Locale. Your safety is more important than your bank account. It doesn’t matter if you live in Section 8 housing or in an affluent suburb. Some apartment complexes and neighborhoods are just safer than others. I live in a heavily populated and upper middle class suburb, and the first year I moved in, a drunk woman tried to throw a beer bottle at my car. Thankfully this is the only time this happened to me, but it made me feel unsafe in my environment. Before signing a lease, walk or drive around your prospective home’s neighborhood at night. Take in the atmosphere, and make sure it’s one where you could comfortably run to the local supermarket at 10:30pm and pick up toilet paper.

4. Roommates. Living on minimum wage requires that you find one or two roommates to help split the rent. The more the better! Get together with your more responsible friends, so at least you’re living with people whose company you enjoy. There are lots of “roommate wanted” forums and message boards for you to browse on the internet, but always bring a responsible adult with you before meeting a stranger. Please. Bring your mom if you have too.

Food

1. Low-spoon food. I created this post a few months ago which offers lots of suggestions about cooking and shopping on a budget.

2. Online recipes. Here are some of my favorite online Tumblr cookbook resources. 

3. I also regularly update my cooking on a budget tag. 

Misc Expenses

1. Gas. Shop around and find the cheapest gas in your area. Avoid gas stations next to colleges, highways, and in touristy areas. Look into getting as gas rewards card from your favorite supermarket. I get 10 cents off a gallon with Stop & Shop every time I do a big shop. 

2. Dollar store. Get to know your local dollar and bargain stores. You can buy everything from pots and pans to bed sheets there. These stores often sell bulk ramen for $1 and large cans of crushed tomatoes for 75 cents. That’s enough food for you to live off of for several days. When shopping, I make three grocery store stops to ensure that I spend the least amount possible on my pantry needs. I go Dollar Store, Stop and Shop, and then to my local organic grocery store. I’m going to make a list of things that I buy at Dollar Stores and things that I don’t buy at Dollar Stores soon!

3. Cable. We are living in the digital age- you don’t need cable television. Use Netflix or Hulu or whatever. It will save you tons of $$. 

4. Internet. As far as internet speed goes, if you’re living with roommates you will probably need a higher speed. Living by yourself, choose a lower one. Most internet companies offer large discounts to new subscribers. These typically only last a year, but will save you serious money. Make sure to take note of when this discount expires, and contact the company before it does. If you don’t, they’ll begin charging you the full amount without notice.

5. Verizon. I just want to take a moment to talk about how much I love Verizon because they have literally saved me so much money in the three years I’ve been with them. After you sign a contract with a new internet company, they charge you a bunch of ridiculous fees like “activation fees” and “installation fees”. I called Verizon and was like “I’m a poor college student, I can’t afford this” and they were like “don’t worry, we’ll waive the fee”. I signed a two year contract with them that saved me $80 on a high-speed internet bill per month (my price being only 50.99 a month). After the contract expired I call them and they put me on a month to month, keeping the price absolutely the same. TLDR- get Verizon if you can.

6. Utility. Get on a monthly budget with whatever utility company services your new apartment. Although it may seem like the cheaper option, paying the actual amount of electricity you spend per month is the more expensive. It’s also unpredictable, and a minimum wage budget won’t allow for it. See this for more info.

7. Amazon. I buy a lot of my beauty, cleaning, and cat products online. Amazon offers Prime shipping free for a year with a student email address, and then offers it at a greatly reduced price after the year. If you are a student, snap up that free deal ASAP. If it’s in your budget, I’d greatly recommend investing in Amazon Prime.

8. Saving money. It’s so important to attempt to break way from the “paycheck to paycheck” vicious cycle. Living this way does not allow for emergency expense money, and trust me, sometime soon you will need emergency expense money. Your cat might get sick or your car may die, whatever it is, it’s always smart to have at least $500 squirreled away. I’m gonna level with you, things have been tight for my budget and I haven’t been able to save anything for the past three months. But this month I will!

Example Budgets

Full Time

Working with the $7.25/hr and 40hr/week model, here’s an example budget for living on minimum wage. That’s $1,160 a month without taxes.

Housing: Let’s say you’re sharing an apartment with two close friends, the rent being $1,500 without any amenities. That rent split three ways is $500 each.

Gas I commute twenty minutes every day, and I drop about $20-$25 a week on gas. That’s $100 on gas a month.

Food: I do one big shopping a month with my boyfriend. We drop around $180 and that’s including toiletries and soap and stuff. So maybe you’ll spend about $100 a month on all your shopping needs.

Cable/internet:  Hopefully you took my advice and skipped cable. Let’s say you’re paying around $50 per month for internet. Split three ways that’s $17 each.

Laundry: Hopefully you’re not like me and are only spending around $20 on laundry per month.

Random expenses: Because there always are some. Let’s just tack on another $100.

With everything added up, you still have around $290 left before taxes! That money can go into a savings account, and after several months, you’ll have that $500 worth of emergency money saved.

Part Time

Working with the $7.25/hr and 25hr/week model, here’s an example budget for living on minimum wage. That’s $725 without taxes.

Housing: In this case, you need to look for apartments in the $800-900 range. In my area, one bedroom apartments go for around $1000, so you may need to get creative with your roommate (I don’t think you could have more than one roommate in this situation). Buy dividers to split the bedroom or studio in half! Let’s say your rent is $850 with nothing included, that’s $425 each.

Gas You’re still looking at a large gas bill per month, so it may be more inexpensive to ride a bike or use public transportation. Let’s say you use public transportation, and spend around $50 a month on that. Or maybe you and your roommate can split gas expenses and share a car?

Food: Pinch those pennies! Use some of those budget cookbooks I linked above to help you cook healthy and delicious meals for under $4 each. See if you can only spend $80 a month on groceries.

Cable/internet:  Hopefully you took my advice and skipped cable. Let’s say you’re paying around $50 per month for internet. Split two ways is $25 each.

Laundry: Hopefully you’re not like me and are only spending around $20 on laundry per month.

Random expenses: Because there always are some. Let’s just tack on another $100.

That leaves you $25 to put in your bank account, if that. This is a paycheck to paycheck situation, and you will probably need to get another source of income to feel secure. But you can still do it!

anonymous asked:

Prompt! Could you write a drabble from the birthday video of the day even was teaching isak how to drive? Just behind the scenes softness 💕

“I can’t do it.” Isak shakes his head quickly from side to side, still stood outside the car.

“One more try?” Even tries to coax him back in.  Isak had scrambled out so suddenly after the last attempt that Even hadn’t even had a chance to grab him, so Isak was just stood on the other side of the driver’s door shaking.

“No!  I can’t, Even, I can’t do it.  There’s too much- it’s too- I’m not-” Isak’s hands gesture wildly, as if he’s trying to pluck the words straight out of the air.

“Okay, okay.” Even concedes.  There’s no way he’s going to try to shove Isak back into the driver’s seat now that he looks like he’s about to have a heart attack from the stress of starting the car and driving forwards barely a foot.  He slides across into the driver’s seat and parks the car quickly against the curb before getting out and pulling Isak into a hug.

“Maybe next time, huh?” Even kisses Isak’s temple, trying not to laugh at the way Isak groans at the mention of a next time.

“Do I have to learn to drive?” Isak whines as he pulls away from their hug.  “We don’t even have a parking space, Even!  We can’t have a car where we live now!  Not that we could afford one even if we had a space.  What’s so wrong with public transport?” Isak rambles, a sure sign that he’s embarrassed.

“There’s nothing wrong with public transport.” Even agrees.  He runs his hand down Isak’s arm until he can thread their fingers together, pulling Isak along for a little walk.

He’ll let Isak calm down before he asks him to get back in the car so Even can return his mother’s car, he thinks.

They walk in companionable silence for a few minutes until Even remembers something, his face breaking into a grin.

“In fact, one of my favourite memories is on public transport!” He exclaims, pulling Isak closer to his side.

“Really?” Isak throws him a bewildered side eye that Even can’t help but chuckle at.

“Yes, really.  And you’re in it.” Even adds dramatically.

“Of course I’m in it.” Isak rolls his eyes, not at all fazed.  “I’m the best thing that ever happened to you!  A blessing!  A gift!” Isak jokes, puffing his chest out proudly.

“You wouldn’t have to worry about ever getting a head injury, Is, your giant ego would cushion any blow.” Even teases back.

“Eh?!  Me?!  Big headed?  As if!” Isak protests, shoving Even away playfully.  Even laughs, letting Isak’s fingers slip through his, and walks a few paces away from Isak for a few steps.  They end up in a little communal garden, and after a few minutes Isak seems more like himself.

They mess about on Even’s phone for a few minutes, taking ridiculous photos with shaky snapchat filters over their huge grins, comfortably close as they tease each other and pull stupid faces.  The residents probably think they’re out of their mind, but Even couldn’t care less.

He’d do anything for Isak’s smile.

***

In bed that night:

“Even,” Isak whispers into the dark.

No response.

He repeats Even’s name a bit louder, realising there’s no point whispering if he’s trying to wake Even up.

“Mmm?” Even hums, already halfway to sleep.

“You never told me.” Isak wiggles closer to him despite the heat.

“Told you what?” Even mumbles, burying his face in Isak’s hair.

“The memory.  The one of me and public transport?” Isak reminds him.  He can feel Even grin against his scalp.

“Oh.” Even smiles.  “Remember that day we ran into each other on the tram?”

“When…I asked you to buy beer?” Isak laughs, surprised by Even’s choice.

“You looked so cute.  I was so nervous.  I was so sure I was going to blow it with you.” Even sighs sleepily into Isak’s curls.  “But it went just fine.” Isak could feel him smiling again.

“It was a good day.” He agrees.

“Mhmm.” Even hums.  “You didn’t suspect a thing.” Even nuzzles closer, just a breath away from falling into the abyss of sleep.

“Suspect?” Isak repeats with a frown.  He thinks back to that day.  There was no way Even could have planned for them to see each other on that tram, there were too many variables with something like that.

“Even, suspect what?” Isak tilts his head back to look at Even and finds him already asleep.  Pouting, Isak resigns himself to not knowing until tomorrow.

***

3.47AM:

Isak jerks bolt upright from his sleep, disorientated from dreams of trams and rolling cars and beer, and hits Even’s shoulder.

“You had your ID the whole time, didn’t you!” Isak exclaims indignantly.

Even gives him a sleepy wink before falling straight back asleep.

Flensburg in Schleswig-Holstein, Northern Germany lies only 7 km from the Danish border with a population of ~86,000. The nearest larger towns are Kiel (86 km south) and Odense/Denmark (92 km northeast). In Germany, Flensburg is known for

- the nationwide database of traffic violators (Kraftfahrt-Bundesamt), aka Verkehrssünderkartei (“traffic sinner card file”)
- its tasty beer Flensburger Pilsener, also called “Flens”
- the center of the Danish national minority in Germany
- the greeting Moin Moin
- the large erotic mail-order companies Beate Uhse and Orion
- its handball team SG Flensburg-Handewitt
- the Naval Academy Mürwik with its famous sail training ship Gorch Fock

After Westerland on the island of Sylt, it’s Germany’s northernmost town. It lies at the tip of the Flensburg Fjord, an inlet of the Ostsee (Baltic Sea). Its eastern shore is part of the Angeln peninsula. It’s also just a pretty town, you should visit. :)

Everything Two-Bit Mathews says in the book.

“Nup. They got away this time, the dirty…”

“Nice-lookin’ bruise you got there, kid.

“Nice cut, too. Makes you look tough.”

“Next time get one of us to go with you, Ponyboy. Any of us will.”

“I was plannin’ on getting boozed up tomorrow night. If I don’t, I’ll walk over and find y'all.”

“Okay, greasers, you’ve had it.”

“Who’s this, your great-aunts?”

“Sorry, kid. I forgot.”

“Shoot. You’re ninety-six if you’re a day.”

“Brother, you’re a sharp one. Where’d you two ever get to be picked up by a couple of greasy hoods like Pony and Johnny?”

“Five. They don’t talk Arabian, I don’t think. Say somethin’ in Arabian, Johnnycake.”

“Hey, where is ol’ Dally, anyways?”

“He’ll probably find the fight. That’s why I came over. Mr. Timothy Shepherd and Co. are looking for whoever so kindly slashed their car’s tires, and since Mr. Curly Shepherd spotted Dallas doing it…well…Does Dally have a blade?”

“Good. Tim’ll fight fair if Dally don’t pull a blade on him. Dally shouldn’t have any trouble.”

“A fair fight isn’t rough. Blades are rough. So are chains and heaters and pool sticks and rumbles. Skin fighting isn’t rough. It blows off steam better than anything. There’s nothing wrong with throwing a few punches. Socs are rough. They gang up on one or two, or they rumble each other with their social clubs. Us greasers usually stick together, but when we do fight among ourselves, it’s a fair fight between two. And Dally deserves whatever he gets, ‘cause slashed tires ain’t no joke when that was his fault. Our one rule, besides Stick together, is Don’t get caught. He might get beat up, he might not. Either way there’s not going to be any blood feud between our outfit and Shepard’s. If we needed them tomorrow they’d show. If Tim beats Dally’s head in, and then tomorrow asks us for help in a rumble, we’ll show. Dally was getting kicks. He got caught. He pays up. No sweat.”

“You dig okay, baby. Anyone want a weed?”

“Me, too. Get Johnny some, too. I’m buyin.”

“You must make such interestin’ conversation, you keepin’ your mouth shut and Johnny not sayin’ anything.”

“Who is it? The F.B.I.?”

“And a few other of the socially elite checkered shirt-set.”

“Who’s acting? I’m a natural normal.”

“Don’t get mouthy, Ponyboy.”

“No…no, Ponyboy, that ain’t right…you got it wrong…”

“Shut your mouth, kid. If you wasn’t Soda’s kid brother I’d beat the tar out of you. You know better than to talk to Johnny like that.”

“He didn’t mean it Johnny.”

“Shut up talkin’ like that. We couldn’t get along without you, so you can just shut up!”

“I know. The chips are always down when it’s our turn, but that’s the way things are. Like it or lump it.”

“Who you callin’ bums?”

“Then pity the back seat.”

“Why? We ain’t scared of them.”

“Well, those were two good-lookin’ girls if I ever saw any.”

“Marcia’s number. Probably a phony one, too. I must have been outa my mind to ask for it. I think I’m a little soused.”

“Y'all goin’ home?”

“I don’t know why I handed you that busted bottle. You’d never use it.”

“Gonna go play a little snooker and get hunt up a poker game. Maybe get rip-roarin’ drunk. I dunno. See y'all tomorrow.”

“Anybody home?” 

“Hey, Ponyboy. Long time no see.”

“Man, dig baldy here! I wouldn’t have believed it. I thought all the wild Indians in Oklahoma had been tamed. What little squaw’s got that tuff-lookin’ mop of yours, Ponyboy?”

“What I like is the ‘turn’ bit. Y'all were heroes from the beginning. You just didn’t ‘turn’ all of a sudden.”

“No what?”

“Why is it very bad?”

“I’ll babysit him. I haven’t got anything better to do.”

“Work? And ruin my rep? I wouldn’t be babysittin’ the kid here if I knew of some good day-nursery open on Saturdays.”

“Holler uncle.”

“…anyway, I was walking around downtown and started to take this short cut through an alley…and I ran into three guys. I says ‘Howdy’ and they just look at each other. Then one says 'We would jump you but since you’re as slick as us we figure you don’t have nothin’ worth takin’.’ I says 'Buddy, that’s that truth’ and went right on. Moral: What’s the safest thing to be when one is met by a gang of social outcasts in an alley?”

“No, another social outcast!”

“This house ain’t messy. You oughtta see my house.”

“Shoot, kid, if I ever did that my mom would die of shock.”

“I would drive us, but the breaks are out on my car. Almost killed me and Kathy the other night. You oughtta see Kathy’s brother. Now there’s a hood. He’s so greasy he glides when he walks. He goes to the barber for an oil change, not a haircut.”

“You know the rules. No jazz before the rumble.”

“Hey, Johnnykid.”

“They treatin’ you okay, kid?”

“Don’t talk. Just listen. We’ll bring you some hair grease next time. We’re havin’ the big rumble tonight.”

“It’s too bad you and Dally can’t be in it. It’s the first big rumble we’ve had—not countin’ the time we whipped Shepard’s outfit.”

“Tim Shepard?”

“Did you know you got your name in the paper for being a hero?”

“You want anything besides hair grease, kid?”

“Okay. Don’t y'all run off.”

“I wish it was any one of us except Johnny. We could all get along without anyone but Johnny.”

“No wonder he hates your guts.”

“Oh, lordy! He has to live with that.”

“We just left him. I don’t know about stuff like this…but…well, he seemed pretty bad to me. He passed out cold before we left him.”

“Yeah.”

“You feel okay? You’re awful hot.”

“All right. But Darry’ll kill me if you’re really sick and go ahead and fight anyway.”

“You know somethin? You’d think you could get away with murder, living with your big brother and all, but Darry’s stricter with you than your folks were, ain’t he?”

“You know, the only thing that keeps Darry from bein’ a Soc is us.”

“I never knew you to play chicken in a rumble before. Not even when you was a little kid.”

“Somethin’ is gonna happen. We’re gonna stomp the Socs’ guts, that’s what.”

“What’s up with the big-times?”

“You sure?”

“Thanks, Cherry.”

“Welup, I see we’re in prime condition for a rumble. Is everybody happy?”

“Get thee hence, white trash. I am a Soc. I am the privileged and the well-dressed. I throw beer blasts, drive fancy cars, break windows at fancy parties.”

“I jump greasers!”

“Shoot, everybody fights.”

“They’re running! Look at the dirty —— run!” (Ponyboy isn’t sure if Two-Bit says it or not, but we could count it as him.)

“So he finally broke. So even Dally has a breaking point.”

“You really would have used that bottle, wouldn’t you? Steve and me were backing you, but I guess we didn’t need to. You’d have really cut them up, huh?”

“Ponyboy, listen, don’t get tough. You’re not like the rest of us and don’t try to be…”

“What in the world are you doing?”

“You little sonofagun.”

“No, but that’s what I’m wishing was all that’s bothering me.”

2

So pressed play on s1e1 of Lewis, 

  1. in my desperation for (but lack of) more Endeavour, and 
  2. my interest in how all members of the Fox acting dynasty look like they should have died in a field in Belgium in 1914, and that’s A Look that’s always welcome on my screen 

 ….and I wasn’t ready for scene one to be BABY CHARLIE COX WITH PEARL JAM HAIR AND DRAMATIC FINGERLESS GLOVES AND DRAMATICALLY DOING MATHS ON A WHITEBOARD WHILE MUSE’S HYSTERIA PLAYS DRAMATICALLY. this is just ..magical.

Rivals

You attend a football game between your own university and its rival, Silver Creek Institute. At the game, you meet a super sweet guy, Park Woojin. However, you soon realize that maybe you didn’t know everything you needed to about him. 

  • for an anon who requested a romeo and juliet fic without death
  • based off of the usa university system

You stared at your reflection in the mirror, tugging the red and white beanie further onto your head. Your huge t-shirt, emblazoned with the huge words “UNIVERSITY OF GATEWAY”, was equally as red and white. Behind you, your best friend Kang Daniel struggled to shove his white “UoG” cap over his freshly dyed red hair.

It was the day you’d all been waiting for—the day that your own university, University of Gateway—faced off against its rival, Silver Creek Institute, in the royal game of football. While you knew nothing about football, you definitely had school pride, and Daniel’s friends had gotten tickets to the big game.

“(y/n), Daniel, you guys ready to go?” Seongwoo asked, holding up the car keys in his hand. His entire face had been painted red in honor of the game that night, and next to him stood Jisung, carrying a huge cooler of drinks.

“Let’s do this!” Daehwi yelled loudly, excited for his first UoG vs SCI game.

The seven of you trudged out to Jisung’s van, everyone settling in for the ride to the stadium.

The streets were packed with other UoG students dressed in their red and white gear, making noise and screaming in preparation for the big game. The stadium was already packed as well, and the seven of you had to fight your way to get to your seats.

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