This property is HOA-Free.
This is a long one, because it involves a growing escalation of actions. TLDR at the bottom. Some terms are translated because I don’t live in an English-speaking country.
We moved houses last year, to the ugliest in the street. The previous owners must have loved Mondriaan, because the front was red/blue/yellow in windowframes and door. One paintjob, many thankful neighbors and several months later, I get an invitation to a voluntary “Collective of inhabitants”, the terms read like an opt-in HOA that you can never leave. A long list of restrictions, and no benefits? No thanks.