Fun fact: The debt he’s referring to here happened between chapters 310-311. It took him over 200 chapters to repay his debt and he never once forgot about it this whole time.
Could you explain the post about the credit system a little more? I'm assuming you're referring to financial credit but I'm not entirely sure how it works against disabled people (I totally believe that it does and can see how it would in general but I'm just curious to know more info since I never really thought about it myself and I'm disabled.) If you're not up for it that's fine too though! Sending spoons!