and i have a lot of debt

Ok black tumblr can I get everyone’s attention one time.

This may seem boring to talk about but are any of yall keeping up what’s happening in Greece? People can only withdraw roughly $60 dollars out of their own bank accounts. 

Puerto Ricans are leaving Puerto Rico to come to the the U.S because they are in some trillion dollar debt that they may default on like Greece did. 

China’s stock market went up over the past few years….all of it got undone in the past two weeks. And 54% of all chinese stocks are frozen. That’s $2.6 trillion dollars frozen yall. 

I understand we have a lot to do in terms of social justice but uh….yall better hide your purse and hide ya cash because ish is going down world wide.
Imagining your future projects is holding you back.
There is no book. There is only Idea Debt.

Sharing this article here in case it’s useful for aspiring authors and creators, and because I have a lot of these types of questions in my ask box:
- When did you know you were ready to start making your comic?
- How did you know when you were good enough to begin?  
- How much research/writing/studying/practicing did you do before you started?

…But I didn’t know, I’ve never experienced a feeling of good enough, I’m still learning new things about comic-making, and I’m still fleshing out the writing, revising and researching.  
No one wants to dive into the deep end blind, but waiting for a moment when you suddenly realize you’re ready will tend to leave you in a rut of perpetual pre-production where, even though you may be toiling at something tangential to what you really want to do, your momentum and the prospect of truly beginning are fading. On past attempted projects, I’m quite guilty of this - having “binders full of lore and no book”, as the article states.  
Instead, I’d recommend riding that wave of head-over-heels love and excitement about a burgeoning idea, and that sense of urgency about getting something underway into a place where really doing the work becomes the habit, or even the backbone of your daily life.  The bona fides, the confidence and knowledge all come with the doing, not with never-ending prep work.

hi i’m tesla and this is a bill that i received today (feb. 18th, 2015) for an ambulance ride. i had to go to the mental hospital because of a lot of serious issues that i was and still am having, and i wasn’t aware i’d be charged for the transportation!! i have absolutely no income, and i live in a small studio with my dad, who has very little income.

id really really appreciate if you could reblog this and donate to my paypal account (even if its only a dollar) so i can pay off my debt. you can donate here:

thank you!!

i need help. major help.

right now, i owe a lot of money to a lot of different things, those depicted being my student loans now that my deferment has ended, and the collection agency hounding me to pay for an accident that i was not involved in. i don’t have a job since i stupidly left to wisconsin only to be mentally and emotionally abused by one of my roommates.

i’m currently out looking for a job; i don’t want to sit around being helpless, but my depression has been getting a lot worse. it’s worse than it ever has been. i’ve been feeling so detached from everything that i’m starting to get scared. it’s terrifying not feeling anything about anything.

i would love nothing more than to go see a psychologist and get the mental help i’ve needed for over 15 years, but i don’t have the money for it. it would be nice, sure, but i just need to be able to start paying off debts before i can afford the luxury of mental health care.

i’m also being evicted from this house on the 15th of march, so i need to start looking for a place to live. i’m just feeling so overwhelmed and i’m scared that i’ll end up on the streets. i just really, really need something to help me get off my feet and on my way to something better. something that can get me started paying my owed money and help me start saving for an apartment. even if i were to get hired in the next few days by some miracle, i’d have to save literally every penny to be able to afford somewhere to stay; i wouldn’t be able to pay my debts.

i’ve seen tumblr do some great things when it comes to transgender people that need help. i know that me, being a trans male, and also not in an abusive or transphobic household, doesn’t really make me that much of a priority, but this is my LIFE that’s up on the table right now. just because all i need to do is pay off some debts doesn’t mean that i’m not as important as someone else.

the post i made years ago, when i needed help getting out of an abusive situation, got maybe 30 reblogs and a few dollars. that failed post with its lack of interest from the community of tumblr was so disheartening; i don’t know if i can go through that again.

please, even if you don’t want to donate, please reblog this so that other people can see this.

the link to donate is here. please help me.

!! urgent !! please help a disabled trans person get medical treatment for their disabilities

my youcaring page can be found here [linked]

I am a disabled transgender undergraduate student with a bunch of doctors and medications. I really need them, but I’m out of money and in a lot of medical debt.

I’m currently more than $1125 in debt with my bank account. That’s not including college loans, and is almost entirely medical expenses. My credit card is almost maxed out – and, by the end of the week, it will be, as I see one of my doctors tomorrow. 

My youcaring page can be found here [linked]

But even after tomorrow, I still need to go to that doctor, as well as a number of others.

Also I really, really have to have my medications. I have 5 prescriptions currently; I already ran out of one and will run out of another in about a week from making this post.

To top it off, I’m having some issues with my college’s campus police with regards to parking. Basically, I’ve gotten tickets for parking where I can put my car and still get back to where I live. That doesn’t always mean that I can park in residential spaces because there is very little parking here. In total, the tickets and registration cost just under $400. I need my car to get to the doctor and to move around because my mobility is impaired. But they have already put a wheel clamp on my car once, and I really can’t have it happen again. It seems a bit weird to think of that as a medical expense but… it does relate. I’m working on getting a handicap placard, but it’s been a slow process for me, and adds another barrier for my ability to get around.

Any funds I get will first go to paying for the treatments I need. Next, I’ll be paying for doctors’ visits. Any other funds will go toward paying off some of the debt accrued from past medical expenses, and sometimes I’ll use the money for transportation. You can visit my youcaring page here [linked]. Please donate if you can, and please signal boost regardless.


Signal Boost


Hello! We are a transgender couple who desperately need help paying for our rent, food and medical bills. My girlfriend is having a hard time finding someone who will hire her and I am a multiply-disabled autistic who is mentally ill and a wheelchair user and cannot work. My medical bills are outstanding and overdue and while my girlfriend has a degree in computer engineering, work is scarce and she has student debt.

We are not looking for donations, but we ask that you could please signal boost this post to draw attention to our products. We make stuffed animals, fidget toys and jewelry to sell on Etsy. We have been doing well with disabled and autistic Tumblr, and as much as I love my community, I need to branch out and find more customers, preferably some who have more “disposable” income.

I feel like our products could appeal to lots of people if we could just get the word out, and it would be a big help! Unless I start making $700 more per month on Etsy, our savings will be gone and we will be homeless in January.

We do take custom orders if you want to commission a plush toy or ask us to resize some jewelry for you, in case one of our 85+ listings don’t catch your eye.

Again we are SHOPCA5EY on ETSY and we would appreciate a quick reblog if you are able! We are in a really tough spot right now. Hugs to all of you!


is bernie sanders the best person running for president this election? yeah. he is. by a pretty wide margin. but that isn’t saying a lot?? i mean.. how hard is it to be a better person than donald trump? not very. and if elected.. he’ll still be president of the united states. one of the cruelest, most violent countries on the planet. that’s not going to magically disappear because bernie is in office. and also let’s not forget that many elected officials don’t really follow up on their campaign promises. bernie sanders isn’t going to start a revolution. his supporters really need to stop acting like hes is america’s perfect hero, and like doubting him, disliking him, or criticizing him is damning us all to hell.

edit: originally this post read “america’s messiah” instead of “america’s perfect hero”. it was a very poor, thoughtless choice of words on my part, and i’m sorry.


I’m TV production student at Bournemouth University and I’m writing an essay about LGBT+ representation in tele-fantasy and using the 100 as a case study and I really need your opinions! I know no one ever really wants to fill out surveys but its a huge part of my grade and it would mean a lot it won’t even take ten minutes so pleaseeeee fill out and if you have followers who watch the 100 and you could reblog this I will be forever in your debt <3

american colleges though

oh, you wanna simply accept us just cause we’ve admitted you? you’ll need to pay the $300 fee even though we know that you’ve paid that $70 fee just to apply to our school

and wait, you trying to submit a housing contract? you’ll have to pay this $300 fee, and wait, are you a freshman? let’s had this extra $50 fee to the pile

are you ready to apply for classes? yeah, let’s go, it’s orientation time! but hey, you know you’ll need to pay $102 right? since you’ll be staying for ONE night and we’ll be feeding you

oh, and for a year at our school, you’ll need $10K for tuition, $10K for room and board, and don’t forget the books, that be another like $1K, and of course you’ll need to eat…that requires money, so good luck!

F R I N G E  (September 9, 2008 - January 18, 2013)

“Sometimes the world we have is not the world we want. But we have our hearts and our imaginations to make the best of it.”

anonymous asked:

I am a few months away from starting med school 3000 miles away from home. I sometimes find myself depressed over not knowing what specialty to pursue, what type of research to pursue, whether I will pass Step 1 or not, being in a lot of debt, and if I will be able to make it through the first few months. This is weird to me because I am normally self-assured and a pretty tough person. How hard should I punch myself in the face to snap out of these negative thoughts?


Remember the pancake analogy of med school? How you gotta eat 5 pancakes a day to keep up? Well right now you’re looking at a truckload of pancakes and understandably freaking out. 

Stop that.

Focus on today’s pancakes. Just. Today’s. Pancakes. 

Keep reading


I’m so happy that it’s spring break 😌👌🏻 I can finally catch up on some of my classes and make up my sleep debt 💤 I have an interview tomorrow for this summer hospital volunteer program and I’m kinda nervous ahhh.😹


OKAY SO WOW IM WAY IN DEBT RIGHT NOW and i have a convention to go to in june + plane tickets to buy before then so i need lots of money. like… at least $1500.




plus $5 USD per character added to drawing.

i will draw:

  • OCs
  • furries
  • nsfw
  • mild gore

i will not draw:

  • incest
  • pedophilia
  • rape
  • other objectively shitty things

if you cant buy a commission, please at least reblog this post! i really need this money and my day job isnt necessarily cutting it.

i hate asking for stuff like this...

i have the chance to see my friends over the summer for a few days before im off to college, and for me it means the world because these two friends mean a hell of a lot to me. like, i wanna smooch them and tell them both i love them a whole lot and finally meet my s/o and my first and hilarious online friendo

the thing is, is that times running out for me and my job doesnt give the best hours, and i dont have enough money for basics like hotel and food and transportation. even if you donated like $5 ill forever be in your debt and count you in my blessings. and even if you cant donate, if you can, please spread this to people who can

i hate asking for this kind of thing, but i dont have any options left but to try this out and ask for help this way. thank you!!

Holy guacamole, you guys. When I started this blog almost two years ago, I never thought I’d reach this point. Hell, I figured I’d have like ten followers and abandon it after a month. Instead, I’ve met some of the greatest people I’ve ever known. When my sister passed away last February, it was you guys who got me to the funeral, which is a debt I can never repay. 

So I figure it’s time for me to do something nice for you guys.

But first, the rules:

  1. Must be following me. And I would appreciate it if you didn’t unfollow right after, because that’s kinda rude.
  2. RP blogs only. I’m sorry, friends. I know a lot of personals follow me and I do love you guys, but since some of the prizes are graphics/promos, I don’t know what I’d give you. Y'know?
  3. One like, one reblog. Doing more will not increase your chances of winning.

And now, onto the reason why you’re all here.


One first place winner will get:

  • A ticket to Captain America: The Winter Soldier.*
  • One 25 USD gift card to Comixology.*
  • A “blog of the month” promo in my sidebar.
  • A graphic promo reblogged once a week for a month.
  • A pack of 100 icons of a character of your choosing.
  • An 8tracks playlist tailored to a character of your choosing.

Two second place winners will get:

  • One 10 USD gift card to Comixology.*
  • A pack of 50 icons of a character of your choosing.
  • A graphic promo.
  • An 8tracks playlist tailored to a character of your choosing.

Two third place winners will get:

  • A pack of 25 icons of a character of your choosing.
  • A graphic promo.

This giveaway will end one week from now on MONDAY, APRIL 14th at 12AM EST

*NOTE: If you are outside the US/UK/other country where I can’t buy an e-ticket, have no way of getting to a theater, or prefer not to use Comixology– don’t worry! We’ll work something out. <3

Good luck!

Great News! It's now *almost* mathematically impossible for the US to pay off its debt


The United States is now more than $18 trillion in debt. And according to some economists, it’s now mathematically impossible (except for some miracle) to pay it back.

From Zero Hedge:

…the US has gone from being the biggest creditor in the world to its biggest debtor.

Decades of expanding government programs, waste, endless and costly wars, etc. have racked up such an enormous pile of debt that it has become almost impossible to pay it down.

A lot of folks don’t realize that, since the end of World War II, the US government’s total tax revenue has been almost constant at roughly 17% of GDP.

In other words, even though the actual tax rates themselves rise and fall, the government’s ‘slice’ of the economic pie is almost always the same - 17%.

I’ve worked out a mathematical model which shows that, even with absurd assumptions (7%+ GDP growth for years at a time, low interest rates, etc.), it is simply not feasible for the US government to ‘grow’ its way out.

Read the Rest

Here’s the video (if you’d like to see the data, go to about the 28 minute mark):

Look, it’s hard to comprehend how large $18 trillion is. But it’s time for those of all political stripes to understand that this can’t go on forever. It’s impossible. Eventually we will default and Federal checks will bounce. At this point, it’s not a matter of if, it’s a matter of when.
Help Lily's family get on their feet
We're currently behind on rent by two months, and we're extremely lucky our park manager is very understanding and hasn't come down on us hard for it, but we NEED to get this caught up. The good news is that we have two friends planning to move in with us and work who will be able to help with rent, and even without me on disability, we should do better than fine with three working adults in the house. The problem is that we can't afford to move them here yet.

Hey, it’s Lily! I hate to do this, but I’ve set up a YouCaring fundraiser to try to help us get out of debt while we’re working on our friends moving in. Anything helps, including reblogs. We have a plan in place to get to a point where we aren’t falling behind anymore, but we need help to get there.

Thanks for reading ♥

Hey! My name is Jayden, and I’m a native trans boy in foster care! Lately, I’ve been having issues with my mental health due to a lot of factors. The biggest factor lately has been financial issues.

So, as bad as I feel for asking for donations, things have gone pretty downhill far enough that I have not much choice but to ask. 

I do currently hold a minimum wage job, however, I have been getting very little hours, and may be considered for getting fired due to performance issues.

I’m in debt, and I need to pay things such as my phone bill, which is approximately $150/month, and my credit card bill, which is currently nearing the $1000 mark, and I cannot pay off immediately on my own.

I also need to pay for things such as food, transportation, and savings for moving out.

I am also expecting a reimbursement to come in from Child and Family Services soon, but it’s been delayed so many times, that I don’t think I should be counting on it to come in anytime soon.

I plan on moving out soon, hopefully by October.

I also am interested in doing pay-what-you-can commissions! Some samples of my work are here > (link)

Anything is appreciated!! You can make all donations payable to my paypal at angel(dot)sd1234(at)gmail(dot)com! 

TL;DR: I’m a trans boy in debt, and stuggling financially, and any donations would be helpful!

It would also be appreciated if you can reblog this!! Thank you so much!

“Do you hear what I’m telling you?” Michelle Obama, who is used to handling teenagers at home, asked a crowd of high schoolers in Atlanta on 9 September. “Because I’m giving you some insights that a lot of rich kids all over the country – they know this stuff, and I want you to know it, too. Because you have got to go and get your education. You’ve got to.”

Higher education has long been viewed as the way out of poverty. Unfortunately, it comes at a cost: Half of black college students graduate with more than $25,000 in student loan debt

Photo: Orlin Wagner/AP