46-records

  • 01 - Bang Bros - Group Therapy
  • BANG BROS
  • GROUP THERAPY
Play

I’ll be posting the orders of the Point of View zine / Bang Bros & Wardogs (second press - www.clairesterrier.tumblr.com) this week. Keep an eye out for them.

Catch Bang Bros in London on December 28th at the CORNERED/FRUSTRATION date. They will have the rest of the splits with them in a limited festive cover.

Thanks for ordering it. Peace.

Handful of NIBIRU shirts left (they will ship start of January 2012) - http://www.46records.bigcartel.com/product/nibiru-earthbreeder-black-shirt

dancer-lovely-anya asked:

Can you rewind to 3:46:30 and record Canadian Dance Company "#selfie" (number 1104)? www(.)goshowstopper(.)com/webcast/ecf/ECsectionC(.)cfm

I can’t, I’m on vacation and don’t have a laptop! Can anybody do this??

2015年6月18日、韓国・東亜日報によると、日韓の互いへの好感度はここ5年で急激に下落したものの、
関係改善を望む声が多いとの世論調査の結果が出た。

朝日新聞と東亜日報はこのほど、日韓国交正常化50周年に合わせ合同の世論調査を行った。その結果、
相手の国を「嫌い」と答えた日本人は26%、韓国人は50%で、「好き」の回答は日本人が10%、韓国人が
6%だった。2010年に「日韓併合100年」に合わせ行った同様の調査で「好き」の回答は日本人が18%、
韓国人が11%あったのと比較すると、いずれも急落したことが分かる。逆に、「嫌い」の回答は日本人が10%、
韓国人は36%から急増した。

一方、両国の今後の関係については、日本人の64%、韓国人の87%が「関係改善を望む」と答えた。
また、相互理解を進めるために最も重要なものとしては、日本人は「経済および技術協力(27%)」、
韓国人は「謝罪と補償問題の再検討(46%)」を挙げた。

これについて、韓国のネットユーザーからはさまざまなコメントが寄せられている。

「好きも嫌いも、そもそも日本に関心がない」
「日本人が関係改善のために経済協力を選ぶとは。それだけ、日韓の歴史を教育すらされてないんだな」
「日本人はまず加害者だという事実から認めろ」

「日本人とは友達になれない」
「日本人は裏表がある民族!強い者に弱い民族!」
「反省を知らないやつらを好きになれるはずがない」
「日本人がなぜ韓国を嫌うのか分からない。やられたのは韓国の方なのに」

「日本を嫌いなのに、日本旅行はものすごく好きな韓国人たち」
「日本語学科の僕も、日本が嫌い」
「日本を好きだと言う人が理解できない」
「現実は、日本人は世界のどこでも歓迎され、韓国人は世界で憎まれている」

(翻訳・編集/和氣)

Yahoo!ニュース Record China 6月19日(金)7時56分配信
http://headlines.yahoo.co.jp/hl?a=20150619-00000026-rcdc-cn

関連スレ
【日韓共同世論調査】 相手国に対する好感度が急減、韓国人「日本が嫌い」50%・・・東亜日報・朝日新聞©2ch.net
http://yomogi.2ch.net/test/read.cgi/news4plus/1434614080/

http://kimsoku.com/archives/8862776.html

—  【日韓共同世論調査】互いの好感度5年で急落、「好き」は10%以下=韓国ネット「日本人が韓国を嫌う理由が分からない」
Behind The Iron Curtain With UMEK / Episode 207

Welcome to UMEK’s hour-long trip Behind The Iron Curtain. Hear it on your favourite radio station. Full schedule here: www.umek.si/behind-the-iron-curtain

Tracklist:
01. Levi Petite - Menangis (Original Mix) [Grand House] | 00:42
02. Celic, Juan DDD - Amnesia (Original Mix) [Transmit Recordings] | 04:11
03. Delgado - Straight Outta Compton (Original Mix) [294 Records] | 07:46
04. Elay Lazutkin - Magnetizm (Raffaele Rizzi Remix) [Funk'n Deep Records] | 12:54
05. Pete Dorling - Dilinga (Original Mix) [Viva Limited] | 18:01
06. Funk V - Amber (Original Mix) [Aura] | 22:00
07. George Privatti, Neil Sam - Clean Wheat (Original Mix) [Patent Skillz] | 25:55
08. Gregor Schwellenbach, Kolsch - Talbot (Original Mix) [Kompakt] | 30:47
09. Groovebox, The Cube Guys - Uptight (Original Mix) [Promo] | 34:43
10. Hector Couto - Detroit (Original Mix) [Defected] | 39:06
11. J.Mancera - Mission (Original Mix) [Nopreset Records] | 41:58
12. Aitor Ronda, Unique - El Camino (Original Mix) [Upfront Records] | 45:52
13. Marc Marzenit - Perron (Alberto Ruiz Remix) [Tronic] | 49:27
14. Newmanhere - Losing Mind (Original Mix) [Mainground Music] | 51:45
15. Mowree - Coincidance (Original Mix) [Dootrecords.com] | 54:19
16. 2 In A Room - Somebodz In The House Say Yeah (AM Mix) [Cutting Records] | 56:46

More shows here:
@umek
www.umek.si/en/radio

Follow us:
www.facebook.com/umek.si
twitter.com/UMEK_1605



from Cloud Flipper - lucatarik
The ‘In-N-Out Burger Effect’: Living near an In-N-Out Burger means your home is more likely to appreciate in value

The values of homes in the western U.S. have increased faster than other parts of the U.S., where no In-N-Out Burger restaurants are located.

Keep reading

Top 10 des marathons les plus difficiles au monde

Top 10 des marathons les plus difficiles au monde

Dénivelé, conditions climatiques, altitude ou encore règlement de course particulier : certains marathons proposent un niveau de difficulté impressionnant ! Voici notre top 10 ! N°10 : Sahara Marathon – Algérie Photo : www.saharamarathon.org Caractéristiques : 42,195 km de sable, 25°C Record : 2h39’46’’ (Abdlatif Rhamnia – 2012) N°9 : Marathon du Cercle Polaire Photo : albatros-travel.in…

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Auto Loans In "Untested" Territory Blackstone Warns As Subprime ABS Sales Accelerate

Earlier this month, we gave readers a snapshot of the US auto market on the way to explaining why it was that car sales hit a 10-year high in May. To recap: 

  • Average loan term for new cars is now 67 months — a record.
  • Average loan term for used cars is now 62 months — a record.
  • Loans with terms from 74 to 84 months made up 30%  of all new vehicle financing — a record.
  • Loans with terms from 74 to 84 months made up 16% of all used vehicle financing — a record.
  • The average amount financed for a new vehicle was $28,711 — a record.
  • The average payment for new vehicles was $488 — a record.
  • The percentage of all new vehicles financed accounted for by leases was 31.46% — a record.

We went on to note that despite the worrying statistics shown above, optimists (like Experian) will likely point to the fact that the average FICO score for borrowers financing new cars fell only slighty from 714 to 713 Y/Y while the same Y/Y scores for those financing used vehicles actually rose from 641 in Q1 2014 to 643 in Q1 2015. While that’s all well and good, there’s every indication that those figures are likely to deteriorate significantly going forward. Why? Because Wall Street’s securitization machine is involved. in the consumer ABS space (which encompasses paper backed by student loans, credit cards, equipment, auto loans, and other, more esoteric types of consumer credit), auto loan-backed issuance accounts for half of the market and a quarter of auto ABS is backed by loans to subprime borrowers. Put simply, those subprime borrowers are getting subprimey-er. 

In other words, the same dynamic that prevailed in the US housing market prior to the collapse is at play in the auto loan market. Lenders are competing for borrowers as lucrative securitization fees beckon, and this competition is directly responsible for loose underwriting standards. Bloomberg has more on the interplay between auto ABS issuance and “stretched” auto loan terms:

Demand for automobile debt in the U.S. is enabling lenders to make longer loans to people with spotty credit, stoking concern that car shoppers are being lulled into debt loads they won’t be able to sustain.

Of the subprime vehicle loans bundled into securities, 73 percent now exceed five years, up from 64 percent during the first three months of 2014, according to data from Citigroup Inc. 

Loans as long as seven years are increasingly being put into more bonds as auto-finance companies and Wall Street banks sell the securities at the fastest pace since 2007.

The longer loans make it easier for consumers to afford rising new and used car prices by spreading out and lowering payments. While the securities are attracting plenty of buyers with high loss buffers and AAA ratings, some investors are beginning to question the wisdom of lending at terms that have never before extended beyond five years.

“Everyone has used the argument that borrowers pay car loans because they have to get to work,” said Anup Agarwal, a money manager who oversees $65 billion at Western Asset Management Co. and hasn’t bought a subprime auto bond in a year and a half. “But borrowers only pay loans if the car is working. We have not seen this cycle come through yet.”

A debt offering recently marketed by American Credit Acceptance LLC demonstrates some of the risks. About one-third of the 14,628 loans in the deal are tied to borrowers with credit ratings under 500 according to the Fair Issac Corp. grading system known as FICO – or with no score at all, according to a prospectus obtained by Bloomberg. The company is charging interest rates of between 27 and 28 percent for almost one-third of the borrowers, and more than half of its loans exceed five years.

While cars are lasting longer than in the past, regulators are concerned that the value of the vehicles will fall faster than borrowers can pay off the debt.

“Because cars depreciate quickly, a borrower is typically upside down or underwater toward the end of a long loan term,” Date said. “If times are tough you might have to sell your car, but you’re still going to owe more than you can get through the sale.”

The riskiest auto bonds offer compensation of up to four times the coupon of comparably dated Treasuries, Bloomberg data show.

History is also on the side of investors. Since 2004, S&P has upgraded 371 classes of subprime auto deals and downgraded none, data from the company show.

Even with the built-in protections, some market participants are starting to caution that buyers may be letting down their guard for the sake of higher yields.

Auto securities sold in 2014 have registered the highest loss rate of any period since 2008, according to data from JPMorgan Chase & Co.

Some finance companies are avoiding the longer terms. Exeter Finance Corp., a Blackstone Group-backed subprime lending firm based in Irving, Texas, isn’t offering them because the risk is too high, said the firm’s treasurer, Andrew Kang.

 

“At this time we have no intention of going longer than 72 months,” he said. “The risk is that you extend a loan that a borrower cannot afford over its term schedule. Inching out to 75 and 84 months, I don’t think that has been tested yet.”

Here’s a visual overview of the auto loan-backed ABS market (note the resurrgence of subprime as a percentage of total issuance post-2009 and the rising net loss rates):

*  *  *

The takeaway here is simple: under pressure to keep the US auto sales miracle alive and feed Wall Street’s securitization machine (which is itself driven by demand from yield-starved investors) along the way, lenders are lowering their underwriting standards and extending loans to underqualified borrowers.

Particularly alarming is the fact that even as average loan terms hit record highs, average monthly payments are not only not falling, but are in fact also sitting at all-time highs.

This cannot and will not end well. 










via Zero Hedge http://ift.tt/1JjVCF1
Chi buys WDAY 81.46: Tidemark Accomplishes Record Quarter in Financial and Customer Growth

“In addition, the company closed another round of funding and added a new strategic investor in Workday, Inc. (NYSE: WDAY), a leader in enterprise cloud applications for finance and human resources. Existing investors Greylock Partners, Andreessen Horowitz …” said Juliane to Robbin on Thursday, June 25, 2015.

“My dear Miss Robbin,” said Juliane, “have you heard that SPSU went up to 492.41?”

“S&P COMPOSITE 1500 INDEX.”

Robbin replied that she had not.

“But it did,” said Juliane. “LONDON MARKET EARLY CALL: Stocks Seen Up As Greece Submits Reforms On Wall Street Friday, the DJIA ended down 0.6%, the S&P 500 closed down 0.5%, and the Nasdaq Composite ended down 0.3% … the Chicago Federal Reserve national activity index is at 1330 BST. At 1500 BST there are US existing home sales and preliminary …”

Robbin, without a smile, made no answer.