You adopt a puppy just brought into the pound. You bring it home and put it to bed for the night. You get up in the middle of the night for whatever reason and discover a Human child in place of the puppy you had adopted. You find out that you had actually adopted a baby werewolf!
As an adventurer you’ve always had the ability to pull whatever monetary value you need from your pocket. What you didn’t realize is that it took money from someone else and replaced it with a note with your name on it.