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Squart

@merak-zoran / merak-zoran.tumblr.com

Zoran,White Dude, He/Him, 41 years old. Formerly zora-zen. Header Artwork by goblindesert.
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reblogged
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cpericardium
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themainspoon

This was a whole thread, here are some of my favourites:

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bionicboxes

ARTIST CREDITS:

and adding my personal favorite (created by liminalnua)

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bonefarm

While we are on the subject - financial abuse is not always just physically taking money away or not having a savings account or escape stash. For a lot of people it is the other spouse sabotaging your credit score, constantly overspending, and you being unable to trust that joint household bills and loans are paid. Did you know that once you add an authorized user to your bank account it’s nearly impossible to remove them without their permission? Did you know that your spouse, who likely knows your birthday and SSN, can often gain access and reset passwords for any online accounts and create new ones?

Financial abuse will ruin your life and there’s really nothing except significant time that fixes it. If you are in a situation where you think this might happen to you you should freeze your credit with all three major agencies. You can find info on how to do this at USA.gov/credit-freeze

This is not something that only happens to tradwives. You are not exempt because you are independent or competent.

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rootandrock

And for people who are out there right now needing to hear this for an "Aha" moment:

Sometimes financial abuse is also things that, on paper, sound totally reasonable until you realize they're always just enough to wipe your accounts and put you in 'barely livable pressure' levels of debt. And that they keep recurring like clockwork.

"I was taking a look at the sink and it's completely fucked and we have to replace it RIGHT NOW." And then six months later when you've managed to save up JUST enough to breathe again "We need a new water heater." And then they proceed to 'tinker' until they break it. And six months later when you've started to recover "There's something wrong with the well pump." that was replaced only a couple of years ago since this endless cycle never stops ... And so on and so on and so on.

Financial abuse will absolutely ruin your life. And once the spiral starts and you're stuck in forever-crisis it's very hard to think clearly enough to realize what's happening. And once you're in that state OTHER abusers will see you vulnerable and use that to their advantage too. And suddenly you're just whalefall to the dozens of assembled goblin sharks waiting for their bites.

Also—taxes. There's nothing quite like sitting down to do your return, and your partner gives you one or two (or several) 1099s for income you were unaware of, and for which they didn't make estimated payments, and now you're on the hook for a pile of unpaid taxes. One of my coworkers found out on April 14 that his partner had over $100,000 in investment income the prior year—all untaxed—and hadn't bothered to mention it, but had managed to spend all of it. Another of my friends had to deal with a situation in which her husband didn't have any taxes withheld from his paycheck for the entire year. There's not just the unpaid tax—there are also penalties for underpayment, and interest on the unpaid amounts. It adds up fast, even for a tax bill of just $100.

File for an extension to give yourself time to sort things out. Check into doing your return on a Married Filing Separately basis (that may or may not help, depending on the situation). You will need professional tax help, unless you are a tax preparer or CPA. If you can't afford to even think of contacting someone for professional help, contact your local library and ask for resources. Your librarians are there to help, and happy to do so.

If you're already in a tax mess, the IRS Taxpayer Advocate may be able to help in some situations: www.taxpayeradvocate.irs.gov

The IRS Innocent Spouse Relief program may also be of help if you receive a notice about a return already filed for which your spouse did not claim all of their income: https://www.irs.gov/individuals/innocent-spouse-relief

These are great additions!

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merak-zoran

If you have a joint account with someone it's very likely that you can close the account with the other person absent. This is a nuclear option but it can help gain you some independence. This is the policy at the FI where I work, it may differ at other places. If you suspect you cannot trust your joint signer, close the account and open your own private account. This is more difficult if you have joint loans; you are fully responsible as a signer.

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hack-saw2004

in light of police across the country cracking down on pro palestine protests with brutal force, it feels like a great time to remind everyone to shut the fuck up around cops. don't make small talk, dont act friendly, don't fucking engage with them!! if you are arrested DO NOT speak without a lawyer present. protest organizers, get into contact with local pro bono lawyers who can be there for your arrested comrades. no matter what, if cops are there, shut the fuck up unless you are actively doing a protest chant. dont tell cops why you were there, dont tell them if you're affiliated with the school you may be protesting at, dont tell them if you came there with anyone, dont tell them anything!!!

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As relentless rains pounded LA, the city’s “sponge” infrastructure helped gather 8.6 billion gallons of water—enough to sustain over 100,000 households for a year.

Earlier this month, the future fell on Los Angeles. A long band of moisture in the sky, known as an atmospheric river, dumped 9 inches of rain on the city over three days—over half of what the city typically gets in a year. It’s the kind of extreme rainfall that’ll get ever more extreme as the planet warms.

The city’s water managers, though, were ready and waiting. Like other urban areas around the world, in recent years LA has been transforming into a “sponge city,” replacing impermeable surfaces, like concrete, with permeable ones, like dirt and plants. It has also built out “spreading grounds,” where water accumulates and soaks into the earth.

With traditional dams and all that newfangled spongy infrastructure, between February 4 and 7 the metropolis captured 8.6 billion gallons of stormwater, enough to provide water to 106,000 households for a year. For the rainy season in total, LA has accumulated 14.7 billion gallons.

Long reliant on snowmelt and river water piped in from afar, LA is on a quest to produce as much water as it can locally. “There's going to be a lot more rain and a lot less snow, which is going to alter the way we capture snowmelt and the aqueduct water,” says Art Castro, manager of watershed management at the Los Angeles Department of Water and Power. “Dams and spreading grounds are the workhorses of local stormwater capture for either flood protection or water supply.”

Centuries of urban-planning dogma dictates using gutters, sewers, and other infrastructure to funnel rainwater out of a metropolis as quickly as possible to prevent flooding. Given the increasingly catastrophic urban flooding seen around the world, though, that clearly isn’t working anymore, so now planners are finding clever ways to capture stormwater, treating it as an asset instead of a liability. “The problem of urban hydrology is caused by a thousand small cuts,” says Michael Kiparsky, director of the Wheeler Water Institute at UC Berkeley. “No one driveway or roof in and of itself causes massive alteration of the hydrologic cycle. But combine millions of them in one area and it does. Maybe we can solve that problem with a thousand Band-Aids.”

Or in this case, sponges. The trick to making a city more absorbent is to add more gardens and other green spaces that allow water to percolate into underlying aquifers—porous subterranean materials that can hold water—which a city can then draw from in times of need. Engineers are also greening up medians and roadside areas to soak up the water that’d normally rush off streets, into sewers, and eventually out to sea...

To exploit all that free water falling from the sky, the LADWP has carved out big patches of brown in the concrete jungle. Stormwater is piped into these spreading grounds and accumulates in dirt basins. That allows it to slowly soak into the underlying aquifer, which acts as a sort of natural underground tank that can hold 28 billion gallons of water.

During a storm, the city is also gathering water in dams, some of which it diverts into the spreading grounds. “After the storm comes by, and it's a bright sunny day, you’ll still see water being released into a channel and diverted into the spreading grounds,” says Castro. That way, water moves from a reservoir where it’s exposed to sunlight and evaporation, into an aquifer where it’s banked safely underground.

On a smaller scale, LADWP has been experimenting with turning parks into mini spreading grounds, diverting stormwater there to soak into subterranean cisterns or chambers. It’s also deploying green spaces along roadways, which have the additional benefit of mitigating flooding in a neighborhood: The less concrete and the more dirt and plants, the more the built environment can soak up stormwater like the actual environment naturally does.

As an added benefit, deploying more of these green spaces, along with urban gardens, improves the mental health of residents. Plants here also “sweat,” cooling the area and beating back the urban heat island effect—the tendency for concrete to absorb solar energy and slowly release it at night. By reducing summer temperatures, you improve the physical health of residents. “The more trees, the more shade, the less heat island effect,” says Castro. “Sometimes when it’s 90 degrees in the middle of summer, it could get up to 110 underneath a bus stop.”

LA’s far from alone in going spongy. Pittsburgh is also deploying more rain gardens, and where they absolutely must have a hard surface—sidewalks, parking lots, etc.—they’re using special concrete bricks that allow water to seep through. And a growing number of municipalities are scrutinizing properties and charging owners fees if they have excessive impermeable surfaces like pavement, thus incentivizing the switch to permeable surfaces like plots of native plants or urban gardens for producing more food locally.

So the old way of stormwater management isn’t just increasingly dangerous and ineffective as the planet warms and storms get more intense—it stands in the way of a more beautiful, less sweltering, more sustainable urban landscape. LA, of all places, is showing the world there’s a better way.

-via Wired, February 19, 2024

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I feel like a lot of people dont pick up on that: when youre texting with someone and they ask you a question theyre probably very much aware that they can simply google it. The reason theyre asking you instead is because they like talking with you and want you to explain it instead

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i'm always a bit unsettled by disdain for intellectual or creative labor in leftist spaces. there's this commonly held belief that academics are a bunch of rich old white men, rather than a wide variety of people who are barely getting by. most lecturers in universities are adjuncts living paycheck to paycheck. authors make very little money as a general rule. most researchers are overworked and underpaid. and yet there's still this idea that academics are overcompensated to sit around and smoke cigars together while making shit up

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"Sex is what makes us human" is stupid. Almost every species fucks. Humans are the only species that jumps motorcycles over school buses that are on fire. Some other things too probably