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sorry for getting so heated about this financial literacy thing, it's just rare to see tumblr users as a whole so overwhelmingly wrong about something with an OBJECTIVELY correct answer. and im using "objectively" here as defined in the dictionary, not a hyperbole. like you can pull out a calculator and mathematically show that the lump sum is better in literally every way. and people still pick the daily payments based off of... vibes i guess? im genuinely depressed reading through the notes and seeing people justify their financial illiteracy

ah yes, because having a large lump sum of money results in that money decreasing, whereas having "steady income" "snowballs wealth". this is why people who work for a living are richer overall than people who simply inherited more money from their dad than the salaried person would make in 50 years. wait, hang on, i'm being handed a note,

"aww, ten million dollars? but i wanted a structured settlement of one thousand dollars a day!"

"ten million dollars can buy many structured settlements"

"explain how"

"money now can be exchanged for more money later"

Theres a common argument that goes like "how can you say the threat I fear isn't real, look at all the things I do to protect myself from it!" And it's not clear how you even counter it. Except just saying "I think you are bad at assessing risk"

if the floor isnt lava explain why i wont step on it

Excuse me but I think you are missing the long history of Lava, which justifies my modern fear of Lava on this floor right now. It has nothing to do with the amount of True Lava podcasts I listen to.

Depending on how the fanfiction I post in a week (on an account I have not and will not link to this account) does, I will either not want to die for the first time in years or I will try to get a second full time job as punishment for my stupidity

It didn't go well. Every day I hate how stupid I am. How I can never improve at anything. How I am fundamentally incapable of being among the best in the world at anything. I consider my life to be worthless because of how stupid I am. There is always more proof that I am an idiot. My effort towards improvement never gets me anywhere. Twenty-eight years of not being famous for my immense skill at anything, the rest of my life to go since I'm too much of a coward to kill myself. I hate being alive so much.

The goal was just to do better than my previous personal best (as in do better on day one than my previous best day one). But as I have known for years and keep seeing proof of all the time (and yet it still hurts), I am incapable of improvement. There is no point to me continuing to breathe.

Depending on how the fanfiction I post in a week (on an account I have not and will not link to this account) does, I will either not want to die for the first time in years or I will try to get a second full time job as punishment for my stupidity

It didn't go well. Every day I hate how stupid I am. How I can never improve at anything. How I am fundamentally incapable of being among the best in the world at anything. I consider my life to be worthless because of how stupid I am. There is always more proof that I am an idiot. My effort towards improvement never gets me anywhere. Twenty-eight years of not being famous for my immense skill at anything, the rest of my life to go since I'm too much of a coward to kill myself. I hate being alive so much.

we will not have achieved our biotech dreams until every spice has an anti-spice that you can add when youve used too much which binds to it and renders it tasteless

putting the pepper shaker and the pepperase shaker out on the table before serving dinner

Deceptrode! A bug/ground type that mimics Electrode to protect itself from water and flying-type predators.

every straight male bonding j/o sesh has that one guy who says "hold me" when he cums

its kind of weird that we have like...an "entertainment caste". like, at LEAST 50% of entertainers, weighted by fame (disregard that this statement is meaningless) are the children of entertainers. i wonder if this was true when actors were lower status. i feel like probably just because like. theres no land to inherit if your dad is a nomadic theaterman

i mean ability to be an actor has to be pretty heritable. more than iq and less than schizophrenia i bet

hmm. ive genuinely never heard someone defend nepo babies this way before. i think you might be right. maybe theyre just better suited to it. esp if you include the way theyre raised. like i feel like if you removed all a nepo baby's connections (perhaps a terrible plane accident) at age 18 they would probably significantly more likely to ahcieve than your average person

yeah like they get to skip a bunch of bullshit but it's bullshit that isn't really related to ability. if we awarded roles by lottery among anyone above a certain skill threshold you'd definitely see fewer nepo babies but probably not like. better actors. and if we keep breeding them with each other eventually they really will be superhuman. and real people won't need to pollute themselves

I disagree with you because I'm an acting skill denialist. I mean of course a high school play (at a smaller high school) generally has bad acting, I'm not denying it *can* exist. But I've never once noticed it in a movie or TV show including ones known for bad acting or ones where there is a non-actor celebrity cameo (these are reportedly "bad"). It just isn't a thing. Acting has a low skill ceiling. Pretty much anybody can be trained to act.

tradgedy enjoyers when you look into the eyes of your worst enemy and can only see yourself

so i think "Pluto is a planet" might be true in ordinary language but false in the language of like astrophysics or astronomy. But eventually "Pluto is a planet" will be false in ordinary language too. Trying to come up with a solution that makes everyone deeply unhappy here.

there are seven planets: mercury, venus, mars, jupiter, saturn, and the sun and moon. a different category might be astronomically useful, but it would be ahistorical to use the word "planet" for that

this is good, but i still think we can make people angrier

How much do you think one would need in investments to live off passive income where one buys some thousand dollar plot of land in New Mexico and lives in a storage shed? Just enough for food and medicine right? There are cheap plots of land in walking distance of places you can buy food and medicine. I think about this pretty much every day. Ever since I started investing in an index fund around a year ago. Would the suck of not having electricity and plumbing (well presumably I would be able to charge up my phone and laptop on grocery runs) be more or less than the suck of having to work for a living? I have enough invested for my fifty dollar a month medicine, just not for food yet...

i think it's cheaper to find some squat in a city somewhere and live like a pauper there rather than living like a pauper in the desert.

I believe owning one's own land makes police interactions as well as the prospect of suddenly having to move much less likely. And being not near people makes criminal interactions less likely. Worth the five bucks a year or whatever it is in property taxes. This is just an idle fantasy of mine. Currently wouldn't do it even if I had the money, though that could change.

you're supposed to be initiating criminal interactions. that's the point of this lifestyle.

I believe the point of this lifestyle is freedom from cognitive load.

I too have contemplated this. OP if you figure out how to make this work let us know.

just join a monastery

They tell you what to do. Bad. Plus in the desert you can fuck if you want to. Some people will totally have sex in your desert hut if you figure out a solution to showering (which would be a necessary condition of living in the desert hut for me anyway) and you venture once in a while into the social world with sufficient swagger.

having to decide what to do is the cause of cognitive load. when you are told what to do, there's no cognition required. what's not clicking, brother?

I think if you're a normie? Whatever's going on with me it's the opposite of this.

it sounds to me like you're yeomanpilled. unfortunately commercial industrial agriculture has (afaict) completely upended modern society to the point where a 'farmer' is now a type of professional tax evader, and fucking off from the city to be a homesteader, traditionally a useful societal release valve, is no longer plausible (which is maybe good because in many cases (again afaict) 'homesteading' is what you call imperialism on the ground (literally))

No, farming is a lot of work, the point is not to work. Farming would be significantly more work than my current job. I am sitting-around-all-day-reading-pilled.

How much do you think one would need in investments to live off passive income where one buys some thousand dollar plot of land in New Mexico and lives in a storage shed? Just enough for food and medicine right? There are cheap plots of land in walking distance of places you can buy food and medicine. I think about this pretty much every day. Ever since I started investing in an index fund around a year ago. Would the suck of not having electricity and plumbing (well presumably I would be able to charge up my phone and laptop on grocery runs) be more or less than the suck of having to work for a living? I have enough invested for my fifty dollar a month medicine, just not for food yet...

i think it's cheaper to find some squat in a city somewhere and live like a pauper there rather than living like a pauper in the desert.

I believe owning one's own land makes police interactions as well as the prospect of suddenly having to move much less likely. And being not near people makes criminal interactions less likely. Worth the five bucks a year or whatever it is in property taxes. This is just an idle fantasy of mine. Currently wouldn't do it even if I had the money, though that could change.

you're supposed to be initiating criminal interactions. that's the point of this lifestyle.

I believe the point of this lifestyle is freedom from cognitive load.

I too have contemplated this. OP if you figure out how to make this work let us know.

just join a monastery

They tell you what to do. Bad. Plus in the desert you can fuck if you want to. Some people will totally have sex in your desert hut if you figure out a solution to showering (which would be a necessary condition of living in the desert hut for me anyway) and you venture once in a while into the social world with sufficient swagger.

having to decide what to do is the cause of cognitive load. when you are told what to do, there's no cognition required. what's not clicking, brother?

I think if you're a normie? Whatever's going on with me it's the opposite of this.

most annoying type of person is the one that keeps trying after three failed "that's just"s in a row. babygirl i think maybe you should reassess your confidence that you know what im saying

How much do you think one would need in investments to live off passive income where one buys some thousand dollar plot of land in New Mexico and lives in a storage shed? Just enough for food and medicine right? There are cheap plots of land in walking distance of places you can buy food and medicine. I think about this pretty much every day. Ever since I started investing in an index fund around a year ago. Would the suck of not having electricity and plumbing (well presumably I would be able to charge up my phone and laptop on grocery runs) be more or less than the suck of having to work for a living? I have enough invested for my fifty dollar a month medicine, just not for food yet...

i think it's cheaper to find some squat in a city somewhere and live like a pauper there rather than living like a pauper in the desert.

I believe owning one's own land makes police interactions as well as the prospect of suddenly having to move much less likely. And being not near people makes criminal interactions less likely. Worth the five bucks a year or whatever it is in property taxes. This is just an idle fantasy of mine. Currently wouldn't do it even if I had the money, though that could change.

you're supposed to be initiating criminal interactions. that's the point of this lifestyle.

I believe the point of this lifestyle is freedom from cognitive load.

I too have contemplated this. OP if you figure out how to make this work let us know.

just join a monastery

Literally the opposite of what I want. Monasteries involve lots of following orders, tons of human interaction, boatloads of structure, and not much free time.

How much do you think one would need in investments to live off passive income where one buys some thousand dollar plot of land in New Mexico and lives in a storage shed? Just enough for food and medicine right? There are cheap plots of land in walking distance of places you can buy food and medicine. I think about this pretty much every day. Ever since I started investing in an index fund around a year ago. Would the suck of not having electricity and plumbing (well presumably I would be able to charge up my phone and laptop on grocery runs) be more or less than the suck of having to work for a living? I have enough invested for my fifty dollar a month medicine, just not for food yet...

i think it's cheaper to find some squat in a city somewhere and live like a pauper there rather than living like a pauper in the desert.

I believe owning one's own land makes police interactions as well as the prospect of suddenly having to move much less likely. And being not near people makes criminal interactions less likely. Worth the five bucks a year or whatever it is in property taxes. This is just an idle fantasy of mine. Currently wouldn't do it even if I had the money, though that could change.

you're supposed to be initiating criminal interactions. that's the point of this lifestyle.

I believe the point of this lifestyle is freedom from cognitive load.

I too have contemplated this. OP if you figure out how to make this work let us know.

Check out my other reblog for a link to a guy actually doing this for a year.

How much do you think one would need in investments to live off passive income where one buys some thousand dollar plot of land in New Mexico and lives in a storage shed? Just enough for food and medicine right? There are cheap plots of land in walking distance of places you can buy food and medicine. I think about this pretty much every day. Ever since I started investing in an index fund around a year ago. Would the suck of not having electricity and plumbing (well presumably I would be able to charge up my phone and laptop on grocery runs) be more or less than the suck of having to work for a living? I have enough invested for my fifty dollar a month medicine, just not for food yet...

i think it's cheaper to find some squat in a city somewhere and live like a pauper there rather than living like a pauper in the desert.

I believe owning one's own land makes police interactions as well as the prospect of suddenly having to move much less likely. And being not near people makes criminal interactions less likely. Worth the five bucks a year or whatever it is in property taxes. This is just an idle fantasy of mine. Currently wouldn't do it even if I had the money, though that could change.

you're supposed to be initiating criminal interactions. that's the point of this lifestyle.

That sounds like work (crime is still doing things for money!) and human interaction, which is actually what the lifestyle is trying to avoid! Generally when I think about doing this, there is a twice a month massive trek to the nearest library for chess and science fiction books as well as electronics recharging, and that's what I spend the rest of my time on.

This guy did exactly what I dream of, though he didn't have passive income so he ran out of money. This sounds like such a pleasant lifestyle. The only reason I include long walks instead of a motorcycle is because not having to pay for gas/repairs/insurance once I'm in the desert would make it cheaper and thus even more attainable.