Earnings in Psychology Related Fields
Have you ever wondered how much money psychologists earn each year? Salaries actually vary widely depending upon educational level, specialty area and years of experience. Some individuals working in the field of psychology earn around $30,000 a year, while others earn six-figure salaries. The following are some of the average salaries for different psychology jobs.
Salaries for Various Psychology JobsCareer Counselor: $46,000
Clinical Psychologist: $63,000
Cognitive Psychologist: $55,000
Counselor: $47,530
Developmental Psychologist: $56,500
Engineering Psychologist: $79,818
Experimental Psychologist: $56,500
Forensic Psychologist: $59,440
Health Psychologist: $40,000 (entry-level) to $85,000 (advanced-level)
Industrial-Organizational Psychologist: $97,820
Psychiatrist: $144,020
Neuropsychologist: $79,570
School Counselor: $53,750
School Psychologist: $59,440
Social Worker: $43,040
Sports Psychologist: $54,000
Substance Abuse Counselor: $59,460
Source http://psychology.about.com/od/careersinpsychology/a/psychologist-salaries.htm
My note: As a psychology student, I can’t help but even question how these data were collected. But from the looks of it, an industrial-organizational psychologist makes a lot on average.
Oil Industry - Earnings Enbridge Has Melted In The Last Quarter ! http://newish.info/207484-oil-industry-earnings-enbridge-has-melted-in-the-last-quarter
Facebook to go on hiring spree
home.technoguru.inArticle by at 2011-12-05 07:34:02
Categorized in Business,
Analysis: Wider earnings estimates signal trouble for stocks
Investors spent most of the third quarter selling shares and waiting for good news in the form of earnings that have been steady even as economic growth has been sluggish.A possible red flag for earnings is this: The trend of narrower estimate ranges since the start of 2008 has reversed, according to Thomson Reuters data. Wider estimate ranges means analysts are collectively less sure about what will happen in coming quarters, and that uncertainty suggests underperformance.”The worry is not really Q3, but 2012, where estimate ranges are starting to widen,” said Nick Raich, research director at Key Private Bank.A few surprises have already hit certain stocks hard. Shares of International Business Machines Corp are down more than 5 percent on Tuesday after surprisingly poor results for its third quarter.Mean estimate ranges for the coming 12 months are wider than any point since the start of the year. Industrial stocks have not seen wider ranges from the mean since July 2010. Tech stocks have not seen as much variance in estimates since early 2010.It could have a negative effect on stock prices. Research by Karl Diether and others at the University of Chicago and Harvard University in 2002 concluded that companies with wide estimate ranges tend to earn lower returns than otherwise similar stocks.”When you see a widening of estimate ranges, it theoretically means you will be in for a more volatile period,” said Hank Smith, chief investment officer at Haverford Trust in Radnor, Pennsylvania, with $6.5 billion under management.The primary reason for the widening estimates for the S&P 500 appears to be fears of a Greek debt contagion — an event that could have a broad impact on the global economy. It’s also one that analysts cannot model based on earnings and cash flows.Analysts expect S&P 500 companies to post $107 in earnings per share in the next 12 months. But the uncertainty in the euro zone puts the range of S&P 500 earnings between $65 and $110 per share next year, according to Key Private Bank’s Raich. That’s the widest his estimates have ranged since the financial crisis of 2008.Even consumer staples, known as a recession-resistant group, have seen wider estimate ranges. Cost pressures may be as much to blame as falling consumer sentiment, said Randy Bateman, in charge of $15 billion in assets at Huntington Private Financial Group in Columbus, Ohio.Fund managers are at an inflection point in trying to figure out the 2012 earnings picture, said Fred Labatt, who runs about $1.8 billion at San Antonio-based South Texas Money Management. He sees the potential for more companies lowering guidance on their third-quarter conference calls.”But I don’t really see much downside stock risk to lowered guidance — a lot of stocks already are discounting it,” he said.The big range is one reason some strategists are encouraging more options bets that can capitalize on increased volatility, rather than just better stock selection. Markets have endured a wild time since August, judging by the CBOE Volatility Index staying at elevated levels for more than two months.Raich said he’s been telling his derivatives team to use straddles and strangles, options trades meant to take advantage of volatility. “One way or another, the market wants to move big,” he said.
Acer loses $234M in second quarter
Acer, the world’s second largest PC manufacturer, blew past the negative projections that expected them to lose $114.7M, to lose $234.1M. This was Acer’s first loss in ten years. The PC maker has had a down quarter, but is expected to rebound in the coming months during the holiday season.
Income, Poverty and Health Insurance Coverage in the United States: 2010
Lots of detail on the website.
Amplify’d from lookobvious.blogspot.com
See this Amp at http://bit.ly/qYWrNh
UPDATE 5-Citi posts higher earnings but warns on growth
* Asia revenue rising, helped by retail business* Non-accrual loan portfolio shrinks* Shares down 1 percent in afternoon tradingBy Joe RauchOct 17 (Reuters) - Citigroup Inc reported higher quarterly earnings, helped by an accounting gain, but warned that developed markets could face weak growth for years, and the bank’s shares fell.Stripping out the accounting gain, third-quarter earnings were better than expected, and Citi’s stock rallied initially. But shares later weakened after senior bank executives sounded cautious notes on the economy and lending margins.Like its rivals, Citigroup was hit by the European debt crisis and the sluggish U.S. economy. Investment banking fees dropped and its loan book fell 2 percent. Operating expenses rose, in part because of investments made to boost its business.Chief Executive Vikram Pandit is trying to turn the bank around after the financial crisis by focusing on emerging markets, where economies are still growing relatively quickly. The weak U.S. economy also weighed on results at JPMorgan Chase & CoWells Fargo & Co .”In the developed markets, growth is likely to be slow for years,” Pandit said in a conference call with analysts.He also said the U.S. housing market remains the “greatest risk” that domestic banks face.Chief Financial Officer John Gerspach said the bank’s net interest margin is expected to decline by “a couple of basis points” in upcoming quarters, absent a significant portfolio sale.Overseas growth has helped Citigroup in recent quarters, but there are early signs of difficulties in its emerging markets business. For example, retail loan volume in Latin America dropped 7 percent in the third quarter from the second quarter.Citigroup, the third-largest U.S. bank by assets, reported net income of $3.77 billion, or $1.23 per share, up from $2.17 billion, or 72 cents per share, a year earlier.The latest results included a pretax gain of $1.9 billion, or 39 cents per share after taxes, due to the bank’s widening credit spreads during the quarter. When a bank’s debt weakens relative to U.S. Treasuries, it can record an accounting gain because it could profit from buying back debt.Excluding that gain, Citi earned $2.6 billion, or 84 cents per share. Analysts’ average forecast was 81 cents per share, according to Thomson Reuters I/B/E/S.In afternoon trading, Citi shares were down 29 cents, or 1 percent, to $28.11. They rose as high as $29.48 in morning dealings.INVESTMENT BANKING HITLike JPMorgan, Citigroup’s investment banking business was hurt when European market turmoil made companies reluctant to buy competitors or issue securities.Revenue at Citi’s continuing securities and banking business fell 12 percent excluding the debt value adjustment, to $4.84 billion.Overall operating expenses rose 8 percent from a year earlier. Operating expenses were $12.46 billion and have been hovering around that level since the fourth quarter of 2010. From the beginning of 2009 through the third quarter of 2010, quarterly operating expenses were typically closer to $11.9 billion.Citi, which received three U.S. government rescues at the height of the financial crisis, is seeing its problem loan portfolio shrink.Nonaccrual loans fell to $7.95 billion in the third quarter from $12.46 billion a year earlier.The bank’s share price has fallen about 40 percent this year, in line with declines for other large banks.
UPDATE 5-Citi posts higher earnings but warns on growth
* Asia revenue rising, helped by retail business* Non-accrual loan portfolio shrinks* Shares down 1 percent in afternoon tradingBy Joe RauchOct 17 (Reuters) - Citigroup Inc reported higher quarterly earnings, helped by an accounting gain, but warned that developed markets could face weak growth for years, and the bank’s shares fell.Stripping out the accounting gain, third-quarter earnings were better than expected, and Citi’s stock rallied initially. But shares later weakened after senior bank executives sounded cautious notes on the economy and lending margins.Like its rivals, Citigroup was hit by the European debt crisis and the sluggish U.S. economy. Investment banking fees dropped and its loan book fell 2 percent. Operating expenses rose, in part because of investments made to boost its business.Chief Executive Vikram Pandit is trying to turn the bank around after the financial crisis by focusing on emerging markets, where economies are still growing relatively quickly. The weak U.S. economy also weighed on results at JPMorgan Chase & CoWells Fargo & Co .”In the developed markets, growth is likely to be slow for years,” Pandit said in a conference call with analysts.He also said the U.S. housing market remains the “greatest risk” that domestic banks face.Chief Financial Officer John Gerspach said the bank’s net interest margin is expected to decline by “a couple of basis points” in upcoming quarters, absent a significant portfolio sale.Overseas growth has helped Citigroup in recent quarters, but there are early signs of difficulties in its emerging markets business. For example, retail loan volume in Latin America dropped 7 percent in the third quarter from the second quarter.Citigroup, the third-largest U.S. bank by assets, reported net income of $3.77 billion, or $1.23 per share, up from $2.17 billion, or 72 cents per share, a year earlier.The latest results included a pretax gain of $1.9 billion, or 39 cents per share after taxes, due to the bank’s widening credit spreads during the quarter. When a bank’s debt weakens relative to U.S. Treasuries, it can record an accounting gain because it could profit from buying back debt.Excluding that gain, Citi earned $2.6 billion, or 84 cents per share. Analysts’ average forecast was 81 cents per share, according to Thomson Reuters I/B/E/S.In afternoon trading, Citi shares were down 29 cents, or 1 percent, to $28.11. They rose as high as $29.48 in morning dealings.INVESTMENT BANKING HITLike JPMorgan, Citigroup’s investment banking business was hurt when European market turmoil made companies reluctant to buy competitors or issue securities.Revenue at Citi’s continuing securities and banking business fell 12 percent excluding the debt value adjustment, to $4.84 billion.Overall operating expenses rose 8 percent from a year earlier. Operating expenses were $12.46 billion and have been hovering around that level since the fourth quarter of 2010. From the beginning of 2009 through the third quarter of 2010, quarterly operating expenses were typically closer to $11.9 billion.Citi, which received three U.S. government rescues at the height of the financial crisis, is seeing its problem loan portfolio shrink.Nonaccrual loans fell to $7.95 billion in the third quarter from $12.46 billion a year earlier.The bank’s share price has fallen about 40 percent this year, in line with declines for other large banks.
UPDATE 5-Citi posts higher earnings but warns on growth
* Asia revenue rising, helped by retail business* Non-accrual loan portfolio shrinks* Shares down 1 percent in afternoon tradingBy Joe RauchOct 17 (Reuters) - Citigroup Inc reported higher quarterly earnings, helped by an accounting gain, but warned that developed markets could face weak growth for years, and the bank’s shares fell.Stripping out the accounting gain, third-quarter earnings were better than expected, and Citi’s stock rallied initially. But shares later weakened after senior bank executives sounded cautious notes on the economy and lending margins.Like its rivals, Citigroup was hit by the European debt crisis and the sluggish U.S. economy. Investment banking fees dropped and its loan book fell 2 percent. Operating expenses rose, in part because of investments made to boost its business.Chief Executive Vikram Pandit is trying to turn the bank around after the financial crisis by focusing on emerging markets, where economies are still growing relatively quickly. The weak U.S. economy also weighed on results at JPMorgan Chase & CoWells Fargo & Co .”In the developed markets, growth is likely to be slow for years,” Pandit said in a conference call with analysts.He also said the U.S. housing market remains the “greatest risk” that domestic banks face.Chief Financial Officer John Gerspach said the bank’s net interest margin is expected to decline by “a couple of basis points” in upcoming quarters, absent a significant portfolio sale.Overseas growth has helped Citigroup in recent quarters, but there are early signs of difficulties in its emerging markets business. For example, retail loan volume in Latin America dropped 7 percent in the third quarter from the second quarter.Citigroup, the third-largest U.S. bank by assets, reported net income of $3.77 billion, or $1.23 per share, up from $2.17 billion, or 72 cents per share, a year earlier.The latest results included a pretax gain of $1.9 billion, or 39 cents per share after taxes, due to the bank’s widening credit spreads during the quarter. When a bank’s debt weakens relative to U.S. Treasuries, it can record an accounting gain because it could profit from buying back debt.Excluding that gain, Citi earned $2.6 billion, or 84 cents per share. Analysts’ average forecast was 81 cents per share, according to Thomson Reuters I/B/E/S.In afternoon trading, Citi shares were down 29 cents, or 1 percent, to $28.11. They rose as high as $29.48 in morning dealings.INVESTMENT BANKING HITLike JPMorgan, Citigroup’s investment banking business was hurt when European market turmoil made companies reluctant to buy competitors or issue securities.Revenue at Citi’s continuing securities and banking business fell 12 percent excluding the debt value adjustment, to $4.84 billion.Overall operating expenses rose 8 percent from a year earlier. Operating expenses were $12.46 billion and have been hovering around that level since the fourth quarter of 2010. From the beginning of 2009 through the third quarter of 2010, quarterly operating expenses were typically closer to $11.9 billion.Citi, which received three U.S. government rescues at the height of the financial crisis, is seeing its problem loan portfolio shrink.Nonaccrual loans fell to $7.95 billion in the third quarter from $12.46 billion a year earlier.The bank’s share price has fallen about 40 percent this year, in line with declines for other large banks.
UPDATE 5-Citi posts higher earnings but warns on growth
* Asia revenue rising, helped by retail business* Non-accrual loan portfolio shrinks* Shares down 1 percent in afternoon tradingBy Joe RauchOct 17 (Reuters) - Citigroup Inc reported higher quarterly earnings, helped by an accounting gain, but warned that developed markets could face weak growth for years, and the bank’s shares fell.Stripping out the accounting gain, third-quarter earnings were better than expected, and Citi’s stock rallied initially. But shares later weakened after senior bank executives sounded cautious notes on the economy and lending margins.Like its rivals, Citigroup was hit by the European debt crisis and the sluggish U.S. economy. Investment banking fees dropped and its loan book fell 2 percent. Operating expenses rose, in part because of investments made to boost its business.Chief Executive Vikram Pandit is trying to turn the bank around after the financial crisis by focusing on emerging markets, where economies are still growing relatively quickly. The weak U.S. economy also weighed on results at JPMorgan Chase & CoWells Fargo & Co .”In the developed markets, growth is likely to be slow for years,” Pandit said in a conference call with analysts.He also said the U.S. housing market remains the “greatest risk” that domestic banks face.Chief Financial Officer John Gerspach said the bank’s net interest margin is expected to decline by “a couple of basis points” in upcoming quarters, absent a significant portfolio sale.Overseas growth has helped Citigroup in recent quarters, but there are early signs of difficulties in its emerging markets business. For example, retail loan volume in Latin America dropped 7 percent in the third quarter from the second quarter.Citigroup, the third-largest U.S. bank by assets, reported net income of $3.77 billion, or $1.23 per share, up from $2.17 billion, or 72 cents per share, a year earlier.The latest results included a pretax gain of $1.9 billion, or 39 cents per share after taxes, due to the bank’s widening credit spreads during the quarter. When a bank’s debt weakens relative to U.S. Treasuries, it can record an accounting gain because it could profit from buying back debt.Excluding that gain, Citi earned $2.6 billion, or 84 cents per share. Analysts’ average forecast was 81 cents per share, according to Thomson Reuters I/B/E/S.In afternoon trading, Citi shares were down 29 cents, or 1 percent, to $28.11. They rose as high as $29.48 in morning dealings.INVESTMENT BANKING HITLike JPMorgan, Citigroup’s investment banking business was hurt when European market turmoil made companies reluctant to buy competitors or issue securities.Revenue at Citi’s continuing securities and banking business fell 12 percent excluding the debt value adjustment, to $4.84 billion.Overall operating expenses rose 8 percent from a year earlier. Operating expenses were $12.46 billion and have been hovering around that level since the fourth quarter of 2010. From the beginning of 2009 through the third quarter of 2010, quarterly operating expenses were typically closer to $11.9 billion.Citi, which received three U.S. government rescues at the height of the financial crisis, is seeing its problem loan portfolio shrink.Nonaccrual loans fell to $7.95 billion in the third quarter from $12.46 billion a year earlier.The bank’s share price has fallen about 40 percent this year, in line with declines for other large banks.
UPDATE 5-Citi posts higher earnings but warns on growth
* Asia revenue rising, helped by retail business* Non-accrual loan portfolio shrinks* Shares down 1 percent in afternoon tradingBy Joe RauchOct 17 (Reuters) - Citigroup Inc reported higher quarterly earnings, helped by an accounting gain, but warned that developed markets could face weak growth for years, and the bank’s shares fell.Stripping out the accounting gain, third-quarter earnings were better than expected, and Citi’s stock rallied initially. But shares later weakened after senior bank executives sounded cautious notes on the economy and lending margins.Like its rivals, Citigroup was hit by the European debt crisis and the sluggish U.S. economy. Investment banking fees dropped and its loan book fell 2 percent. Operating expenses rose, in part because of investments made to boost its business.Chief Executive Vikram Pandit is trying to turn the bank around after the financial crisis by focusing on emerging markets, where economies are still growing relatively quickly. The weak U.S. economy also weighed on results at JPMorgan Chase & CoWells Fargo & Co .”In the developed markets, growth is likely to be slow for years,” Pandit said in a conference call with analysts.He also said the U.S. housing market remains the “greatest risk” that domestic banks face.Chief Financial Officer John Gerspach said the bank’s net interest margin is expected to decline by “a couple of basis points” in upcoming quarters, absent a significant portfolio sale.Overseas growth has helped Citigroup in recent quarters, but there are early signs of difficulties in its emerging markets business. For example, retail loan volume in Latin America dropped 7 percent in the third quarter from the second quarter.Citigroup, the third-largest U.S. bank by assets, reported net income of $3.77 billion, or $1.23 per share, up from $2.17 billion, or 72 cents per share, a year earlier.The latest results included a pretax gain of $1.9 billion, or 39 cents per share after taxes, due to the bank’s widening credit spreads during the quarter. When a bank’s debt weakens relative to U.S. Treasuries, it can record an accounting gain because it could profit from buying back debt.Excluding that gain, Citi earned $2.6 billion, or 84 cents per share. Analysts’ average forecast was 81 cents per share, according to Thomson Reuters I/B/E/S.In afternoon trading, Citi shares were down 29 cents, or 1 percent, to $28.11. They rose as high as $29.48 in morning dealings.INVESTMENT BANKING HITLike JPMorgan, Citigroup’s investment banking business was hurt when European market turmoil made companies reluctant to buy competitors or issue securities.Revenue at Citi’s continuing securities and banking business fell 12 percent excluding the debt value adjustment, to $4.84 billion.Overall operating expenses rose 8 percent from a year earlier. Operating expenses were $12.46 billion and have been hovering around that level since the fourth quarter of 2010. From the beginning of 2009 through the third quarter of 2010, quarterly operating expenses were typically closer to $11.9 billion.Citi, which received three U.S. government rescues at the height of the financial crisis, is seeing its problem loan portfolio shrink.Nonaccrual loans fell to $7.95 billion in the third quarter from $12.46 billion a year earlier.The bank’s share price has fallen about 40 percent this year, in line with declines for other large banks.
Nintendo Posts First Ever Annual Loss
What’s wrong with Nintendo? The brand dominated this console generation, racking up millions upon millions of sales of the Wii and DS, with its competitors not even coming close to its numbers.
So why then is the company reporting such abysmal numbers now? Nintendo is forecasting that it will post an annual loss of $264 million, its first annual loss since the company began issuing financial statements in 1981. Though a lot of that has to do with the yen being extremely weak, Nintendo also points to “current sales performance” as a large factor, and holiday expectations are now a lot lower than they were initially.
There are a great many factors playing into these huge losses, but one that’s pretty easy to spot from a mile away. Gamers have been looking forward to this fall all year due
