“1 in 7 Americans has at least 10 credit cards. Every year, a college graduate in the United States walks out into the real world with an estimated college debt of $25,000. We have an entire generation of debtors, now. An entire generation has now been enslaved by the burden of debt, haunting college grads for life. For millions of youth across the United States, the American Dream has turned into the American Nightmare that they just cannot wake up from.”