hundred-dollars

I’m not sure where to start with this post, so I’ll just put the basics and let the rest fall into place.

I moved to New York from Virginia about 7 months ago without much more than a few hundred dollars to my name and enough clothes to last a few weeks. My main goal was to survive, but I figured anything was better than the reality I was living where I was before.

I’ve worked my ass off. Odd jobs here and there. Temporary. Part-time work. Everything. Just to get to where I am today. I have been scammed, followed, threatened, sexually assaulted you name it - all along the way. I didn’t need medication. I was invincible. Doing everything my alcoholic, abusive mother told me I’d never be able to do.

Unfortunately, being resilient can wear off after a while. My health took a dive and my depression and anxiety took over. I was exhausted every day, not knowing that I hovered near deadly iron levels. I simply thought it was my body’s response to being dragged around the city all the time. Flash forward through months of scraping it by and and I’m looking over the side of the George Washington Bridge because I can’t do it anymore. I just can’t.

That was a month ago yesterday, after spending all of May in an inpatient mental illness facility in Westchester, NY. I just got out of what was probably the most trying time (physically and emotionally) in my life. I had to come to terms with this hard truth while I was there: I need to learn to ask for help.

So that’s what I’m doing now. Before I was transported to that hospital, I was due to pay my rent on a new sublet that I’d moved into, but I obviously didn’t get to that day. A month of not working and medical expenses on top of that and I’m sitting on top of a heap of angry roommates and medications that need to be bought and filled regularly and roughly $11 at the moment.

At this point in time I can’t be homeless AND aggressively working on my my mental illness (I’ll be attending partial hospitalization programs for the next two weeks). My life is drastically different on a mental standpoint, but it still needs help. I still need help. It will be an ongoing battle until I’m back on my feet again and now spending my last few dollars on “an outfit to die in” like I did that day.

I am incredibly grateful to have succumbed to getting the help I knew I needed, but it is only the beginning. The people I met while hospitalized will change my life forever (Alesia - whom I’ve admired for some time for similar struggles- and her father showed me an amount of kindness I had yet to experience in my life), but at this point I am still a family of 1. I am estranged from all of my family (as many of them are from each other) and had no friends in NYC until I started my hospitalization.

Until I can snag a job, I need to get started on paying my rent, paying for my meds, and transportation to/from the partial hospitalization program and hematologist appointments I have. If you are willing to help, you can do so here via PayPal . The email is edrandpr@gmail.com.

I’d also love some words of encouragement. I’ve spent so long doing everything by myself, that I forget that other people are out there.

3

You stepped up to the counter and grabbed your drinks, turning quickly to return to Pietro.  He hated having to wait for them, but the last time you two went out for coffee he’d managed to dump it everywhere in his haste.  You were just glad he hadn’t jumped over the counter to get everything himself like the first time (which ended up costing Tony about four hundred dollars worth of damage).

You spun on your heel, ready to return to the window booth you two always took Saturday evenings when you spotted a girl standing there.  She was pretty and dressed up, and twirling her hair as she giggled at something Pietro said.  You took a couple steps forward until you could hear them, but you weren’t sure if you should approach. 

You really liked Pietro.  Really liked him, more than you thought a person should be allowed to like another person.  He was anxious but charming, an adorable combination.  And for whatever reason he always insisted on going with you when you left the tower (you thought it was because you once said you found New York City intimidating).  And while you’d gotten used to the jealous looks of women and men, nobody had ever approached him while you two were out.  You chastised yourself for being so heartbroken, because you knew it was bound to happen sooner or later.  That smile could never go overlooked, but what you didn’t know was that he only smiled like that when he was with you.

“Here’s my number,” the girl said.  She wrote it down on a napkin and slid it over to Pietro.  He glanced at it with his same amazing smile but it quickly dropped.

He held a hand up and then pointed at you as he said, “My heart is already spoken for.”

Congratulations on being able to support yourself through sugaring! Your newfound source of income leaves you with a ton of extra money. You may want to splurge and spend your entire allowance the second it comes in contact with your perfectly manicured hands, but it is important to budget, save, and conserve. Here are a few of my tips for sugar babies to budget their money. Of course, you will need to tweak these tips to fit your lifestyle and goals. 

There are three things you can do with your money: pay your bills, spend, and save.

Right now, let’s work with bills and spending. On a piece of paper, write down every thing you can think of that you will need to pay or spend money on. Here is an example:

Next, let’s work on savings. You can divide your savings category into two additional sub categories: long-term savings (things you want to purchase/invest for your life that cost over a few hundred dollars) and short-term savings (smaller items that cost under a few hundred dollars). On a piece of paper, write down all your short-term and long-term savings goals. Here is an example:

Next, you will want to allot a certain amount of money to each category. There are two ways to do this depending on how you receive your money.


You have a set allowance each month

-You have a sugar daddy who gives you around the same amount every single month 

You can distribute exact numerical amounts of money for each category. Each amount that you allot will depend on how much you make and the importance each category has for you. For example, if you don’t have any long terms saving goals but are sugaring to spoil yourself with nice items, you would put more money into the spending category. Distribute a certain amount of money for each main category (pay, spend, and save) and within those categories, distribute a certain amount of money for each sub-category within the main three. 

Heres an example: Let’s say Sally has a set allowance of $2000 that she receives on the first of every month. This is how she budgets her monthly allowance. 

You make a different amount of money each month

-You either have multiple sugar daddies or receive money from WYP and POT dates which cause your monthly allowance to be sporadic and different from month to month.

If your sugaring income is erratic, it’s best to assign percentage values to each category instead of numerical values. Each time you get money from sugaring, you use the percentages you created to get a numerical value.

Here’s an example: Sally’s SD gives her money each time they meet. She also uses WYP and goes on a few POT dates every week. This is her budget.

In one week, she received $1000 from her SD and POT dates. She uses her assigned percentages to calculate what she should do with her money each time she receives money. Her budget will change depending on how much she receives. This is her budget for the week. 

Tweak and shape your budget so that it accurately and realistically meets your spending and saving needs. You can be as specific and strict about your budget as you’d like. 

Now that you have a budget written out, the next step is to keep track of your spending and make sure you adhere to your budget. There are two ways of doing this. 

If your SD wires money directly into your account or you are able to safely deposit your money into your bank account without raising suspicion (read about banking laws here), you can easily track your finances virtually through an app of your choice. I personally love Mint.com because you can manage your bills and spending all in one place. You can also input your budget and Mint will track your spending, even alerting you if you go over your budget for any given category. 

If you operate mostly in cash, I would highly recommend the envelope system (and a good safe). Buy some pretty envelopes, label those bad boys with your different categories, and stick your money in them. Then, whenever you need to spend your money or pay your bills, take out the amount you need from the corresponding envelope. 

This is what my envelope system looks like.

I have an four envelopes labeled Rent, Spend, Short-term Savings, and Long-term Savings. When it comes time to pay my rent, I will purchase a money order (read more about using them safely here). On my two “savings” envelopes, I attached a small memo sheet where I wrote down my savings goals which I can cross off once I achieve/purchase them. Also, once I accumulate enough in my long-term saving envelope, I will deposit the money into my bank account. I also bought a cute notebook in which log each “transaction” I make concerning the money in my envelopes. Tweak the amount of envelopes you have and their labels to fit your budget.

Be strict with your envelopes and don’t be tempted to “borrow” money from a different envelope if you run out. 

This guide is a conglomeration of posts that other babies have written about budgeting along with my own personal experience. Thanks for reading. I hope this helps. If anyone wants to add their own tips, feel free!

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Awesome Sh*t You Can Buy

“Two of the law enforcement agents involved in the tangled multi-agency investigation into the Silk Road have been charged by the Department of Justice for stealing hundreds of thousands of dollars (at the very least) in bitcoin. “

anonymous asked:

what's with dudes insisting that their amps gotta be tube and then turning around and spending multiple hundreds of dollars on transistor-based clipping circuits

It’s called gain staging you fucking philistine

anonymous asked:

18. grillems please? <3

I love the idea of road trips to nowhere so here, have this.

He was born with stars in his chest, and when he talks, he speaks in constellations. His hands were always meant for James to hold.

“Yeah,” he says. “We can totally get some ice cream.” he says. They are entire cities away from home and the street lights speak in foreign languages. They are completely free. And while James is all blue jeweled eyes and half written postcards and cruising down the dairy section of a runaway grocery store, Bruce counts down their shopping list. It’s not much, just enough to get by.

Keep reading

Two of the law enforcement agents involved in the tangled multi-agency investigation into the Silk Road have been charged by the Department of Justice for stealing hundreds of thousands of dollars (at the very least) in bitcoin. The criminal complaint against former DEA agent Carl Mark Force IV and former Secret Service agent Shaun Bridges alleges money laundering, wire fraud, theft of government property, and more. But more shockingly, it tells the story of a sprawling case tainted by an unbelievable web of corruption. A state’s witness took the fall for an agent’s theft, thus becoming the target for a murder-for-hire—a murder that was then faked by the same agent. The Silk Road case was compromised again and again as Force and Bridges allegedly took every opportunity to embezzle and steal money. With so much bitcoin on their hands, the two had to coax various bitcoin and payments companies to help convert their ill-gotten gains to dollars. When companies resisted, investigations were launched, subpoenas were issued, and civil forfeitures were sought in retaliation.

The investigation into Force and Bridges began around May 2014, nearly a year after the arrest of Ross Ulbricht. Ulbricht was convicted this February of operating the Silk Road marketplace under the moniker “the Dread Pirate Roberts.” The criminal complaint alleges that Force and Bridges not only managed to siphon off bitcoins into their personal accounts while conducting undercover operations on the Silk Road, but Force also adopted a series of different personas on the Silk Road that switched off between extorting Ulbricht/DPR and selling him information from inside the federal investigation. Under the handles “Nob” and “French Maid,” Force sold DPR information that he had supposedly acquired from a corrupt government agent, while under the handle “Death from Above,” he used information from inside the investigation to extort DPR for bitcoins. …

Dinero

nos odia

we cut for it
kill for it
sweat for it

we lie and cheat
for
it

we divide and subtract
our dignity
for it

we multiply
our sin for it

we roll our morality
in rubber bands and toss it
in black bags
for it

we hide our secrets
under bed
for it
we pull triggers
to heads
for it
we stab metal
into backs
for it

dinero hates us
and we hate for it
and we hate ourselves
and we hate each
other for
it

But I still want
my palms dirty
and full of it
so stuffed in
my room my skin
smells
of it

so stuck in my pores
my sweat stinks
like 100 hundred dollar dreams

My palms hunger to hold
the historical
death, life
and success
of it

I want my huellas
to touch each hand
that held this stack
of poison path

So I can love my familia
fly them away
to every vacation
they deserve
in Cabo, Machu Pichu
and Nueva York.
So I can rip away
the doctor
that grips their ankles
down the swamp of debt.
So I can wipe  
the stress
stuck in their heads.

No mas pleitos
over who grinds more
and who never
brings enough
no more 60 hour work weeks
mama
no more pain cutting
in your back
papa
no more hunger in Santiago
primos
no more fighting over
who is paying
the next bill

Y en el mandado
no more
“deja eso”
ahora nos llevamos todo
even
the glutten free shit
the non gmo shit
the no preservatives
pure organic type shit.

Esto si
es vivir
rico.

Dinero lo quiero
para chingar la frontera
cien coyotes pagados
mi familia para este lado.

Quiero este dinero
sucio en mis dedos
para pagar los sueños
de los dreamers
para arreglar
cualquier papel chueqo.

Indocumentado
quien?

No more llantos
yo te pago
un sueño
para ser abogada
para ser consulado
para ser maestra
para ser enfermero
para aprender el
eeengleeesssh.

A la chingada
con la friega
fuck the patrón
abusing my family’s back
fuck the patrón
making robots
of their hearts.

With this dinero
I will help my loved ones rise
like the monuments
they truly are
never meant to serve
the rich and be slaves
to any CEO
or eat poison from the earth
or be labeled illegal.

They
will
rise
reaching  el cielo
making it impossible
for any cabron to look down
on them.

—  “Dinero” by Eric Eztli (frommyblood.tumblr.com)

anonymous asked:

Being on MTV must be so nice. Just on your ass, pop babies out, and yell at your baby daddies then get paid hundreds of thousands of dollars.

Yep. Why do you think the teen pregnancy rate has slowed down? America’s youth aint dumb and they see how easy being a teen parent is.

*sarcasm*

NEW FILM: Bellamy is currently filming ‘Offer and Compromise’ and will be playing a character named 'Karen’

“Henry Warner, a middle-class family man. Henry is the victim of a downsized economy and the off-shoring of the American workforce. Henry is over a hundred thousand dollars in debt and is still pretending he has a job he lost six months ago. Henry has a wife who wants someone else’s life, a teenage daughter who wants her own apartment, an 8-year-old daughter who wants to be Wayne Gretzky, a five-year-old son who has yet to speak and a mother-in-law who hates him.

Henry’s fate becomes tied to Travis Parker, a twenty-something recent hire of the Beaumont Credit Collection Agency. Working with the colorful staff of lifers, Travis gets an education in denial and regret. Ultimately, he and the Warner family must join forces to break free of their debts, both financial and emotional.”

I can’t believe my mom doesn’t want to go to Nashville anymore 😔 I saved up hundreds of dollars and bought tickets and worked so hard and now it’s not going to happen