Millennials may think they’re staying out of financial trouble by forgoing credit cards, but they’re doing a disservice to themselves and their credit scores. The responsible use of credit cards is one of the easiest ways to build a strong credit score, which is essential for qualifying for insurance policies, auto and mortgage loans, and sometimes even a job.
—  Bankrate.com credit card analyst Jeanine Skowronski, on Millennials shying away from credit cards
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